deferred payment

简明释义

延期付款

英英释义

例句

1.The company offered a deferred payment plan to help customers manage their finances better.

公司提供了一个延期付款计划，帮助客户更好地管理财务。

2.Many students opt for deferred payment options when enrolling in expensive courses.

许多学生在报名参加昂贵课程时选择延期付款选项。

3.The store allows deferred payment for large purchases, making it easier for customers to buy.

该商店允许对大额购买进行延期付款，使客户更容易购买。

4.Under the terms of the contract, we agreed to a deferred payment for the construction services.

根据合同条款，我们同意对施工服务进行延期付款。

5.They decided on a deferred payment schedule to ease the burden of immediate costs.

他们决定采用延期付款计划，以减轻立即支付的负担。

作文

In today's fast-paced world, the concept of financial management has become increasingly important for individuals and businesses alike. One term that often comes up in discussions about financing options is deferred payment. This term refers to a financial arrangement where the payment for goods or services is delayed to a later date. Understanding deferred payment can help consumers make informed decisions about their purchases and manage their budgets more effectively.The primary advantage of deferred payment is that it allows individuals to acquire products or services without having to pay for them upfront. This can be particularly beneficial in situations where cash flow is tight or when unexpected expenses arise. For example, consider a scenario where a person needs to purchase a new appliance but does not have enough savings at the moment. By opting for a deferred payment plan, they can take the appliance home immediately and pay for it over time, making the financial burden more manageable.Businesses also utilize deferred payment arrangements as a way to attract customers. Many retailers offer financing options that allow shoppers to buy now and pay later, often with little to no interest if paid off within a specified period. This strategy not only boosts sales but also enhances customer satisfaction by providing flexibility in payment options. However, it is crucial for consumers to read the fine print and understand the terms associated with deferred payment, as failing to pay on time can lead to additional fees and interest charges.Moreover, deferred payment can be an effective tool for managing larger expenses, such as medical bills or tuition fees. Many healthcare providers and educational institutions offer payment plans that allow patients and students to pay in installments rather than in one lump sum. This approach helps alleviate the immediate financial pressure and makes essential services more accessible to those who might otherwise struggle to afford them.However, while deferred payment offers advantages, it is essential to approach it with caution. Consumers must ensure that they have a clear understanding of their financial situation and the total cost involved in the deferred payment plan. It is easy to overlook the long-term implications of such arrangements, especially if they lead to accumulating debt. Therefore, budgeting and planning are critical when considering deferred payment options.In conclusion, the concept of deferred payment is a valuable financial tool that can provide significant benefits to both consumers and businesses. It allows for immediate access to goods and services while spreading the cost over time. However, it is imperative to approach these arrangements with careful consideration and a thorough understanding of the terms involved. By doing so, individuals can make the most of deferred payment options while avoiding potential pitfalls associated with deferred financial obligations.

在当今快节奏的世界中，财务管理的概念对于个人和企业变得越来越重要。在讨论融资选项时，一个经常出现的术语是延期付款。这个术语指的是一种财务安排，其中商品或服务的付款被推迟到以后的日期。理解延期付款可以帮助消费者做出明智的购买决定，更有效地管理他们的预算。延期付款的主要优点是它允许个人在不需要提前支付的情况下获取产品或服务。这在现金流紧张或出现意外支出时特别有利。例如，考虑一个人需要购买新电器但此时没有足够储蓄的情况。通过选择延期付款计划，他们可以立即将电器带回家，并分期付款，使财务负担更易于管理。企业也利用延期付款安排来吸引客户。许多零售商提供融资选项，允许购物者先购买后付款，通常在指定期限内无息。这一策略不仅促进了销售，还通过提供灵活的付款选项提升了客户满意度。然而，消费者必须仔细阅读条款并理解与延期付款相关的条件，因为未能按时付款可能导致额外费用和利息。此外，延期付款可以成为管理较大开支（如医疗账单或学费）的有效工具。许多医疗服务提供者和教育机构提供付款计划，允许患者和学生分期付款，而不是一次性支付。这种方法有助于减轻即时财务压力，使那些可能会因为负担不起而无法获得必要服务的人更容易接触到这些服务。然而，虽然延期付款提供了优势，但必须谨慎对待。消费者必须确保对自己的财务状况和延期付款计划涉及的总成本有清晰的理解。很容易忽视这种安排的长期影响，尤其是如果它们导致债务累积。因此，在考虑延期付款选项时，预算和规划至关重要。总之，延期付款的概念是一种有价值的财务工具，可以为消费者和企业提供显著的好处。它允许立即访问商品和服务，同时将成本分摊到未来。然而，务必以谨慎的态度对待这些安排，并全面了解所涉及的条款。通过这样做，个人可以充分利用延期付款选项，同时避免与延期财务义务相关的潜在陷阱。