current rate

简明释义

现行费率

英英释义

例句

1.Investors are closely monitoring the current rate of stock market returns.

投资者正在密切关注股票市场回报的当前率。

2.The current rate of inflation is affecting consumer spending habits.

目前的通货膨胀率正在影响消费者的消费习惯。

3.The current rate for the minimum wage has been raised to $15 per hour.

最低工资的当前标准已提高至每小时15美元。

4.You should check the current rate for currency exchange before you travel.

在旅行前，你应该查看一下货币兑换的当前汇率。

5.The bank offers a loan at the current rate of interest, which is 3.5%.

银行提供的贷款利率为当前利率，即3.5%。

作文

In today's fast-paced world, understanding economic indicators is crucial for making informed decisions, whether in personal finance or business strategy. One such indicator that often comes up in discussions about the economy is the current rate. The current rate refers to the prevailing interest rate set by financial institutions or central banks at any given moment. This rate can significantly influence borrowing costs, savings yields, and overall economic activity. For instance, when the current rate is low, it encourages consumers to borrow more, as loans become cheaper. This increased borrowing can lead to higher consumer spending, which in turn stimulates economic growth. Conversely, a high current rate can deter borrowing, leading to decreased spending and potentially slowing down the economy.Understanding the implications of the current rate is essential for investors as well. When the current rate rises, bond prices typically fall, as newer bonds are issued at higher rates, making existing bonds with lower rates less attractive. This relationship between interest rates and bond prices is a fundamental concept in finance. Investors must keep a close eye on the current rate to make strategic decisions about their portfolios.Moreover, the current rate also has a direct impact on the housing market. When mortgage rates, which are influenced by the current rate, are low, more people are likely to purchase homes. This increase in demand can drive up home prices, making it a seller's market. On the other hand, if the current rate increases, potential homebuyers may be discouraged due to higher borrowing costs, leading to a slowdown in the housing market.In addition to its effects on individual sectors, the current rate is a key tool used by central banks to control inflation. By adjusting the current rate, central banks can influence the money supply in the economy. For example, during periods of high inflation, a central bank may raise the current rate to cool off spending and borrowing, thereby reducing inflationary pressures. Conversely, during economic downturns, lowering the current rate can help stimulate the economy by encouraging borrowing and spending.In conclusion, the current rate is a vital economic indicator that affects various aspects of the economy, from consumer behavior to investment strategies and housing markets. Understanding how the current rate works and its implications can empower individuals and businesses to make better financial decisions. As we navigate through the complexities of the economy, keeping an eye on the current rate will provide valuable insights into future trends and opportunities. Therefore, staying informed about changes in the current rate is not just beneficial; it is essential for anyone looking to thrive in today’s economic environment.

在当今快节奏的世界中，理解经济指标对于做出明智的决策至关重要，无论是在个人财务还是商业战略方面。其中一个经常出现在经济讨论中的指标就是current rate。current rate指的是金融机构或中央银行在任何给定时刻设定的现行利率。这个利率可以显著影响借贷成本、储蓄收益和整体经济活动。例如，当current rate较低时，它鼓励消费者借款，因为贷款变得更便宜。这种借贷的增加可以导致消费者支出增加，从而刺激经济增长。相反，较高的current rate可能会阻止借贷，导致支出减少，并可能减缓经济。理解current rate的影响对投资者也至关重要。当current rate上升时，债券价格通常会下跌，因为新发行的债券利率较高，使得现有的低利率债券不那么具吸引力。这种利率与债券价格之间的关系是金融学中的基本概念。投资者必须密切关注current rate，以便制定他们投资组合的战略决策。此外，current rate还直接影响住房市场。当抵押贷款利率（受current rate影响）较低时，更多的人可能会购买房屋。这种需求的增加可能会推高房价，使其成为卖方市场。另一方面，如果current rate上升，潜在的购房者可能会因借贷成本增加而感到沮丧，从而导致住房市场放缓。除了对各个行业的影响外，current rate还是中央银行控制通货膨胀的关键工具。通过调整current rate，中央银行可以影响经济中的货币供应。例如，在高通货膨胀时期，中央银行可能会提高current rate以冷却消费和借贷，从而减少通货膨胀压力。相反，在经济衰退期间，降低current rate可以通过鼓励借贷和消费来刺激经济。总之，current rate是一个重要的经济指标，影响着经济的各个方面，从消费者行为到投资策略和住房市场。理解current rate的运作及其影响可以使个人和企业做出更好的财务决策。在我们应对经济复杂性时，关注current rate将提供对未来趋势和机会的宝贵洞察。因此，保持对current rate变化的了解不仅是有益的；它对于任何希望在当今经济环境中蓬勃发展的个人来说都是必不可少的。