current rate

简明释义

现价

英英释义

例句

1.Investors are concerned about the current rate of returns on their investments.

投资者对他们投资的当前回报率感到担忧。

2.You should check the current rate for currency exchange before traveling.

在旅行前，你应该查看货币兑换的当前汇率。

3.The bank offers a loan at the current rate of interest, which is 3.5%.

银行提供的贷款利率为当前利率，即3.5%。

4.The current rate of unemployment has dropped to its lowest in five years.

目前的失业率已降至五年来的最低水平。

5.The current rate of inflation is affecting the cost of living significantly.

当前的通货膨胀率正在显著影响生活成本。

作文

In today's rapidly changing world, understanding economic indicators is essential for both individuals and businesses. One of the most critical indicators is the current rate, which refers to the present level of interest rates set by central banks or financial institutions. This rate significantly impacts various aspects of the economy, including consumer spending, investment decisions, and overall economic growth. For instance, when the current rate is low, borrowing becomes cheaper, encouraging consumers to take out loans for big purchases like homes or cars. This increase in consumer spending can stimulate economic growth, leading to more job creation and higher incomes.Conversely, a high current rate can have a cooling effect on the economy. Higher interest rates mean higher costs for loans, which may deter consumers from making significant expenditures. Businesses might also postpone investments in expansion or new projects due to increased borrowing costs. As a result, understanding the implications of the current rate is crucial for making informed financial decisions.Moreover, the current rate is not static; it fluctuates based on various factors, including inflation, unemployment rates, and global economic conditions. For example, during periods of high inflation, central banks may raise the current rate to curb spending and stabilize prices. Conversely, during economic downturns, they might lower the current rate to encourage borrowing and spending.Individuals should pay attention to the current rate when considering mortgage rates, personal loans, or savings accounts. A lower current rate can lead to significant savings on interest payments over time. For instance, if someone decides to buy a house when the current rate is at a historical low, they could save thousands of dollars in interest compared to purchasing at a higher rate.Businesses, too, need to monitor the current rate to make strategic decisions about financing. A company may choose to issue bonds or take out loans based on the prevailing current rate. If the rate is favorable, it can lead to lower costs and improved profitability.In conclusion, the current rate plays a pivotal role in shaping economic conditions and influencing financial decisions. Whether you are an individual looking to buy a home or a business planning for growth, understanding how the current rate affects your financial landscape is vital. By staying informed about changes in the current rate, you can make better choices that align with your financial goals and contribute to economic stability.

在当今快速变化的世界中，理解经济指标对个人和企业都至关重要。其中一个最关键的指标是当前利率，它指的是由中央银行或金融机构设定的现行利率水平。这个利率对经济的各个方面产生重大影响，包括消费者支出、投资决策和整体经济增长。例如，当当前利率较低时，借贷成本变得更便宜，鼓励消费者申请贷款进行大宗购买，如房屋或汽车。这种消费者支出的增加可以刺激经济增长，导致更多的就业机会和更高的收入。相反，高当前利率可能会对经济产生冷却效应。较高的利率意味着贷款成本更高，这可能会阻止消费者进行重大支出。由于借贷成本增加，企业也可能推迟扩张或新项目的投资。因此，理解当前利率的影响对于做出明智的财务决策至关重要。此外，当前利率并不是静态的；它会根据通货膨胀、失业率和全球经济条件等各种因素而波动。例如，在高通货膨胀时期，中央银行可能会提高当前利率以抑制支出并稳定价格。相反，在经济衰退期间，他们可能会降低当前利率以鼓励借贷和消费。个人在考虑抵押贷款、个人贷款或储蓄账户时，应关注当前利率。较低的当前利率可以在长期内节省大量利息支出。例如，如果某人在当前利率处于历史低位时决定购买房屋，他们与在较高利率下购买相比，可能节省数千美元的利息。企业也需要关注当前利率以制定融资的战略决策。一家公司可能会根据当前的当前利率选择发行债券或申请贷款。如果利率有利，会导致成本降低，从而提高盈利能力。总之，当前利率在塑造经济条件和影响财务决策方面发挥着关键作用。无论您是希望购房的个人，还是计划增长的企业，理解当前利率如何影响您的财务状况至关重要。通过了解当前利率的变化，您可以做出更符合财务目标的选择，并为经济稳定做出贡献。