comfort letter

简明释义

意向书

英英释义

例句

1.The bank issued a comfort letter to assure the supplier of the company's financial stability.

银行发出了安慰函，以向供应商保证公司的财务稳定性。

2.The comfort letter provided by the parent company helped the subsidiary secure additional funding.

母公司提供的安慰函帮助子公司获得了额外的资金。

3.The contractor needed a comfort letter from the client to proceed with the project.

承包商需要客户提供一封安慰函才能继续项目。

4.Before signing the lease, the landlord requested a comfort letter from the tenant's employer.

在签署租约之前，房东要求租户的雇主提供一封安慰函。

5.Investors received a comfort letter from the company, reassuring them about their investment.

投资者收到了公司发出的安慰函，以此来安抚他们对投资的担忧。

作文

In the world of finance and business, various terms and documents play crucial roles in facilitating transactions and ensuring trust between parties. One such important document is a comfort letter, which serves as a form of assurance or support from one party to another. A comfort letter is typically issued by a parent company or a financial institution to reassure a lender or investor about the financial stability and creditworthiness of a subsidiary or a borrower. This letter does not constitute a legal obligation but provides a sense of security that can significantly influence lending decisions. The significance of a comfort letter cannot be understated, especially in situations where a company seeks financing for expansion or operational needs. Investors and lenders often require additional reassurance beyond the standard financial statements. This is where a comfort letter comes into play. It essentially communicates that the parent company is willing to support its subsidiary financially if necessary, thereby reducing the perceived risk associated with lending. For instance, imagine a small tech startup looking to secure a loan for developing a new product. The bank may review the startup's financial records and find them lacking in certain areas. However, if the startup's parent company issues a comfort letter, stating that it will provide financial backing if required, the bank may feel more comfortable approving the loan. This letter acts as a bridge between the lender's concerns and the borrower's capabilities. Moreover, a comfort letter can also be beneficial in international trade. When companies engage in cross-border transactions, they often face uncertainties regarding the creditworthiness of their partners. A comfort letter from a reputable entity can help mitigate these concerns, fostering trust and enabling smoother transactions. However, it is essential to note that a comfort letter does not carry the same weight as a guarantee. While it offers reassurance, it is not legally binding, meaning that the issuer is not obligated to fulfill any financial commitments outlined in the letter. Therefore, parties involved should exercise caution and conduct thorough due diligence before relying solely on a comfort letter. In conclusion, a comfort letter plays a vital role in enhancing confidence among lenders and investors by providing an informal assurance of support. It serves as a valuable tool in business dealings, particularly when financial uncertainties arise. Understanding the implications and limitations of a comfort letter is crucial for all parties involved, ensuring that it is utilized effectively within the broader context of financial agreements. As businesses continue to navigate complex financial landscapes, the importance of such documents will undoubtedly persist, aiding in the establishment of trust and facilitating growth.

在金融和商业世界中，各种术语和文件在促进交易和确保各方之间的信任方面发挥着至关重要的作用。其中一个重要文件是安慰函，它作为一种保证或支持的形式，从一方发给另一方。安慰函通常由母公司或金融机构发出，以向贷方或投资者保证子公司或借款人的财务稳定性和信用worthiness。这封信并不构成法律义务，但提供了一种安全感，可以显著影响贷款决策。安慰函的重要性不容小觑，特别是在公司寻求融资以进行扩展或运营需求的情况下。投资者和贷方通常需要额外的保证，超出标准的财务报表。这就是安慰函发挥作用的地方。它本质上传达了母公司愿意在必要时为其子公司提供财务支持，从而降低与贷款相关的感知风险。例如，想象一家小型科技初创公司希望获得贷款以开发新产品。银行可能会审查初创公司的财务记录，发现某些方面不足。然而，如果初创公司的母公司发出一封安慰函，声明如果需要将提供财务支持，银行可能会更愿意批准贷款。这封信充当了贷方担忧与借款人能力之间的桥梁。此外，安慰函在国际贸易中也可以带来好处。当公司进行跨境交易时，常常面临合作伙伴信用worthiness的不确定性。来自信誉良好的实体的安慰函可以帮助减轻这些担忧，促进信任，从而实现更顺利的交易。然而，需要注意的是，安慰函并不具有担保的同等分量。虽然它提供了保证，但并不具备法律约束力，这意味着发行者没有义务履行信中列出的任何财务承诺。因此，相关方在仅依赖安慰函之前应谨慎行事并进行彻底的尽职调查。总之，安慰函在增强贷方和投资者之间的信心方面发挥着至关重要的作用，通过提供非正式的支持保证。它在商业交易中作为一种有价值的工具，尤其是在财务不确定性出现时。理解安慰函的含义和局限性对所有相关方至关重要，确保其在财务协议的更广泛背景下有效利用。随着企业继续在复杂的金融环境中航行，此类文件的重要性无疑将持续存在，帮助建立信任并促进增长。