closing balance

简明释义

期末余额

英英释义

例句

1.You can find the closing balance on the last page of your bank statement.

您可以在银行对账单的最后一页找到期末余额。

2.After all transactions were recorded, the closing balance was calculated to be $800.

在所有交易记录后，计算出的期末余额为800美元。

3.To prepare for next month's budget, I need to check my closing balance from this month.

为了准备下个月的预算，我需要查看这个月的期末余额。

4.The accountant reported a closing balance of $25,000 in the company’s financial records.

会计报告公司财务记录的期末余额为25000美元。

5.At the end of the month, my bank statement showed a closing balance of $1,500.

在月底，我的银行对账单显示的期末余额为1500美元。

作文

In the world of finance and accounting, understanding the concept of a closing balance is crucial for both individuals and businesses. The term closing balance refers to the amount of money left in an account at the end of a specific period, typically at the end of a month or year. This figure is essential for anyone who manages finances, as it provides a snapshot of the financial health of an entity at a given point in time.To illustrate the importance of a closing balance, consider a personal bank account. At the end of each month, your bank statement will show the closing balance, which is the total amount of money you have after all transactions, including deposits and withdrawals, have been accounted for. This figure helps you understand how much money you have available for spending or saving. If you find that your closing balance is lower than expected, it may prompt you to review your spending habits and make necessary adjustments.For businesses, the closing balance plays an even more critical role. It is used in preparing financial statements, which are vital for assessing a company's performance and making informed decisions. The closing balance is derived from the opening balance at the beginning of the accounting period, adjusted for all income and expenses incurred during that time. By analyzing the closing balance, business owners can gauge their profitability and liquidity, ultimately influencing their strategic planning.Moreover, the closing balance is not just a static number; it can also indicate trends over time. For example, if a company consistently shows a growing closing balance, it may suggest that the business is thriving and generating sufficient revenue. Conversely, a declining closing balance could signal potential financial troubles, prompting further investigation into the causes, such as increased expenses or decreased sales.In addition to personal and business accounts, the concept of closing balance is also relevant in investment portfolios. Investors track the closing balance of their investments to evaluate performance and make decisions about buying or selling assets. A healthy closing balance in an investment account can indicate successful investment strategies, while a poor closing balance might lead to a reassessment of risk tolerance and investment choices.Furthermore, understanding the closing balance is essential for budgeting and financial planning. Individuals and businesses alike rely on this figure to create realistic budgets that align with their financial goals. By knowing the closing balance, one can set aside funds for future expenses, savings, or investments, ensuring that financial objectives are met.In conclusion, the closing balance is a fundamental concept in finance that serves as a key indicator of financial status. Whether for personal budgeting, business financial analysis, or investment tracking, the closing balance provides valuable insights that guide decision-making. Mastering the understanding of closing balance allows individuals and businesses to maintain financial health and achieve their economic goals effectively.

在金融和会计的世界中，理解“closing balance”这一概念对于个人和企业都是至关重要的。术语“closing balance”指的是在特定期间结束时账户中剩余的金额，通常是在一个月或一年的结束时。这个数字对于任何管理财务的人来说都是至关重要的，因为它提供了在特定时间点上实体财务健康状况的快照。为了说明“closing balance”的重要性，考虑一下个人银行账户。在每个月结束时，您的银行对账单将显示“closing balance”，这是在所有交易（包括存款和取款）被计入后，您拥有的总金额。这个数字帮助您了解自己可用于消费或储蓄的资金。如果您发现自己的“closing balance”低于预期，这可能会促使您审查自己的消费习惯，并做出必要的调整。对于企业而言，“closing balance”的作用更为关键。它用于准备财务报表，这对于评估公司的业绩和做出明智的决策至关重要。“closing balance”源自会计期间开始时的“opening balance”，并根据该期间内发生的所有收入和支出进行调整。通过分析“closing balance”，企业主可以衡量其盈利能力和流动性，从而影响其战略规划。此外，“closing balance”不仅仅是一个静态数字；它还可以指示随时间变化的趋势。例如，如果一家公司持续显示出增长的“closing balance”，这可能表明该企业正在蓬勃发展并产生足够的收入。相反，下降的“closing balance”可能预示着潜在的财务问题，促使进一步调查原因，例如支出增加或销售减少。除了个人和企业账户外，“closing balance”的概念在投资组合中也很相关。投资者跟踪其投资的“closing balance”以评估表现，并就买卖资产做出决策。在投资账户中，健康的“closing balance”可以表明成功的投资策略，而不佳的“closing balance”可能导致重新评估风险承受能力和投资选择。此外，理解“closing balance”对于预算和财务规划至关重要。个人和企业都依赖这个数字来创建符合其财务目标的现实预算。通过了解“closing balance”，人们可以为未来的支出、储蓄或投资留出资金，确保实现财务目标。总之，“closing balance”是金融中的一个基本概念，是财务状况的关键指标。无论是个人预算、企业财务分析还是投资跟踪，“closing balance”都提供了有价值的见解，指导决策。掌握“closing balance”的理解使个人和企业能够有效地维护财务健康，实现经济目标。