churning loss

简明释义

兴涡损失

英英释义

例句

1.The company reported a significant churning loss due to the high turnover rate of its customers.

由于客户的高流失率，公司报告了显著的客户流失损失。

2.To mitigate churning loss, businesses should focus on improving customer satisfaction.

为了减少客户流失损失，企业应专注于提高客户满意度。

3.The marketing team implemented new strategies to lower the churning loss in the past quarter.

市场团队在过去一个季度实施了新策略，以降低客户流失损失。

4.Reducing churning loss requires a strategic approach to customer engagement.

减少客户流失损失需要对客户参与采取战略性的方法。

5.Our latest analysis shows that the churning loss is affecting our revenue projections.

我们最新的分析显示，客户流失损失正在影响我们的收入预测。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that has gained attention in recent years is churning loss. This phrase refers to the losses incurred by investors when their portfolios are excessively traded, often by brokers who prioritize their own commissions over the clients' best interests. The practice of churning can lead to significant financial detriment, as it not only incurs transaction costs but also may result in poor investment choices that ultimately diminish the value of the portfolio.Churning often occurs in scenarios where brokers engage in frequent buying and selling of securities without a clear strategy or rationale. For instance, a broker might recommend selling a stable stock to purchase a more volatile one, driven by the potential for higher commissions rather than the client's financial goals. This behavior can create a cycle of churning loss, where the investor is caught in a loop of buying high and selling low, leading to a gradual depletion of their investment capital.The implications of churning loss extend beyond mere financial loss; they can also erode trust between clients and their financial advisors. When clients realize that their portfolios are being actively managed in a manner that prioritizes broker commissions, they may feel betrayed and seek alternative investment strategies. This shift can further exacerbate the problem, as clients may withdraw their funds, resulting in even greater losses due to market timing issues.To mitigate the risks associated with churning loss, investors should be proactive in monitoring their accounts and questioning any unusual trading activity. Transparency is essential in the advisor-client relationship, and clients should feel empowered to ask about the rationale behind trades. Additionally, choosing a fee-only financial advisor, who is compensated solely by client fees rather than commissions, can help align the advisor's interests with those of the client, reducing the likelihood of churning.Education plays a vital role in preventing churning loss. Investors should familiarize themselves with the signs of churning, such as excessive trading frequency, lack of clear communication from their broker, and sudden changes in investment strategy. By staying informed, investors can make better decisions and protect their portfolios from unnecessary risks.In conclusion, churning loss is a significant concern for investors in today’s fast-paced financial landscape. Understanding this concept is essential for anyone looking to safeguard their investments and ensure that they are working with advisors who prioritize their financial well-being. By being vigilant and educated about the risks of churning, investors can take control of their financial futures and avoid the pitfalls associated with excessive trading.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个近年来引起关注的术语是churning loss。这个短语指的是投资者因其投资组合被过度交易而产生的损失，通常是由于经纪人优先考虑自己的佣金而非客户的最佳利益。频繁的交易行为可能导致显著的财务损失，因为这不仅会产生交易成本，还可能导致糟糕的投资选择，从而最终降低投资组合的价值。频繁交易通常发生在经纪人无明确策略或理由的情况下，频繁买卖证券。例如，经纪人可能建议出售稳定的股票以购买更具波动性的股票，这种行为是由潜在的高佣金驱动，而不是客户的财务目标。这种行为可能会导致churning loss的循环，投资者在高位买入、低位卖出的循环中陷入困境，导致其投资资本逐渐减少。churning loss的影响不仅限于财务损失；它们还可能侵蚀客户与其财务顾问之间的信任。当客户意识到他们的投资组合正在以优先考虑经纪人佣金的方式进行积极管理时，他们可能会感到被背叛，并寻求替代投资策略。这种转变可能进一步加剧问题，因为客户可能会撤回资金，导致由于市场时机问题而造成更大的损失。为了减轻与churning loss相关的风险，投资者应积极监控其账户，并对任何不寻常的交易活动提出质疑。在顾问与客户关系中，透明度至关重要，客户应该有权询问交易背后的理由。此外，选择仅收取客户费用的收费型财务顾问，可以帮助将顾问的利益与客户的利益对齐，从而减少频繁交易的可能性。教育在防止churning loss中发挥着重要作用。投资者应熟悉频繁交易的迹象，例如交易频率过高、经纪人缺乏清晰沟通以及投资策略的突然变化。通过保持信息灵通，投资者可以做出更好的决策，并保护他们的投资组合免受不必要的风险。总之，churning loss是当今快节奏金融环境中投资者面临的重要问题。理解这一概念对于任何希望保护自己投资的人来说都是必不可少的，并确保他们与优先考虑其财务健康的顾问合作。通过警惕和教育自己有关频繁交易的风险，投资者可以掌控自己的财务未来，避免与过度交易相关的陷阱。