cash balance

简明释义

现金余额

英英释义

例句

1.At the end of the month, I review my cash balance to plan for next month's expenses.

在月底，我会查看我的现金余额以规划下个月的开支。

2.A healthy cash balance is crucial for any business to sustain operations.

健康的现金余额对任何企业维持运营至关重要。

3.To avoid overdraft fees, always keep an eye on your cash balance.

为了避免透支费用，始终关注你的现金余额。

4.Before making any large purchases, it's important to check your cash balance.

在进行任何大额购买之前，检查你的现金余额是很重要的。

5.The accountant reported that the company's cash balance has increased significantly this quarter.

会计报告称，公司本季度的现金余额显著增加。

作文

In today's fast-paced financial world, understanding the concept of cash balance is crucial for both individuals and businesses. A cash balance refers to the amount of liquid cash available at a given time, which can be used to meet immediate expenses or investments. This figure is critical because it reflects the financial health of an entity and its ability to manage short-term obligations. For individuals, maintaining a healthy cash balance is essential for personal finance management. It allows one to cover daily expenses, such as groceries, bills, and unexpected costs without relying on credit. A positive cash balance provides a sense of security and freedom, enabling individuals to make spontaneous purchases or investments without financial strain. On the contrary, a negative cash balance can lead to overdraft fees, debt accumulation, and increased financial stress. Therefore, budgeting and monitoring one's cash balance regularly can help individuals maintain control over their finances. For businesses, the importance of cash balance cannot be overstated. Companies must keep track of their cash balance to ensure they can pay suppliers, employees, and other operational costs. A strong cash balance indicates that a company is solvent and can continue its operations smoothly. Additionally, businesses with a robust cash balance are better positioned to seize opportunities, such as investing in new projects or expanding their operations. Conversely, a low or negative cash balance can hinder growth and may even lead to bankruptcy if not addressed promptly. To effectively manage cash balance, both individuals and businesses should adopt sound financial practices. For individuals, this may involve creating a budget that outlines income and expenses, setting aside an emergency fund, and avoiding unnecessary debt. Businesses, on the other hand, can benefit from cash flow forecasting, which helps predict future cash balance needs based on sales projections and expenses. By understanding their cash balance, companies can make informed decisions about investments, hiring, and operational adjustments. Moreover, technology has made it easier than ever to track cash balance. Numerous apps and software programs allow users to monitor their finances in real-time, providing insights into spending habits and overall financial health. This accessibility empowers individuals and businesses to take charge of their financial situations and make proactive decisions regarding their cash balance. In conclusion, the concept of cash balance plays a vital role in financial management for both individuals and businesses. Understanding and maintaining a healthy cash balance can lead to greater financial stability and opportunities for growth. By adopting effective financial practices and leveraging technology, individuals and businesses alike can ensure they have the necessary liquidity to thrive in an ever-changing economic landscape.

在当今快节奏的金融世界中，理解“现金余额”这一概念对个人和企业都至关重要。现金余额指的是在特定时间内可用的流动现金金额，这些现金可以用于满足即时支出或投资。这个数字至关重要，因为它反映了一个实体的财务健康状况及其管理短期义务的能力。对于个人来说，保持健康的现金余额是个人财务管理的关键。这使得人们能够覆盖日常开支，如杂货、账单和意外费用，而无需依赖信用。积极的现金余额提供了一种安全感和自由，使个人能够进行自发的消费或投资，而不会造成财务压力。相反，负的现金余额可能导致透支费用、债务累积和增加的财务压力。因此，定期预算和监控自己的现金余额可以帮助个人控制自己的财务。对于企业而言，现金余额的重要性不容小觑。公司必须跟踪其现金余额以确保能够支付供应商、员工和其他运营成本。强大的现金余额表明一家公司是偿付能力良好的，可以顺利继续运营。此外，拥有强大现金余额的企业更有可能抓住机会，例如投资新项目或扩展业务。相反，低或负的现金余额可能会阻碍增长，甚至在不及时解决的情况下导致破产。为了有效管理现金余额，个人和企业都应采取合理的财务做法。对于个人，这可能涉及创建一个列出收入和支出的预算，设立应急基金，并避免不必要的债务。而企业则可以通过现金流预测受益，这有助于根据销售预测和费用预测未来的现金余额需求。通过了解他们的现金余额，公司可以就投资、招聘和运营调整做出明智的决策。此外，科技使得跟踪现金余额变得比以往任何时候都容易。许多应用程序和软件程序允许用户实时监控他们的财务，提供有关消费习惯和整体财务健康状况的见解。这种可及性使个人和企业能够掌控自己的财务状况，并就其现金余额做出前瞻性的决策。总之，“现金余额”的概念在个人和企业的财务管理中发挥着至关重要的作用。理解并保持健康的现金余额可以带来更大的财务稳定性和增长机会。通过采用有效的财务实践和利用科技，个人和企业都可以确保拥有必要的流动性，以便在不断变化的经济环境中蓬勃发展。