bottomry premium

简明释义

航海利息

英英释义

例句

1.He was surprised by the bottomry premium he had to pay after the ship sank.

船沉没后，他对自己不得不支付的底船保险费感到惊讶。

2.The contract included a clause specifying the bottomry premium for any loans taken against the ship.

合同中包含一条条款，规定了针对船只所借贷款的底船保险费。

3.The shipowner paid a high bottomry premium to secure the loan for repairs.

船东支付了高额的底船保险费以确保修理贷款。

4.Investors often assess the risk involved in a bottomry premium before funding a maritime venture.

投资者在资助海洋项目之前，通常会评估与底船保险费相关的风险。

5.Due to the stormy weather, the bottomry premium increased significantly.

由于恶劣天气，底船保险费显著增加。

作文

Understanding the concept of a bottomry premium is crucial for anyone involved in maritime commerce or shipping insurance. A bottomry premium refers to the fee that a shipowner pays to a lender in exchange for borrowing money against the ship's value. This type of financial arrangement typically occurs when a vessel encounters unforeseen circumstances, such as damage or loss at sea, requiring immediate funds for repairs or other expenses. The shipowner pledges the ship itself as collateral for the loan, and the bottomry premium serves as a form of risk compensation for the lender. In maritime law, the bottomry premium is an essential element that reflects the inherent risks involved in seafaring. Ships are subject to various dangers, including storms, piracy, and mechanical failures. Therefore, lenders require this premium to safeguard their investments. The amount of the bottomry premium can vary significantly based on factors such as the ship's condition, the nature of the voyage, and the perceived risks involved. For instance, a ship sailing through treacherous waters may incur a higher bottomry premium than one operating in safer conditions.The historical context of bottomry premiums highlights their importance in the evolution of maritime financing. In ancient times, when trade relied heavily on sea routes, merchants and shipowners often faced substantial risks. The establishment of bottomry premiums allowed them to secure necessary funds while mitigating the financial burden of potential losses. This practice laid the groundwork for modern shipping finance, influencing how vessels are insured and funded today.In contemporary maritime operations, understanding bottomry premiums is vital for shipowners, insurers, and investors alike. Shipowners must be aware of their financial obligations and the implications of securing loans against their vessels. On the other hand, lenders must assess the risks associated with providing funds against a ship's value, ensuring that the bottomry premium accurately reflects those risks.Furthermore, the relationship between bottomry premiums and marine insurance cannot be overlooked. While marine insurance protects against specific losses, bottomry premiums provide a safety net for lenders. In some cases, if a ship is lost or damaged beyond repair, the bottomry premium ensures that the lender is compensated for the risk taken. Therefore, both concepts are intertwined, highlighting the complexities of maritime finance.In conclusion, the bottomry premium is a fundamental aspect of maritime finance that underscores the risks and responsibilities of shipowners and lenders. As global trade continues to expand, understanding this concept will remain essential for navigating the financial waters of the shipping industry. By grasping the significance of bottomry premiums, stakeholders can make informed decisions that promote sustainable maritime commerce.

理解底船保费的概念对于任何参与海洋商业或航运保险的人来说都是至关重要的。底船保费是指船东为向贷款人借款而支付的费用，该贷款是以船舶的价值为抵押。这种金融安排通常发生在船只遇到意外情况时，例如在海上遭受损坏或失去，需要立即资金进行维修或其他费用。船东将船舶本身作为贷款的抵押品，而底船保费则作为对贷款人风险补偿的一种形式。在海事法中，底船保费是反映海上航行固有风险的重要因素。船舶面临各种危险，包括风暴、海盗和机械故障。因此，贷款人要求这一保费来保护他们的投资。底船保费的金额可能因船舶状况、航行性质和相关风险的感知而显著不同。例如，一艘航行于危险水域的船舶可能会比在安全条件下运营的船舶承担更高的底船保费。底船保费的历史背景突显了其在海洋融资演变中的重要性。在古代，贸易严重依赖海上航线，商人和船东常常面临巨大的风险。建立底船保费的做法使他们能够获得必要的资金，同时减轻潜在损失的财务负担。这一做法为现代航运融资奠定了基础，影响了今天船舶的保险和融资方式。在当代海洋运营中，了解底船保费对船东、保险公司和投资者来说至关重要。船东必须意识到自己的财务义务以及以船舶为抵押贷款的含义。另一方面，贷款人必须评估提供资金与船舶价值相关的风险，确保底船保费准确反映这些风险。此外，底船保费与海洋保险之间的关系也不容忽视。虽然海洋保险保护特定损失，但底船保费为贷款人提供了安全网。在某些情况下，如果船舶丧失或损坏到无法修复的程度，底船保费确保贷款人获得所承担风险的赔偿。因此，这两个概念相互交织，凸显了海洋金融的复杂性。总之，底船保费是海洋金融的基本方面，强调了船东和贷款人的风险和责任。随着全球贸易的不断扩大，理解这一概念将继续对航运行业的金融运作至关重要。通过掌握底船保费的重要性，利益相关者可以做出明智的决策，促进可持续的海洋商业。