creditor's bill

简明释义

债权人索赔清单

英英释义

例句

1.In bankruptcy proceedings, a creditor's bill can help ensure that creditors are paid what they are owed.

在破产程序中，债权人账单可以帮助确保债权人获得他们应得的款项。

2.The judge reviewed the creditor's bill before making a decision on the case.

法官在对案件做出决定之前审查了债权人账单。

3.The lawyer filed a creditor's bill to recover the outstanding debts owed by the company.

律师提交了一份债权人账单以追回公司所欠的未付款项。

4.After several attempts to collect payment, the business decided to issue a creditor's bill.

经过几次收款尝试后，该企业决定发出一份债权人账单。

5.A creditor's bill is often necessary when dealing with unresponsive debtors.

在处理不回应的债务人时，通常需要一份债权人账单。

作文

In the world of finance and law, understanding various terms is crucial for effective communication and decision-making. One such term that often arises in discussions about debts and obligations is the creditor's bill. A creditor's bill refers to a formal document or statement issued by a creditor, which outlines the amount owed by a debtor. This document serves as a legal claim against the debtor's assets and is an essential tool for creditors seeking to recover unpaid debts. The significance of a creditor's bill cannot be overstated, as it plays a vital role in the debt collection process and in ensuring that creditors can enforce their rights. When a debtor fails to repay a loan or fulfill a financial obligation, the creditor may resort to issuing a creditor's bill to formally demand payment. This bill typically includes details such as the total amount owed, any applicable interest rates, and the due date for payment. By providing this information, the creditor's bill acts as a clear reminder to the debtor of their financial responsibilities. It also establishes a record of the debt, which can be useful in legal proceedings should the matter escalate. In many jurisdictions, a creditor's bill can initiate legal action if the debtor continues to neglect their obligations. Creditors may file the bill with a court to seek judgment against the debtor, allowing them to pursue further collection methods, such as garnishing wages or placing liens on property. This legal aspect underscores the importance of the creditor's bill as not just a simple request for payment, but a critical step in the enforcement of financial agreements. Moreover, the issuance of a creditor's bill can also serve as a negotiation tool. Debtors may recognize the seriousness of the situation upon receiving the bill and may be more inclined to engage in discussions about repayment plans or settlements. In this sense, the creditor's bill can facilitate communication between the parties involved, leading to potential resolutions that might not have been possible without it. However, it is essential for both creditors and debtors to understand their rights and responsibilities when dealing with a creditor's bill. Creditors must ensure that their bills are accurate and comply with relevant laws to avoid legal repercussions. On the other hand, debtors should be aware of their options when faced with a creditor's bill. Seeking legal advice or financial counseling can help them navigate their circumstances effectively. In conclusion, the term creditor's bill encapsulates a significant aspect of financial transactions and debt recovery. It serves as a formal notice of debt, a legal tool for creditors, and a potential catalyst for negotiation between parties. Understanding the implications of a creditor's bill is essential for anyone involved in lending or borrowing, as it highlights the importance of clear communication and adherence to financial agreements. By grasping the concept of a creditor's bill, individuals can better manage their financial relationships and obligations, ultimately leading to more informed decisions in their financial endeavors.

在金融和法律的世界中，理解各种术语对于有效的沟通和决策至关重要。其中一个常常在债务和义务讨论中出现的术语是债权人账单。债权人账单指的是债权人发出的正式文件或声明，其中列出了债务人所欠的金额。该文件作为对债务人资产的法律索赔，是债权人在寻求追回未付款项时的重要工具。债权人账单的重要性不容小觑，因为它在债务催收过程中发挥着关键作用，并确保债权人能够维护其权利。当债务人未能偿还贷款或履行财务义务时，债权人可以通过发出债权人账单来正式要求付款。该账单通常包括欠款总额、适用的利率和付款截止日期等详细信息。通过提供这些信息，债权人账单作为债务人财务责任的明确提醒。同时，它也建立了债务记录，这在法律程序中如果事态升级时可能会很有用。在许多法域中，债权人账单可以启动法律行动，如果债务人继续忽视其义务。债权人可以向法院提交该账单以寻求对债务人的判决，从而允许他们采取进一步的催收措施，例如扣押工资或对财产设定留置权。这一法律方面强调了债权人账单不仅仅是简单的付款请求，而是在执行财务协议中的重要步骤。此外，发出债权人账单也可以作为谈判工具。债务人在收到账单后可能会意识到情况的严重性，可能更愿意参与关于还款计划或和解的讨论。从这个意义上说，债权人账单可以促进相关各方之间的沟通，导致可能没有它就无法实现的潜在解决方案。然而，债权人和债务人在处理债权人账单时都必须了解自己的权利和责任。债权人必须确保其账单准确并遵守相关法律，以避免法律后果。另一方面，债务人在面对债权人账单时应了解自己的选择。寻求法律建议或财务咨询可以帮助他们有效地应对自己的情况。总之，术语债权人账单概括了金融交易和债务回收的一个重要方面。它作为债务的正式通知，是债权人的法律工具，也是双方谈判的潜在催化剂。理解债权人账单的含义对于任何参与借贷的人来说都是至关重要的，因为它突显了清晰沟通和遵守财务协议的重要性。通过掌握债权人账单的概念，个人可以更好地管理他们的财务关系和义务，最终在他们的财务活动中做出更明智的决策。