cosign

简明释义

英[ˈkəʊˌsaɪn]美[ˌkoʊˈsaɪn]

vt. 共同签署；连署保证

英英释义

单词用法

同义词

反义词

例句

1.Relatives who are doing well may be in a position to lend money, cosign a loan, or pay a few bills.

做的好的亲戚们可以提供借钱、担保贷款或支付一些账单。

2.When you cosign for any credit, you serve as the guarantor of the account, meaning if the other person for whom you co-signed does not pay, you become responsible for the account.

当你是一个贷款担保人的话，你将成为银行账户的保护人，这意味着如果被担保人无力偿还，你将对他的财务负责。

3.When you cosign for any credit, you serve as the guarantor of the account, meaning if the other person for whom you co-signed does not pay, you become responsible for the account.

当你是一个贷款担保人的话，你将成为银行账户的保护人，这意味着如果被担保人无力偿还，你将对他的财务负责。

4.See CoSign info on part 11 compliance.

看到连署保证信息在第11部分合规。

5.CoSign is used in over 100 Part 11 compliant installations.

连署保证用于超过100第11部分的安装。

6.My parents agreed to cosign 联署 for my apartment lease since I don't have a rental history.

我的父母同意为我的公寓租约联署，因为我没有租赁历史。

7.I need someone to cosign 联署 my loan application because my credit score isn't high enough.

我需要有人来联署我的贷款申请，因为我的信用评分不够高。

8.She was hesitant to cosign 联署 because she didn't trust his financial habits.

她对联署感到犹豫，因为她不信任他的财务习惯。

9.The bank requires a cosigner 联署人 if you have insufficient income.

如果你的收入不足，银行会要求有一个联署人。

10.If you want to buy a car, you might need a friend to cosign 联署 the loan.

如果你想买车，你可能需要一个朋友来联署贷款。

作文

In today's world, many young adults face the challenge of establishing their credit history. One common solution to this problem is to seek a loan or a credit card with the help of someone who has a good credit score. This is where the concept of cosign comes into play. To cosign means that a person agrees to take responsibility for another person's loan or debt if that person fails to make the payments. This arrangement can be beneficial for both parties involved. When someone decides to cosign a loan, they are essentially vouching for the borrower's reliability and ability to repay the debt. For the borrower, having a cosigner can significantly increase their chances of getting approved for a loan or credit card, especially if they have little to no credit history. The cosigner provides assurance to the lender that the loan will be paid back, making them more likely to approve the application.However, being a cosigner is not without its risks. If the primary borrower fails to make payments, the cosigner is legally obligated to step in and pay the debt. This can lead to financial strain on the cosigner, especially if they did not anticipate having to cover these costs. Additionally, missed payments by the borrower can negatively impact the cosigner's credit score, which could affect their ability to secure loans in the future.It is crucial for both parties to have open and honest discussions before entering into a cosigning agreement. The borrower should understand the weight of the responsibility they are asking their cosigner to take on, while the cosigner should feel comfortable with the level of risk involved. It is advisable for both parties to establish clear terms regarding the repayment plan and to maintain communication throughout the duration of the loan.Moreover, individuals considering becoming a cosigner should assess their own financial situation carefully. They should ask themselves whether they can afford to pay the debt if necessary and whether their relationship with the borrower can withstand potential financial stress. Trust plays a significant role in cosigning; it is essential to choose someone who is responsible and committed to fulfilling their obligations.In conclusion, the act of cosigning can provide valuable assistance to those looking to build their credit or secure financing. However, it is a serious commitment that requires careful consideration and mutual understanding. Both the borrower and the cosigner must ensure that they are fully aware of the implications of this agreement. When done thoughtfully, cosigning can pave the way for financial opportunities that might otherwise be out of reach, but it also carries potential risks that should not be overlooked.

在当今世界，许多年轻成年人面临建立信用历史的挑战。解决这个问题的一种常见方法是寻求与拥有良好信用评分的人一起申请贷款或信用卡。这就是cosign这个概念发挥作用的地方。cosign的意思是一个人同意对另一个人的贷款或债务负责，如果该人未能按时还款，这种安排对双方都有利。当某人决定cosign一笔贷款时，他们实际上是在为借款人的可靠性和还款能力做担保。对于借款人来说，拥有一个cosign者可以显著增加他们获得贷款或信用卡批准的机会，尤其是在他们几乎没有信用历史的情况下。cosign者向贷方提供了保证，表明贷款将被偿还，从而使他们更有可能批准申请。然而，作为cosign者并非没有风险。如果主要借款人未能按时还款，cosign者在法律上有义务介入并偿还债务。这可能会对cosign者造成财务压力，特别是如果他们没有预料到需要承担这些费用。此外，借款人的逾期付款可能会对cosign者的信用评分产生负面影响，这可能影响他们未来获得贷款的能力。在达成cosign协议之前，双方进行坦诚的讨论至关重要。借款人应理解他们要求cosign者承担的责任的重大，而cosign者应对所涉及的风险感到舒适。建议双方明确偿还计划的条款，并在贷款期间保持沟通。此外，考虑成为cosign者的个人应仔细评估自己的财务状况。他们应该问自己，如果有必要，他们是否能够偿还债务，以及他们与借款人的关系是否能够承受潜在的财务压力。信任在cosign中扮演着重要角色；选择一个负责任且致力于履行义务的人至关重要。总之，cosign的行为可以为那些希望建立信用或获得融资的人提供宝贵的帮助。然而，这是一项严肃的承诺，需要仔细考虑和相互理解。借款人和cosign者都必须确保他们充分了解此协议的含义。当经过深思熟虑后，cosign可以为可能超出可及范围的财务机会铺平道路，但也带来了不容忽视的潜在风险。