balance ratio

简明释义

平衡率;补偿系数

英英释义

例句

1.The financial analyst calculated the balance ratio to assess the company's liquidity.

财务分析师计算了资产负债比率以评估公司的流动性。

2.The balance ratio of current assets to current liabilities indicates short-term financial health.

流动资产与流动负债的平衡比率表明短期财务健康状况。

3.To ensure a healthy investment portfolio, it's important to maintain a proper balance ratio between stocks and bonds.

为了确保投资组合的健康，保持股票和债券之间适当的平衡比例是很重要的。

4.Investors often look at the balance ratio when deciding on new opportunities.

投资者在决定新的投资机会时，通常会查看资产负债比率。

5.A balance ratio below 1 may signal potential financial trouble for a business.

低于1的平衡比率可能表明企业潜在的财务问题。

作文

In today's fast-paced world, the concept of a balance ratio plays a crucial role in various aspects of our lives, particularly in finance and personal well-being. The term balance ratio refers to the relationship between two or more elements that need to be harmonized for optimal performance. Understanding this concept can lead to better decision-making and improved outcomes in both personal and professional contexts.To illustrate the importance of the balance ratio, let us consider the realm of personal finance. A healthy financial life is often characterized by a proper balance ratio between income and expenses. When individuals earn more than they spend, they create a surplus that can be saved or invested for future needs. Conversely, when expenses exceed income, it leads to debt accumulation, which can have detrimental effects on one’s financial health.For instance, if a person has a monthly income of $3,000 and expenses totaling $2,500, their balance ratio would be favorable, as they are saving $500 each month. This surplus can be allocated towards savings accounts, retirement funds, or investments, thereby enhancing their financial stability. On the other hand, if the same individual were to spend $3,500 instead, their balance ratio would be negative, leading to a potential financial crisis.Beyond finances, the balance ratio is also applicable in the context of work-life balance. In today’s competitive environment, many individuals struggle to find equilibrium between their professional responsibilities and personal lives. A poor balance ratio in this regard can result in burnout, stress, and decreased productivity. It is essential to allocate time effectively between work duties and personal activities, such as family time, hobbies, and self-care practices.For example, consider an employee who works long hours and neglects their personal life. If they spend 60 hours a week at work but only dedicate 10 hours to personal activities, their balance ratio is heavily skewed towards work. This imbalance can lead to dissatisfaction and health issues over time. By consciously adjusting this balance ratio, such as reducing work hours or prioritizing personal time, individuals can achieve a healthier, more fulfilling lifestyle.Moreover, the balance ratio concept extends to various fields such as nutrition and fitness. Maintaining a balanced diet involves understanding the balance ratio of macronutrients—proteins, carbohydrates, and fats. For optimal health, individuals should aim for a balance ratio that supports their energy needs while promoting overall wellness. For instance, a typical recommendation might suggest a balance ratio of 40% carbohydrates, 30% proteins, and 30% fats for a well-rounded diet.In conclusion, the balance ratio is a vital concept that transcends various aspects of life, from financial management to personal well-being and health. By understanding and applying the principles of the balance ratio, individuals can make informed choices that lead to better outcomes. Striving for a favorable balance ratio in different areas of life not only enhances overall satisfaction but also promotes long-term success and happiness. Therefore, it is imperative to continuously assess and adjust our balance ratio in order to thrive in an ever-changing world.

在当今快节奏的世界中，平衡比率这一概念在我们生活的各个方面，特别是在财务和个人幸福感方面，扮演着至关重要的角色。平衡比率一词指的是需要协调的两个或多个元素之间的关系，以实现最佳表现。理解这一概念可以促进更好的决策，并改善个人和职业环境中的结果。为了说明平衡比率的重要性，让我们考虑个人财务领域。健康的财务生活通常以收入和支出之间的适当平衡比率为特征。当个人的收入超过支出时，他们会创造出一个盈余，可以储蓄或投资以满足未来的需求。相反，当支出超过收入时，会导致债务累积，这对个人的财务健康产生不利影响。例如，如果一个人的月收入为3000美元，而支出总计2500美元，那么他们的平衡比率将是有利的，因为他们每个月储蓄500美元。这个盈余可以分配到储蓄账户、退休基金或投资中，从而增强他们的财务稳定性。另一方面，如果同一个人支出3500美元，他们的平衡比率将是负的，可能会导致财务危机。除了财务，平衡比率还适用于工作与生活的平衡。在当今竞争激烈的环境中，许多人在专业责任和个人生活之间努力寻找平衡。在这方面，平衡比率不佳可能导致倦怠、压力和生产力下降。有效地分配工作职责和个人活动（如家庭时间、爱好和自我护理）之间的时间至关重要。例如，考虑一个长时间工作而忽视个人生活的员工。如果他们每周在工作上花费60小时，但只花费10小时在个人活动上，他们的平衡比率就严重偏向工作。这种不平衡可能导致长期的不满和健康问题。通过有意识地调整这个平衡比率，例如减少工作时间或优先考虑个人时间，个人可以实现更健康、更充实的生活方式。此外，平衡比率概念还扩展到营养和健身等各个领域。保持均衡饮食涉及理解宏量营养素——蛋白质、碳水化合物和脂肪的平衡比率。为了获得最佳健康，个人应努力达到支持其能量需求同时促进整体健康的平衡比率。例如，典型的建议可能是建议40%的碳水化合物、30%的蛋白质和30%的脂肪，以实现均衡饮食。总之，平衡比率是一个重要概念，超越了生活的各个方面，从财务管理到个人幸福和健康。通过理解和应用平衡比率的原则，个人可以做出明智的选择，从而获得更好的结果。在生活的不同领域追求有利的平衡比率不仅增强了整体满意度，还促进了长期的成功和幸福。因此，不断评估和调整我们的平衡比率以在不断变化的世界中茁壮成长是至关重要的。