balance ratio

简明释义

平衡率

英英释义

例句

1.Investors often look at the balance ratio 资产负债比率 to assess risk.

投资者通常查看balance ratio 资产负债比率以评估风险。

2.The company's balance ratio 资产负债比率 indicates its financial stability.

公司的balance ratio 资产负债比率表明其财务稳定性。

3.To maintain a healthy balance ratio 资产负债比率, companies should manage their debts carefully.

为了保持健康的balance ratio 资产负债比率，公司应谨慎管理其债务。

4.A higher balance ratio 资产负债比率 may suggest over-leverage.

较高的balance ratio 资产负债比率可能暗示过度杠杆。

5.The balance ratio 资产负债比率 is calculated by dividing total liabilities by total assets.

计算balance ratio 资产负债比率的方法是将总负债除以总资产。

作文

In the realm of finance and investment, understanding various metrics is crucial for making informed decisions. One such important metric is the balance ratio, which plays a significant role in assessing the financial health of an organization. The balance ratio is essentially a comparison between two figures that helps investors determine the level of risk associated with a particular investment. By analyzing this ratio, stakeholders can make better predictions about future performance and stability.The balance ratio can be derived from different financial statements, most notably the balance sheet. A balance sheet provides a snapshot of a company's assets, liabilities, and equity at a specific point in time. The balance ratio can be calculated by dividing total liabilities by total assets. This ratio indicates what portion of the company’s assets are financed through debt. A lower balance ratio suggests that a company is less reliant on debt, which is generally viewed as a positive indicator of financial stability.For example, if a company has total assets worth $1 million and total liabilities of $400,000, the balance ratio would be 0.4 or 40%. This means that 40% of the company’s assets are financed through debt, while the remaining 60% is funded by equity. Investors often prefer companies with a balance ratio below 0.5, as it reflects a healthier financial structure and lower risk.Moreover, the balance ratio can also vary significantly between industries. For instance, capital-intensive industries such as manufacturing may have higher balance ratios due to the significant investment required in machinery and infrastructure. In contrast, technology firms might exhibit lower balance ratios because they often rely more on equity financing to fund their growth and innovation.Understanding the balance ratio is not just about assessing risk; it also aids in strategic planning. Companies can use this metric to identify areas where they may need to improve their capital structure. For instance, if a business finds that its balance ratio is increasing over time, it might consider strategies to reduce debt, such as refinancing loans or improving cash flow management. By doing so, they can enhance their financial position and appeal to potential investors.In conclusion, the balance ratio is a vital tool in the financial analysis toolkit. It enables investors and company executives alike to gauge the level of financial risk and make informed decisions based on solid data. As we navigate the complexities of financial markets, having a clear understanding of metrics like the balance ratio will empower us to make better investment choices and foster healthier businesses. Therefore, whether you are an investor, a financial analyst, or a business owner, paying attention to the balance ratio can provide valuable insights into the sustainability and growth potential of any organization.

在金融和投资领域，理解各种指标对于做出明智的决策至关重要。其中一个重要的指标是平衡比率，它在评估组织财务健康方面发挥着重要作用。平衡比率本质上是两个数字之间的比较，有助于投资者确定与特定投资相关的风险水平。通过分析这个比率，利益相关者可以更好地预测未来的表现和稳定性。平衡比率可以从不同的财务报表中得出，最显著的是资产负债表。资产负债表提供了公司在特定时间点的资产、负债和股东权益的快照。平衡比率可以通过将总负债除以总资产来计算。这个比率表明公司资产中有多少部分是通过债务融资的。较低的平衡比率表明公司对债务的依赖程度较低，这通常被视为财务稳定的积极指标。例如，如果一家公司总资产价值100万美元，总负债为40万美元，那么平衡比率将为0.4或40%。这意味着公司40%的资产是通过债务融资的，而其余60%则由股权资金支持。投资者通常更喜欢平衡比率低于0.5的公司，因为这反映了更健康的财务结构和较低的风险。此外，平衡比率在行业间也可能有显著差异。例如，资本密集型行业如制造业可能由于在机器和基础设施上的重大投资而具有较高的平衡比率。相比之下，科技公司可能会表现出较低的平衡比率，因为它们通常更多依赖股权融资来资助其增长和创新。理解平衡比率不仅仅是评估风险；它还帮助战略规划。公司可以利用这一指标识别其资本结构可能需要改进的领域。例如，如果一家公司发现其平衡比率随着时间的推移而增加，它可能会考虑减少债务的策略，例如再融资贷款或改善现金流管理。通过这样做，它们可以增强自身的财务状况，并吸引潜在投资者。总之，平衡比率是财务分析工具包中的重要工具。它使投资者和公司高管能够评估财务风险水平，并根据可靠的数据做出明智的决策。在我们应对金融市场的复杂性时，清楚理解像平衡比率这样的指标将使我们能够做出更好的投资选择，并促进更健康的企业。因此，无论你是投资者、金融分析师还是企业主，关注平衡比率都能为任何组织的可持续性和增长潜力提供宝贵的见解。