balance check

简明释义

平衡检验

英英释义

例句

1.It's important to do a balance check before withdrawing cash from an ATM.

在自动取款机取款之前，进行一次余额检查是很重要的。

2.Before making a large purchase, I always do a balance check to ensure I have enough funds.

在进行大额购买之前，我总是进行一次余额检查以确保我有足够的资金。

3.You can set up alerts for when your account balance drops below a certain amount as a reminder for a balance check.

你可以设置警报，当你的账户余额低于某个金额时提醒你进行余额检查。

4.I forgot to do a balance check before my shopping spree and ended up overdrawing my account.

我在购物狂欢前忘了进行余额检查，结果导致账户透支。

5.The bank app allows you to perform a quick balance check anytime.

这款银行应用程序允许你随时进行快速的余额检查。

作文

In today's fast-paced world, managing finances effectively is crucial for everyone. One of the key aspects of financial management is performing a regular balance check, which refers to the process of reviewing and verifying the amount of money available in one's bank account or financial statement. This practice not only helps individuals stay informed about their financial status but also assists in budgeting and planning for future expenses. A balance check can be done in various ways, including online banking, mobile apps, or traditional bank statements. Most banks offer online platforms where customers can easily log in and view their current balance. This immediate access to information allows individuals to make informed decisions about their spending and saving habits. Moreover, conducting a balance check regularly can help identify any discrepancies or unauthorized transactions. In a time when digital banking is prevalent, it is essential to monitor accounts closely to prevent fraud. By checking balances frequently, individuals can catch any suspicious activities early and report them to their bank, thereby minimizing potential losses. Another important reason for performing a balance check is to maintain a healthy budget. Knowing how much money is available at any given time allows individuals to allocate funds appropriately for necessities, savings, and discretionary spending. For instance, if someone checks their balance and realizes they have less money than expected, they might reconsider their plans for dining out or purchasing non-essential items. On the other hand, discovering a surplus could motivate someone to save more or invest in a worthwhile opportunity. In addition to personal finance, businesses also rely on balance checks to ensure their operations run smoothly. Companies must keep track of their cash flow and account balances to manage expenses and investments effectively. Regularly reviewing financial statements allows business owners to make strategic decisions that can impact their growth and sustainability. For example, a company that performs frequent balance checks may notice trends in their revenue and expenses, enabling them to adjust their strategies accordingly. Furthermore, understanding the importance of a balance check can foster better financial habits. When individuals make it a routine practice to check their balances, they become more aware of their spending patterns and financial health. This awareness can lead to more responsible financial behavior, such as reducing unnecessary expenses and increasing savings. Over time, these habits can contribute to long-term financial stability and success. In conclusion, a balance check is a fundamental practice in financial management that everyone should adopt. Whether for personal use or business purposes, regularly reviewing account balances helps individuals and organizations stay informed, prevent fraud, and maintain control over their finances. By making balance checks a habit, we can navigate our financial journeys with confidence and clarity, ultimately leading to better financial outcomes. Overall, the significance of a balance check cannot be overstated, as it serves as a vital tool for achieving financial well-being.

在当今快节奏的世界中，有效管理财务对每个人来说都至关重要。财务管理的关键方面之一是定期进行余额检查，这指的是审查和核实个人银行账户或财务报表中可用资金的过程。这一做法不仅帮助个人了解自己的财务状况，还协助预算编制和未来开支的规划。余额检查可以通过多种方式进行，包括在线银行、移动应用程序或传统银行对账单。大多数银行提供在线平台，客户可以轻松登录并查看当前余额。这种即时访问信息的能力使个人能够就其消费和储蓄习惯做出明智的决定。此外，定期进行余额检查有助于识别任何差异或未经授权的交易。在数字银行普遍的时代，密切监控账户以防止欺诈至关重要。通过频繁检查余额，个人可以尽早发现任何可疑活动并向银行报告，从而最小化潜在损失。进行余额检查的另一个重要原因是保持健康的预算。知道在任何给定时间可用多少钱，使个人能够适当地分配资金用于必需品、储蓄和非必要开支。例如，如果某人检查他们的余额并意识到他们的钱比预期的少，他们可能会重新考虑外出就餐或购买非必需品的计划。另一方面，发现盈余可能会激励某人增加储蓄或投资于值得的机会。除了个人财务外，企业也依赖于余额检查来确保其运营顺利。公司必须跟踪现金流和账户余额，以有效管理支出和投资。定期审查财务报表使企业主能够做出可能影响其增长和可持续性的战略决策。例如，进行频繁余额检查的公司可能会注意到其收入和支出趋势，从而使他们能够相应调整策略。此外，理解余额检查的重要性可以培养更好的财务习惯。当个人将检查余额作为例行做法时，他们会更加了解自己的消费模式和财务健康状况。这种意识可以导致更负责任的财务行为，例如减少不必要的开支并增加储蓄。随着时间的推移，这些习惯可以促进长期的财务稳定和成功。总之，余额检查是每个人都应该采用的一项基本财务管理实践。无论是个人使用还是商业目的，定期审查账户余额帮助个人和组织保持信息灵通、防止欺诈并保持对财务的控制。通过将余额检查作为一种习惯，我们可以自信而清晰地导航我们的财务旅程，最终实现更好的财务结果。总体而言，余额检查的重要性不容低估，因为它作为实现财务健康的关键工具。