prudential

简明释义

英[pruːˈdenʃ(ə)l]美[pruˈdenʃl]

adj. 谨慎的；明辨的

英英释义

单词用法

同义词

反义词

例句

1.This “micro-prudential” philosophy was always questionable. Now it looks absurd.

这种”微观审慎”哲学一直饱受争议，而今更是显得荒谬不经。

2.Two of its Japanese life-insurance units are reportedly about to be sold to Prudential Financial, an American firm.

据报道，其两个日本寿险部门将要出售给一家美国公司保诚金融。

3.An outright sale of AIA to Prudential could enable AIG to raise more funds than by listing a stake in the unit.

相对于让友邦保险上市，把友邦保险全盘出售给保诚集团可使AIG筹得更多的资金。

4.That Prudential has persuaded its bankers and investors to take the financial risk may seem astonishing.

保诚集团已说服其银行家和投资者进行这种财务冒险，这可能令人感到惊讶。

5.British Banks are also under pressure to reduce their balance-sheets for prudential reasons.

为了谨慎起见，英国的银行也要面临缩减资产负债表的压力。

6.Missing out on AIA is not disastrous for Prudential, whose Asian business is already big and growing fast.

错过AIA（友邦保险）对保诚并不是灾难性的，保诚的亚洲业务已经很大并且增长快速。

7.His prudential 审慎的 nature helped him avoid many financial pitfalls.

他审慎的性格帮助他避免了许多财务陷阱。

8.The company made a prudential 谨慎的 decision to invest in renewable energy sources.

公司做出了一个谨慎的决定，投资可再生能源。

9.The government issued prudential 审慎的 guidelines for banks to manage their risks.

政府发布了银行管理风险的审慎的指导方针。

10.She took a prudential 谨慎的 approach when planning her retirement savings.

她在规划退休储蓄时采取了谨慎的方法。

11.In uncertain times, it's wise to follow prudential 审慎的 financial practices.

在不确定的时期，遵循审慎的财务做法是明智的。

作文

In today's fast-paced world, making decisions can often feel overwhelming. Whether it is choosing a career path, investing in stocks, or even planning for retirement, the choices we face are numerous and complex. This is where the concept of prudential comes into play. The term prudential refers to the quality of being cautious and wise in practical matters, particularly in financial contexts. It embodies a sense of carefulness and foresight that is essential for effective decision-making.To illustrate the importance of prudential thinking, let us consider the example of personal finance. Many individuals find themselves in debt due to impulsive spending and a lack of prudential planning. They may purchase luxury items on credit without considering the long-term implications of their financial decisions. This lack of prudential judgment can lead to a cycle of debt that becomes increasingly difficult to escape. On the other hand, those who practice prudential financial management tend to budget wisely, save for emergencies, and invest in their future. By being prudential, they create a stable financial foundation that allows them to achieve their goals and live comfortably.Moreover, prudential decision-making is not limited to finances; it extends to various aspects of life. For instance, when faced with a significant life choice, such as moving to a new city or starting a family, being prudential means weighing the pros and cons carefully. It involves gathering information, seeking advice, and considering potential outcomes before making a commitment. This thoughtful approach can prevent hasty decisions that one might regret later.In the corporate world, prudential practices are equally crucial. Businesses that operate with prudential principles are more likely to succeed in the long run. For example, companies that invest in research and development, assess market trends, and plan strategically tend to outperform their competitors. They understand that taking risks is part of business, but they also recognize the importance of being prudential in their risk-taking endeavors. This balance between ambition and caution can lead to sustainable growth and innovation.Furthermore, the role of prudential thinking becomes even more apparent during times of crisis. The COVID-19 pandemic, for instance, highlighted the need for prudential decision-making at both individual and governmental levels. Countries that acted swiftly and implemented prudential health measures were better able to manage the crisis. Similarly, individuals who practiced prudential behavior, such as adhering to safety protocols and preparing for uncertainties, were more likely to navigate the challenges effectively.In conclusion, the significance of prudential thinking cannot be overstated. It serves as a guiding principle that helps individuals and organizations make informed and responsible choices. By embracing a prudential mindset, we can enhance our decision-making skills, improve our financial stability, and ultimately lead more fulfilling lives. As we move forward in an ever-changing world, let us strive to incorporate prudential practices into our daily routines, ensuring that our actions today pave the way for a brighter tomorrow.

在当今快节奏的世界中，做决策常常让人感到不知所措。无论是选择职业道路、投资股票，还是规划退休，我们面临的选择都是众多而复杂的。这就是审慎的概念发挥作用的地方。术语审慎的指的是在实际事务中谨慎和明智的品质，特别是在财务方面。它体现了一种小心翼翼和前瞻性的态度，这对有效的决策至关重要。为了说明审慎的思维的重要性，让我们考虑个人财务的例子。许多人由于冲动消费和缺乏审慎的规划而陷入债务。他们可能在没有考虑长期财务决策影响的情况下，用信用卡购买奢侈品。这种缺乏审慎的判断可能导致一个愈发难以摆脱的债务循环。另一方面，那些实践审慎的财务管理的人往往预算合理，为紧急情况储蓄，并为未来投资。通过保持审慎的态度，他们创造了一个稳定的财务基础，使他们能够实现目标并过上舒适的生活。此外，审慎的决策不仅限于财务，它延伸到生活的各个方面。例如，当面临重大生活选择时，如搬到新城市或组建家庭，保持审慎的态度意味着仔细权衡利弊。这涉及收集信息、寻求建议和考虑潜在结果，然后再做出承诺。这种深思熟虑的方法可以防止匆忙做出的决定，导致日后可能后悔。在企业界，审慎的做法同样至关重要。遵循审慎的原则运营的企业更有可能在长期内取得成功。例如，投资于研发、评估市场趋势和进行战略规划的公司往往超越其竞争对手。他们明白，冒险是商业的一部分，但他们也意识到在冒险过程中保持审慎的重要性。这种雄心与谨慎之间的平衡可以带来可持续的增长和创新。此外，在危机时期，审慎的思维的作用变得更加明显。例如，COVID-19大流行突显了个人和政府层面上审慎的决策的重要性。迅速采取行动并实施审慎的健康措施的国家能够更好地应对危机。同样，实践审慎的行为的个人，如遵守安全协议和为不确定性做好准备，更有可能有效应对挑战。总之，审慎的思维的重要性不容小觑。它作为一种指导原则，帮助个人和组织做出明智和负责任的选择。通过拥抱审慎的心态，我们可以增强决策能力，提高财务稳定性，并最终过上更充实的生活。当我们在瞬息万变的世界中前进时，让我们努力将审慎的做法融入日常生活，确保我们今天的行为为明天铺就更光明的道路。