average adjuster

简明释义

海损理算师

英英释义

例句

1.Hiring an average adjuster can help simplify the claims process.

雇佣一位平均损失调整员可以帮助简化索赔过程。

2.During the meeting, the role of the average adjuster was explained in detail.

在会议上，详细解释了平均损失调整员的角色。

3.She worked as an average adjuster for several years before starting her own firm.

她在成为自己公司的老板之前，做了几年的平均损失调整员。

4.The average adjuster will determine how much compensation you are entitled to.

这位平均损失调整员将确定您有权获得多少赔偿。

5.After the storm, the insurance company sent an average adjuster to assess the damages.

暴风雨过后，保险公司派了一位平均损失调整员来评估损失。

作文

In the world of insurance and maritime law, the term average adjuster refers to a professional who specializes in assessing and managing claims related to marine insurance. The role of an average adjuster is crucial, particularly when it comes to determining the amount of loss or damage that has occurred to a ship or its cargo. This process often involves intricate calculations and negotiations between various parties, including shipowners, insurers, and claimants.To understand the significance of an average adjuster, one must first grasp the concept of 'average' in the context of marine insurance. In this field, 'average' pertains to the financial losses incurred due to maritime incidents. There are two main types of averages: 'particular average,' which refers to losses affecting a single party, and 'general average,' which involves losses shared among multiple parties involved in a maritime venture. An average adjuster plays a pivotal role in evaluating these losses and ensuring fair compensation.The process begins when a claim is filed after a maritime incident, such as a shipwreck, cargo damage, or other unforeseen events. The average adjuster will then investigate the circumstances surrounding the incident, gathering evidence and documentation from all involved parties. This may include inspecting the damaged property, reviewing shipping documents, and interviewing witnesses. Through this thorough investigation, the average adjuster aims to establish the extent of the loss and determine the appropriate compensation.One of the key skills required for an average adjuster is the ability to interpret complex insurance policies and legal regulations. They must be well-versed in the principles of marine insurance and have a deep understanding of the rights and responsibilities of all parties involved. This expertise allows them to negotiate effectively on behalf of their clients and facilitate fair settlements.Additionally, the role of an average adjuster often involves working closely with legal professionals, surveyors, and other experts to ensure that all aspects of a claim are addressed. This collaborative approach is essential, as it helps to build a comprehensive picture of the incident and the associated losses. By leveraging their network of contacts and industry knowledge, average adjusters can expedite the claims process and minimize disputes.While the job of an average adjuster can be demanding, it is also rewarding. Successful adjusters possess strong analytical skills, attention to detail, and excellent communication abilities. They must be able to convey complex information clearly and persuasively, both in writing and verbally. Furthermore, they must remain impartial and objective throughout the claims process, ensuring that all parties receive fair treatment.In conclusion, the role of an average adjuster is vital in the realm of marine insurance. Their expertise in assessing losses and facilitating negotiations helps to protect the interests of all parties involved in maritime ventures. As the shipping industry continues to evolve, the demand for skilled average adjusters is likely to grow, highlighting the importance of this profession in maintaining fairness and accountability in maritime claims.

在保险和海事法律的世界中，术语average adjuster指的是专门评估和管理与海洋保险相关的索赔的专业人士。average adjuster的角色至关重要，特别是在确定船舶或其货物发生的损失或损害的金额时。这个过程通常涉及复杂的计算和各方之间的谈判，包括船东、保险公司和索赔人。要理解average adjuster的重要性，首先必须掌握“平均”这一概念在海洋保险中的含义。在这一领域，“平均”涉及由于海事事件而产生的经济损失。主要有两种类型的平均：特定平均（particular average），指影响单一方的损失；以及一般平均（general average），涉及参与海事事业的多个方共同承担的损失。average adjuster在评估这些损失并确保公平赔偿方面发挥着关键作用。这一过程开始于海事事件发生后提出索赔，例如船只失事、货物损坏或其他不可预见的事件。然后，average adjuster将调查事件的情况，收集所有相关方的证据和文档。这可能包括检查受损财产、审查运输文件和采访证人。通过这种全面的调查，average adjuster旨在确定损失的程度并确定适当的赔偿。average adjuster所需的关键技能之一是能够解读复杂的保险政策和法律法规。他们必须精通海洋保险的原则，并对所有相关方的权利和责任有深入了解。这种专业知识使他们能够有效地代表客户进行谈判，并促进公平的和解。此外，average adjuster的角色通常涉及与法律专业人士、测量师和其他专家密切合作，以确保解决索赔的所有方面。这种协作方法至关重要，因为它有助于建立事件及相关损失的全面图景。通过利用他们的联系网络和行业知识，average adjusters可以加快索赔过程并减少争议。虽然average adjuster的工作可能很艰巨，但也是有回报的。成功的调整员具备强大的分析能力、注意细节和出色的沟通能力。他们必须能够清晰而有说服力地传达复杂的信息，无论是书面还是口头。此外，他们必须在整个索赔过程中保持公正和客观，确保所有各方都受到公平对待。总之，average adjuster在海洋保险领域的角色至关重要。他们在评估损失和促进谈判方面的专业知识有助于保护参与海事事业的所有各方的利益。随着航运业的不断发展，对熟练的average adjusters的需求可能会增加，这突显了这一职业在维护海事索赔的公平性和问责制方面的重要性。