arranged total loss

简明释义

商定全损通融全损议定全损

英英释义

例句

1.In the case of an arranged total loss 安排的全损, the owner can receive a full payout from the insurer.

在安排的全损的情况下，所有者可以从保险公司获得全额赔付。

2.The adjuster confirmed that the fire had resulted in an arranged total loss 安排的全损 of the property.

理赔员确认火灾导致该财产的安排的全损。

3.The client was relieved to hear that the yacht would be considered an arranged total loss 安排的全损 due to the extensive damage.

客户听到游艇因严重损坏被视为安排的全损时松了一口气。

4.After the accident, the insurance company declared an arranged total loss 安排的全损 for the vehicle.

事故发生后，保险公司宣布该车辆为安排的全损。

5.If a vehicle is declared an arranged total loss 安排的全损, it means the cost of repairs exceeds its value.

如果一辆车被宣布为安排的全损，这意味着维修费用超过了其价值。

作文

In the world of insurance and finance, terms often hold significant weight in determining the outcomes of various transactions. One such term that has garnered attention is arranged total loss. This phrase refers to a situation where an insurance company and the policyholder come to a mutual agreement regarding the total loss of an insured item, typically a vehicle or property. The process involves assessing the value of the lost item and deciding on a compensation amount that satisfies both parties. Understanding this concept is crucial for individuals and businesses alike, as it can greatly affect their financial stability and planning.To elaborate further, let’s consider a scenario involving a car accident. Imagine a person named John who has comprehensive car insurance. After an unfortunate incident, John's car is deemed a total loss due to extensive damage. In this case, the insurance adjuster will evaluate the vehicle's market value before the accident. Once this valuation is established, the insurance company will negotiate with John to reach an agreement on the compensation amount. This entire process is what we refer to as arranged total loss.The significance of arranged total loss cannot be overstated. For John, reaching an agreement promptly means he can start looking for a replacement vehicle without facing prolonged financial uncertainty. It also helps the insurance company manage its liabilities effectively, ensuring that claims are settled efficiently while maintaining customer satisfaction.However, the arrangement process is not always straightforward. Disputes may arise over the valuation of the lost item, leading to negotiations that can take time. For instance, if John believes his car was worth more than what the insurance company assessed, he might present evidence such as recent repairs or upgrades to support his case. This back-and-forth negotiation is part of the arranged total loss process, where both parties aim to find common ground.Moreover, understanding the implications of arranged total loss extends beyond individual cases. Businesses that rely heavily on assets, such as vehicles or machinery, must have a clear grasp of this concept to ensure they are adequately covered. A well-structured insurance policy that includes provisions for total loss arrangements can save companies from significant financial setbacks in the event of an unexpected loss.In conclusion, the term arranged total loss encapsulates a critical aspect of the insurance landscape. It signifies an agreement between an insurer and a policyholder regarding the total loss of an asset, ensuring that both parties can move forward with clarity and fairness. As individuals and businesses navigate the complexities of insurance, comprehending this term and its implications can lead to better decision-making and financial resilience. Therefore, it is essential to familiarize oneself with such terms to fully understand their impact on personal and business finances.

在保险和金融的世界中，术语往往在决定各种交易的结果时具有重要意义。其中一个引起关注的术语是arranged total loss。这个短语指的是保险公司与投保人就被保险物品的完全损失达成共同协议的情况，通常涉及车辆或财产。此过程包括评估丢失物品的价值，并决定一个双方都满意的赔偿金额。理解这一概念对个人和企业来说至关重要，因为它可以极大地影响他们的财务稳定性和规划。进一步阐述，让我们考虑一个涉及汽车事故的场景。想象一个名叫约翰的人，他有全面的汽车保险。在一次不幸的事件后，约翰的汽车因严重损坏被认为是完全损失。在这种情况下，保险理算师将评估事故发生前车辆的市场价值。一旦确定了这个估值，保险公司将与约翰进行谈判，以达成赔偿金额的协议。整个过程就是我们所称的arranged total loss。arranged total loss的重要性不容小觑。对于约翰来说，及时达成协议意味着他可以开始寻找替代车辆，而不必面临长期的财务不确定性。这也帮助保险公司有效管理其负债，确保索赔得到高效解决，同时维护客户满意度。然而，安排过程并不总是简单的。关于丢失物品的估值可能会产生争议，导致谈判需要时间。例如，如果约翰认为他的汽车价值超过保险公司评估的金额，他可能会提供证据，例如最近的维修或升级，以支持他的案例。这种来回的谈判是arranged total loss过程的一部分，双方都希望找到共同点。此外，理解arranged total loss的含义不仅限于个案。依赖资产（如车辆或机械）的企业必须清楚掌握这一概念，以确保它们得到充分保障。一个结构良好的保险政策，如果包含完全损失安排的条款，可以在意外损失发生时为公司节省重大财务损失。总之，术语arranged total loss概括了保险领域的一个关键方面。它标志着保险人和投保人之间关于资产完全损失的协议，确保双方能够明晰和公平地向前发展。当个人和企业在复杂的保险环境中导航时，理解这个术语及其影响可以促进更好的决策和财务韧性。因此，熟悉这样的术语对于充分理解它们对个人和商业财务的影响至关重要。