arranged total loss

简明释义

商定全损

英英释义

例句

1.In cases of severe damage, the adjuster may declare an arranged total loss 安排的全损 to expedite the claims process.

在严重损坏的情况下，理赔员可能会宣布安排的全损以加快索赔流程。

2.The client was relieved to hear that their car had been classified as an arranged total loss 安排的全损 and they would receive compensation soon.

客户听到他们的车被归类为安排的全损，并且很快会收到赔偿，感到宽慰。

3.After the accident, the insurance company confirmed the arranged total loss 安排的全损 of the vehicle.

事故发生后，保险公司确认了车辆的安排的全损。

4.The dealership offered to help with the paperwork for the arranged total loss 安排的全损 claim.

经销商提供帮助处理安排的全损索赔的文书工作。

5.Once the vehicle is declared an arranged total loss 安排的全损, the owner must surrender the title to the insurer.

一旦车辆被宣布为安排的全损，车主必须将所有权证书交给保险公司。

作文

In the world of insurance and finance, understanding specific terms is crucial for making informed decisions. One such term that often arises in discussions about property and casualty insurance is arranged total loss. This phrase refers to a situation where an insurance company and the insured party agree that the value of the insured property has been completely diminished or destroyed, resulting in a total loss claim. In simpler terms, it means that the item in question is beyond repair or recovery, and both parties have reached a consensus on this matter. arranged total loss can occur in various scenarios, such as accidents, natural disasters, or theft, where the cost to restore the property exceeds its actual value.To fully grasp the implications of arranged total loss, it is essential to understand the process involved. When a claim is filed, the insurance adjuster assesses the damage and determines whether the property can be repaired or if it is indeed a total loss. If the latter is the case, the insurance company will typically calculate the value of the property based on its pre-loss condition, considering factors like market value, depreciation, and replacement costs.Once the evaluation is complete, the insurer and the insured must come to an agreement regarding the total loss. This is where the term arranged total loss comes into play. It signifies that both parties have negotiated and settled on the terms of the loss, which can significantly expedite the claims process. The arrangement may involve a cash settlement or the replacement of the lost property, depending on the specifics of the policy and the agreement reached.The concept of arranged total loss is not only important from an insurance perspective but also has broader implications in the context of financial planning and risk management. For individuals and businesses alike, understanding how total loss arrangements work can help in making better decisions regarding insurance coverage and asset management. It highlights the necessity of having adequate insurance policies that cover potential losses to avoid significant financial setbacks in the event of a disaster.Moreover, being aware of arranged total loss can empower policyholders to negotiate better terms with their insurers. Knowledge of the claims process and the importance of reaching an arrangement can lead to more favorable outcomes when dealing with total loss situations. This understanding also reinforces the need for thorough documentation and communication with insurance providers to ensure that all aspects of a loss are adequately addressed.In conclusion, the term arranged total loss encapsulates a critical aspect of the insurance industry, emphasizing the importance of mutual agreement between the insurer and the insured regarding the total loss of property. By comprehending this concept, individuals and businesses can navigate the complexities of insurance claims more effectively, ensuring they are prepared for any eventuality that may impact their assets. Ultimately, understanding arranged total loss fosters a sense of security and confidence in managing risks, allowing policyholders to focus on rebuilding and moving forward after a loss.

在保险和金融的世界中，理解特定术语对于做出明智的决策至关重要。一个经常在财产和意外保险讨论中出现的术语是arranged total loss。这个短语指的是保险公司和被保险方达成一致，认为被保险财产的价值已经完全降低或被毁坏，从而导致了总损失索赔。简单来说，这意味着相关物品已经无法修复或恢复，双方对此达成共识。arranged total loss可以发生在各种情况下，例如事故、自然灾害或盗窃，其中修复财产的费用超过其实际价值。要充分理解arranged total loss的含义，了解相关过程是至关重要的。当索赔被提交时，保险理赔员会评估损害，并确定财产是否可以修复，或者确实是总损失。如果是后者，保险公司通常会根据财产损失前的状态来计算财产的价值，考虑市场价值、折旧和更换成本等因素。一旦评估完成，保险公司和被保险人必须就总损失达成一致。这就是术语arranged total lossarranged total loss这一概念不仅在保险角度上重要，也在财务规划和风险管理的更广泛背景下具有深远影响。对于个人和企业而言，了解总损失安排的运作方式可以帮助更好地决策保险保障和资产管理。它强调了拥有足够保险政策以覆盖潜在损失的必要性，以避免在灾难发生时遭受重大财务损失。此外，了解arranged total loss可以赋予投保人与保险公司谈判更好条款的能力。对索赔流程及达成安排重要性的了解可以在处理总损失情况下带来更有利的结果。这种理解还强调了与保险提供者进行充分文档记录和沟通的必要性，以确保损失的各个方面都得到充分解决。总之，术语arranged total loss概括了保险行业的一个关键方面，强调了保险人和被保险人在财产总损失方面达成一致的重要性。通过理解这一概念，个人和企业可以更有效地应对保险索赔的复杂性，确保他们为任何可能影响其资产的事件做好准备。最终，理解arranged total loss能够增强管理风险的安全感和信心，使投保人在遭受损失后专注于重建和前进。