appraised value

简明释义

估定的价值

英英释义

例句

1.The insurance company used the appraised value to determine the coverage amount for the property.

保险公司使用评估价值来确定该物业的保险金额。

2.The bank required an inspection to determine the property's appraised value.

银行要求进行检查以确定该物业的评估价值。

3.The appraised value of the land was higher than expected due to recent developments in the area.

由于该地区最近的发展，该土地的评估价值高于预期。

4.Investors often rely on the appraised value to make informed decisions about purchasing properties.

投资者通常依赖于评估价值来做出明智的房地产购买决策。

5.When selling your house, it's important to know its appraised value to set a competitive price.

在出售房屋时，了解其评估价值以设定一个有竞争力的价格是很重要的。

作文

The concept of appraised value is crucial in the field of real estate and finance. It refers to the estimated worth of a property or asset, determined by a professional appraiser. This valuation process involves a thorough analysis of various factors, including the location, condition, and market trends related to the property. Understanding the appraised value can significantly impact buyers, sellers, and investors alike.When a homeowner decides to sell their property, they often seek an appraisal to establish an appropriate listing price. The appraised value serves as a benchmark that reflects the current market conditions and helps set realistic expectations for potential buyers. For instance, if a homeowner believes their house is worth $400,000 but the appraiser determines the appraised value to be only $350,000, this discrepancy may lead to a reevaluation of the selling strategy.On the other hand, buyers also benefit from knowing the appraised value of a property they are interested in purchasing. An appraisal provides assurance that they are not overpaying for an asset. If a buyer is willing to pay $370,000 for a home, but the appraised value comes in at $360,000, the buyer may negotiate a lower price or reconsider their purchase altogether. This negotiation power is essential in ensuring that buyers make informed decisions based on accurate valuations.In addition to residential properties, the appraised value is also vital in commercial real estate transactions. Investors often rely on appraisals to assess the potential return on investment (ROI) of a property. A thorough appraisal can reveal whether a property is undervalued or overvalued, thus guiding investors in making strategic decisions. For example, if an investor is considering purchasing a commercial building for $1 million, but the appraised value is only $800,000, it may indicate that the property is not a sound investment.Moreover, lenders require an appraisal before approving a mortgage loan. The appraised value helps banks determine how much money they are willing to lend against the property. If the appraisal comes in lower than the purchase price, the lender may ask the borrower to put down a larger down payment or may even deny the loan altogether. This requirement protects both the lender and the borrower from financial risk.In conclusion, the appraised value plays a pivotal role in real estate transactions by providing an objective assessment of a property's worth. It influences the decisions of sellers, buyers, investors, and lenders, ensuring that all parties involved have a clear understanding of the asset's value. By recognizing the significance of the appraised value, individuals can navigate the complexities of real estate markets more effectively and make informed financial choices.

“评估价值”这一概念在房地产和金融领域至关重要。它指的是由专业评估师确定的财产或资产的估计价值。这个评估过程涉及对多种因素进行彻底分析，包括位置、状况以及与该物业相关的市场趋势。理解“评估价值”可以显著影响买家、卖家和投资者。当房主决定出售他们的财产时，他们通常会寻求评估以确定适当的挂牌价格。“评估价值”作为一个基准，反映了当前的市场条件，并帮助设定潜在买家的现实期望。例如，如果房主认为他们的房子值40万美元，但评估师确定的“评估价值”仅为35万美元，这种差异可能会导致重新评估销售策略。另一方面，买家也能从了解他们感兴趣的物业的“评估价值”中受益。评估提供了保证，确保他们不会为资产支付过高的价格。如果买家愿意为一栋房屋支付37万美元，但“评估价值”仅为36万美元，买家可能会谈判更低的价格或重新考虑他们的购买。这种谈判能力对于确保买家根据准确的估值做出明智的决策至关重要。除了住宅物业外，“评估价值”在商业房地产交易中同样重要。投资者通常依赖评估来评估物业的潜在投资回报率（ROI）。彻底的评估可以揭示一项物业是被低估还是高估，从而指导投资者做出战略决策。例如，如果一位投资者考虑以100万美元购买一栋商业建筑，但“评估价值”仅为80万美元，这可能表明该物业不是一个可靠的投资。此外，贷方在批准抵押贷款之前需要进行评估。“评估价值”帮助银行确定他们愿意借给多少资金。若评估结果低于购房价格，贷方可能会要求借款人支付更高的首付款，甚至可能拒绝贷款。这一要求保护了贷方和借款人免受财务风险。总之，“评估价值”在房地产交易中发挥着关键作用，通过提供对物业价值的客观评估。它影响着卖方、买方、投资者和贷方的决策，确保所有参与方对资产的价值有清晰的理解。通过认识到“评估价值”的重要性，个人可以更有效地驾驭房地产市场的复杂性，并做出明智的财务选择。