annualized

简明释义

英[ˈænjuəlaɪzd]美[ˈænjuəlaɪzd]

v. 按年计算（利率等）；年度化（annualize 的过去式和过去分词）

英英释义

单词用法

同义词

反义词

例句

1.At the worst point in the decline, the four weeks ending Aug. 24, M2 was dropping at an annualized rate of 12%.

在下降最低点、截止8月24日的四星期周期里，M2以年率12%的速度下降。

2.As a result, nonfarm workers' productivity grew at a 6.6% annualized rate in the second quarter, the most in six years.

结果，第二季度非农就业职工生产率折合年率增长6.6%，为6年来最大增幅。

3.As of Thursday, gold's annualized real return over the past five years is a stunning 18.3%.

截止本周四为止，黄金在过去五年内的实际年收益率竟高达18.3%。

4.Lenders are experiencing annualized growth rates in mortgage volumes of up to 100% or more.

住房信贷借款人的数量正以每年100%或以上的速度增长。

5.On an annualized basis that's around 6% in currency appreciation since June.

自从6月以来人民币较上年升值约6%。

6.On an annualized basis, these Numbers are even higher.

从年度统计的角度分析，这些数字变得更高。

7.Annualized Return: -3.9%.

年回报率：- 3.9%。

8.Chase, a unit of J.P. Morgan Chase, said its annualized credit-card charge-off rate rose to 8.73% in August, up from 7.92% in July.

摩根大通旗下子公司大通(Chase Co .)表示，8月份折合成年率的信用卡冲销率升至8.73%，7月份为7.92%。

9.This after rising at a 10% annualized clip for most of the past 30 years.

而过去30年的大多数年份里，中国的GDP年增率都在10%左右。

10.The annualized 年化的 inflation rate was calculated using the Consumer Price Index.

使用消费者物价指数计算了年化的通货膨胀率。

11.The company reported an annualized 年化的 growth rate of 10% over the last five years.

公司报告称过去五年的年化的增长率为10%。

12.Investors often prefer to see annualized 年化的 returns when assessing mutual funds.

投资者在评估共同基金时通常更喜欢查看年化的回报。

13.To compare the two savings accounts, we looked at their annualized 年化的 interest rates.

为了比较这两个储蓄账户，我们查看了它们的年化的利率。

14.The investment's return was calculated on an annualized 年化的 basis to provide a clearer picture of its performance.

投资的回报是基于年化的计算，以提供更清晰的表现图。

作文

In the world of finance and investment, understanding key terms is essential for making informed decisions. One such term is annualized, which refers to the process of converting a financial metric into an annual basis. This allows investors to compare different investments more easily, regardless of their time frames. For example, if you earn a certain interest rate over six months, annualized calculations can help you project what that rate would look like over a full year. Without this conversion, it would be challenging to gauge the performance of various options accurately.The importance of annualized figures becomes especially clear when evaluating the returns on investments. Suppose an investor receives a return of 5% over three months. To understand how this return stacks up against other potential investments, one would need to annualize that figure. By projecting it over the course of a year, the investor could determine that a 5% return over three months translates to a potential annualized return of 20%. This makes it easier to compare with other investments that might have different time frames or rates of return.Moreover, annualized figures are not limited to just returns; they can also apply to expenses, growth rates, and other financial metrics. For instance, if a company's revenue grows by 10% in one quarter, analysts might annualize this figure to predict future performance. By doing so, they can offer insights into whether the company is on track to meet its financial goals for the entire year. This practice is common among analysts and investors who rely on annualized data to make strategic decisions.However, it is essential to approach annualized figures with caution. While they provide a useful framework for comparison, they can sometimes be misleading. For example, an investment may show a high annualized return based on a short-term spike, but this does not guarantee similar performance in the future. Therefore, it is crucial to consider the context behind the numbers and to analyze trends over longer periods before drawing conclusions.In conclusion, the term annualized plays a vital role in the financial landscape. It allows investors and analysts to convert various metrics into an annual format, facilitating comparisons and informed decision-making. Understanding how to interpret annualized data is crucial for anyone involved in finance, as it helps clarify the potential risks and rewards associated with different investments. Nonetheless, caution should be exercised when relying solely on annualized figures, as they may not always reflect the true nature of an investment's performance. Overall, mastering the concept of annualized returns and metrics can significantly enhance one's ability to navigate the complex world of finance effectively.

在金融和投资的世界中，理解关键术语对于做出明智的决策至关重要。其中一个术语是annualized，它指的是将财务指标转换为年度基础的过程。这使得投资者能够更轻松地比较不同的投资，无论它们的时间框架如何。例如，如果您在六个月内获得了一定的利率，annualized计算可以帮助您预测这一利率在整年内的表现。如果没有这种转换，就很难准确评估各种选择的表现。annualized数字的重要性在评估投资回报时尤为明显。假设一位投资者在三个月内获得了5%的回报。为了了解这一回报与其他潜在投资的比较，必须对该数字进行annualized处理。通过将其投射到一年的时间内，投资者可以确定三个月内5%的回报转化为潜在的annualized回报20%。这使得与其他可能具有不同时间框架或回报率的投资进行比较变得更加容易。此外，annualized数字不仅限于回报；它们还可以适用于费用、增长率和其他财务指标。例如，如果一家公司的收入在一个季度内增长了10%，分析师可能会annualize这个数字以预测未来的表现。通过这样做，他们可以提供关于公司是否按计划实现全年财务目标的见解。这种做法在依赖annualized数据进行战略决策的分析师和投资者中非常普遍。然而，在使用annualized数字时必须谨慎。虽然它们提供了一个有用的比较框架，但有时可能会产生误导。例如，一项投资可能基于短期激增显示出高的annualized回报，但这并不能保证未来会有类似的表现。因此，在得出结论之前，考虑数字背后的背景并分析较长时期的趋势至关重要。总之，术语annualized在金融领域中发挥着重要作用。它允许投资者和分析师将各种指标转换为年度格式，从而促进比较和明智的决策。理解如何解读annualized数据对于任何参与金融的人来说都是至关重要的，因为它有助于阐明与不同投资相关的潜在风险和回报。然而，在仅仅依赖annualized数字时应谨慎，因为这些数字可能并不总能反映投资表现的真实性质。总体而言，掌握annualized回报和指标的概念可以显著增强一个人有效导航复杂金融世界的能力。