average loss

简明释义

海损

英英释义

例句

1.To improve profitability, the firm needs to analyze its average loss 平均损失 from failed projects.

为了提高盈利能力，公司需要分析其失败项目的平均损失 average loss 。

2.Our financial report indicates that the average loss 平均损失 for the year was significantly lower than expected.

我们的财务报告显示，年度的平均损失 average loss 远低于预期。

3.The company reported an average loss 平均损失 of 15% over the last quarter due to declining sales.

该公司报告了上个季度的平均损失 average loss 为15%，原因是销售额下降。

4.Investors are concerned about the average loss 平均损失 in the tech sector this year.

投资者对今年科技行业的平均损失 average loss 感到担忧。

5.The average loss 平均损失 per transaction has increased since the new policy was implemented.

自新政策实施以来，每笔交易的平均损失 average loss 增加了。

作文

In the world of finance and business, understanding risk is crucial for making informed decisions. One important concept that often arises in this context is average loss. The term average loss refers to the mean amount of loss that an individual or organization can expect over a specified period or under certain conditions. This metric is particularly useful for businesses as it allows them to assess potential risks and prepare for future uncertainties. To illustrate the significance of average loss, consider a retail company that experiences fluctuations in sales due to seasonal changes. By analyzing past sales data, the company can calculate the average loss during off-peak seasons. For example, if the company typically generates $100,000 in revenue during peak months but only $60,000 during off-peak months, the average loss would be $40,000. Understanding this figure helps the company to budget accordingly and implement strategies to mitigate losses, such as running promotions or diversifying product offerings.Moreover, the concept of average loss is not limited to retail. It also applies to various industries including insurance, where companies analyze claims data to determine the average loss they might incur from policyholders. For instance, if an insurance company finds that its clients file claims totaling $1 million in losses each year, but the premium income is $1.5 million, the average loss indicates that the company is still profitable, albeit with a slim margin. This analysis is vital for setting premium rates and ensuring the sustainability of the business.In addition to financial assessments, understanding average loss can aid in strategic planning. Companies can use this information to develop risk management strategies. For example, a tech startup might face potential losses from failed product launches. By calculating the average loss from previous launches, the startup can make more informed decisions regarding product development and marketing efforts. If the average loss from past failures is significant, the company may choose to invest more in market research to ensure that future products meet consumer needs and expectations.Furthermore, investors also rely on the concept of average loss when evaluating the performance of their portfolios. By understanding the average loss associated with specific investments or sectors, investors can better gauge their risk tolerance and make adjustments to their investment strategies. For instance, if an investor notices that a particular stock has an average loss of 15% over the last five years, they may decide to diversify their portfolio to minimize risk.In conclusion, the concept of average loss is a fundamental aspect of risk assessment in various fields, including finance, insurance, and business strategy. By understanding and applying this concept, individuals and organizations can make more informed decisions, ultimately leading to better financial health and sustainability. Whether it's budgeting for seasonal fluctuations, setting insurance premiums, or planning for product launches, the average loss serves as a valuable tool for navigating the complexities of risk management. As the saying goes, "knowledge is power," and being aware of potential losses equips businesses and investors with the insight needed to thrive in uncertain environments.

在金融和商业的世界中，理解风险对于做出明智的决策至关重要。一个经常出现的重要概念是平均损失。术语平均损失指的是个人或组织在特定时期或特定条件下可以预期的平均损失金额。这个指标对企业尤其有用，因为它使他们能够评估潜在风险并为未来的不确定性做好准备。为了说明平均损失的重要性，考虑一家因季节变化而经历销售波动的零售公司。通过分析过去的销售数据，公司可以计算出淡季期间的平均损失。例如，如果公司在旺季通常产生100,000美元的收入，但在淡季仅产生60,000美元，则平均损失为40,000美元。了解这个数字帮助公司相应地制定预算，并实施减轻损失的策略，例如进行促销或多样化产品供应。此外，平均损失的概念并不限于零售。它还适用于包括保险在内的各种行业，在这些行业中，公司分析索赔数据以确定其可能从保单持有人那里遭受的平均损失。例如，如果一家保险公司发现其客户每年提交的索赔总额为100万美元，而保费收入为150万美元，则平均损失表明该公司仍然盈利，尽管利润微薄。这种分析对设定保费率和确保业务可持续性至关重要。除了财务评估外，理解平均损失还有助于战略规划。公司可以利用这些信息制定风险管理策略。例如，一家科技初创公司可能面临失败产品发布带来的潜在损失。通过计算以前发布的产品的平均损失，初创公司可以更明智地决定产品开发和营销工作。如果过去失败的平均损失显著，该公司可能会选择在市场研究上投入更多资金，以确保未来的产品符合消费者的需求和期望。此外，投资者在评估其投资组合的表现时也依赖于平均损失的概念。通过了解特定投资或行业相关的平均损失，投资者可以更好地衡量自己的风险承受能力，并调整投资策略。例如，如果投资者注意到某只股票在过去五年中的平均损失为15％，他们可能会决定分散投资组合以最小化风险。总之，平均损失的概念是各个领域风险评估的基本方面，包括金融、保险和商业战略。通过理解和应用这一概念，个人和组织可以做出更明智的决策，最终实现更好的财务健康和可持续发展。无论是为季节性波动制定预算、设定保险保费，还是为产品发布进行规划，平均损失都是在复杂的风险管理中导航的宝贵工具。正如谚语所说，“知识就是力量”，了解潜在损失使企业和投资者具备了在不确定环境中蓬勃发展的洞察力。