average disbursements

简明释义

海损费用

英英释义

Average disbursements refer to the mean amount of money that is paid out over a specific period of time, often used in financial contexts to assess spending patterns.

平均支出是指在特定时间段内支付的金额的平均值,通常用于财务上下文中以评估支出模式。

例句

1.The report highlighted the average disbursements for each department within the organization.

报告强调了组织内各部门的平均支出

2.Understanding the average disbursements helps in forecasting future expenses.

理解平均支出有助于预测未来的费用。

3.The average disbursements on utilities have increased significantly this year compared to last year.

与去年相比,今年在公用事业上的平均支出显著增加。

4.The finance team calculated the average disbursements for the last quarter to assess spending patterns.

财务团队计算了上个季度的平均支出以评估支出模式。

5.To create a budget, we need to review our average disbursements over the past year.

为了制定预算,我们需要审查过去一年的平均支出

作文

Understanding financial terms is crucial for anyone involved in budgeting or financial planning. One such term is average disbursements, which refers to the mean amount of money that is spent or distributed over a specific period. In practical terms, it helps organizations and individuals assess their spending habits and make informed decisions regarding their finances. For instance, if a company wants to analyze its cash flow, calculating the average disbursements can provide valuable insights into how much money is typically going out each month. This figure can then be compared against income to determine whether the organization is operating within its means.To calculate average disbursements, one must first gather all the relevant data concerning expenditures over a set timeframe. This could include payments for salaries, rent, utilities, and other operational costs. Once all the disbursements are totaled for that period, dividing this sum by the number of months gives the average. For example, if a business spends $120,000 over twelve months, the average disbursements would be $10,000 per month. Knowing this average allows businesses to budget effectively and plan for future expenses.Moreover, understanding average disbursements can help in identifying trends over time. If a company notices that its average disbursements have increased significantly from previous years, it may need to investigate the reasons behind this rise. Are there new expenses that were not accounted for? Is there a need to cut back on certain areas to maintain profitability? By answering these questions, businesses can take proactive measures to control their spending.In personal finance, the concept of average disbursements is equally important. Individuals who track their monthly expenses can gain a clearer picture of their financial health. For example, if someone spends an average of $2,500 per month on living expenses, they can plan their income accordingly. If their income is less than this amount, adjustments will need to be made to avoid debt. Additionally, knowing the average disbursements allows individuals to save for future goals, such as buying a house or planning for retirement.Furthermore, average disbursements can serve as a benchmark for comparison with peers or industry standards. Businesses can evaluate their performance against competitors by analyzing their average disbursements. If a company finds that its disbursements are significantly higher than the industry average, it may need to reassess its operations to identify inefficiencies. On the other hand, if a company's average disbursements are lower than average, it might indicate effective cost management strategies that could be leveraged for competitive advantage.In conclusion, the term average disbursements plays a vital role in both corporate and personal finance. By understanding and calculating this figure, individuals and organizations can make better financial decisions, identify spending trends, and improve their overall financial health. Whether it’s for budgeting purposes, financial analysis, or strategic planning, grasping the concept of average disbursements is essential for achieving financial success.

理解财务术语对于任何参与预算或财务规划的人来说都是至关重要的。其中一个术语是平均支出,它指的是在特定时间段内支出的平均金额。实际上,它帮助组织和个人评估他们的消费习惯,并就财务做出明智的决定。例如,如果一家公司想分析其现金流,计算平均支出可以提供关于每月通常支出多少资金的宝贵见解。然后可以将这个数字与收入进行比较,以确定该组织是否在其能力范围内运作。要计算平均支出,首先必须收集有关某一特定时间段内支出的所有相关数据。这可能包括工资、租金、水电费和其他运营成本的支付。一旦将该期间的所有支出总额相加,将该总额除以月份数即可得出平均值。例如,如果一家公司在十二个月内支出120,000美元,则平均支出为每月10,000美元。了解这个平均值使企业能够有效地制定预算并规划未来的支出。此外,理解平均支出还有助于识别随时间变化的趋势。如果一家公司注意到其平均支出比前几年显著增加,它可能需要调查这一增长背后的原因。是否有新的支出未被考虑?是否需要削减某些领域的开支以维持盈利能力?通过回答这些问题,企业可以采取主动措施控制支出。在个人理财中,平均支出的概念同样重要。跟踪每月支出的个人可以更清楚地了解自己的财务状况。例如,如果某人每月在生活开支上花费平均2,500美元,他们可以相应地规划自己的收入。如果他们的收入低于这个金额,就需要进行调整以避免债务。此外,了解平均支出还使个人能够为未来的目标储蓄,例如购房或退休规划。此外,平均支出还可以作为与同行或行业标准进行比较的基准。企业可以通过分析其平均支出来评估其绩效。如果一家公司发现其支出明显高于行业平均水平,可能需要重新评估其运营,以识别低效之处。另一方面,如果一家公司的平均支出低于平均水平,这可能表明有效的成本管理策略,可以利用这些策略获得竞争优势。总之,术语平均支出在企业和个人财务中扮演着重要角色。通过理解和计算这一数字,个人和组织可以做出更好的财务决策,识别支出趋势,并改善整体财务健康。不论是用于预算目的、财务分析还是战略规划,掌握平均支出的概念对实现财务成功至关重要。

相关单词

disbursements

disbursements详解:怎么读、什么意思、用法