average deposit

简明释义

海损保证金

英英释义

例句

1.The bank reported that the average deposit 平均存款 for savings accounts has increased this year.

银行报告称，今年储蓄账户的平均存款 平均存款有所增加。

2.Investors are looking for accounts with a higher average deposit 平均存款 to maximize their returns.

投资者正在寻找具有更高平均存款 平均存款的账户，以最大化他们的回报。

3.During the economic downturn, the average deposit 平均存款 in many banks fell significantly.

在经济衰退期间，许多银行的平均存款 平均存款显著下降。

4.The average deposit 平均存款 for new customers has shown a positive trend in recent months.

新客户的平均存款 平均存款在最近几个月显示出积极的趋势。

5.To calculate interest, the bank uses the average deposit 平均存款 over the last six months.

为了计算利息，银行使用过去六个月的平均存款 平均存款。

作文

In the world of finance and banking, understanding terms like average deposit is crucial for both individuals and businesses. The average deposit refers to the mean amount of money that is held in a bank account over a specific period. This figure can provide valuable insights into an account holder's financial habits and can influence decisions made by banks regarding interest rates and loan approvals.For instance, when a bank analyzes the average deposit of its customers, it can determine the overall health of its portfolio. A higher average deposit might indicate that customers are saving more, which could lead to lower interest rates on loans as the bank has a stable source of funds. Conversely, a lower average deposit might signal financial instability among customers, prompting the bank to raise interest rates to mitigate risk.Moreover, for individuals, knowing their own average deposit can help them manage their finances better. By tracking how much money they typically keep in their accounts, they can make informed decisions about spending, saving, and investing. For example, if someone notices that their average deposit has decreased over several months, it may be a sign that they need to adjust their budget or find ways to increase their income.Businesses also use the concept of average deposit in their financial planning. Companies often maintain multiple bank accounts, and understanding the average deposit across these accounts can aid in cash flow management. If a business sees a consistent average deposit that is lower than expected, it may need to evaluate its sales strategies or consider cutting unnecessary expenses.Furthermore, the average deposit can vary significantly depending on various factors such as the type of account, the demographic of account holders, and even the economic environment. For instance, during times of economic uncertainty, people tend to save more, resulting in a higher average deposit. In contrast, in a thriving economy, individuals might spend more, leading to a lower average deposit.In conclusion, the term average deposit encompasses more than just a number; it reflects the financial behavior and stability of individuals and businesses alike. Understanding this concept allows account holders to make better financial decisions and helps banks assess their risk and profitability. As we navigate through our financial journeys, keeping an eye on our average deposit can empower us to take control of our financial futures and achieve our goals.

在金融和银行的世界中，理解像平均存款这样的术语对个人和企业都至关重要。平均存款指的是在特定时间段内，银行账户中持有的资金的平均金额。这个数字可以提供有关账户持有人财务习惯的宝贵见解，并可能影响银行关于利率和贷款批准的决策。例如，当一家银行分析其客户的平均存款时，它可以确定其投资组合的整体健康状况。较高的平均存款可能表明客户的储蓄增加，这可能导致贷款的利率降低，因为银行有一个稳定的资金来源。相反，较低的平均存款可能表明客户的财务不稳定，这促使银行提高利率以减轻风险。此外，对于个人来说，了解自己的平均存款可以帮助他们更好地管理财务。通过跟踪他们通常在账户中保持的金额，他们可以做出明智的消费、储蓄和投资决策。例如，如果某人注意到他们的平均存款在几个月内减少，这可能是他们需要调整预算或寻找增加收入方法的迹象。企业也在财务规划中使用平均存款的概念。公司通常会维护多个银行账户，了解这些账户的平均存款可以帮助现金流管理。如果一家公司发现其平均存款持续低于预期，可能需要评估其销售策略或考虑削减不必要的开支。此外，平均存款因账户类型、账户持有人的人口统计以及经济环境等各种因素而有所不同。例如，在经济不确定时期，人们往往会储蓄更多，导致更高的平均存款。相反，在繁荣的经济中，个人可能会花费更多，导致较低的平均存款。总之，平均存款这一术语不仅仅是一个数字；它反映了个人和企业的财务行为和稳定性。理解这一概念使账户持有人能够做出更好的财务决策，并帮助银行评估其风险和盈利能力。在我们走过财务旅程的过程中，关注我们的平均存款可以使我们掌控自己的财务未来，实现我们的目标。