amount ceded
简明释义
分出金额
英英释义
The portion of an asset, liability, or risk that is transferred from one party to another, often in the context of insurance or reinsurance. | 从一方转移到另一方的资产、负债或风险的部分,通常在保险或再保险的背景下使用。 |
例句
1.After reviewing the policy, the amount ceded 转让金额 was adjusted to better align with market conditions.
在审核政策后,转让金额被调整以更好地与市场条件保持一致。
2.The amount ceded 转让金额 in this transaction reflects the risk-sharing agreement between the two parties.
此次交易中的转让金额反映了双方的风险分担协议。
3.The insurance company reported an amount ceded 转让金额 of $500,000 to its reinsurer last year.
保险公司报告去年向再保险公司转让金额为50万美元。
4.In the financial report, the amount ceded 转让金额 was significantly higher than expected.
在财务报告中,转让金额明显高于预期。
5.The annual audit revealed discrepancies in the amount ceded 转让金额 reported by the subsidiary.
年度审计揭示了子公司报告的转让金额存在差异。
作文
In the realm of finance and business, understanding various terminologies is crucial for effective communication and decision-making. One such term that often arises in discussions about contracts, agreements, and negotiations is the phrase amount ceded. The amount ceded refers to the portion of rights, assets, or liabilities that one party agrees to transfer to another party. This concept is particularly prevalent in fields such as insurance, real estate, and corporate mergers. To illustrate the significance of amount ceded, let us consider an example from the insurance industry. When an insurance company underwrites a policy, it may choose to mitigate its risk by ceding a portion of that risk to a reinsurer. In this case, the amount ceded would represent the percentage of the original policy that the insurer transfers to the reinsurer. By doing so, the insurer can protect itself from potential large losses, ensuring its financial stability while still providing coverage to its clients.Similarly, in real estate transactions, the amount ceded can refer to the share of property rights that a seller might relinquish to a buyer. For instance, when a property owner sells a piece of land, they are ceding certain rights associated with that land to the new owner. The amount ceded in this context could include the rights to develop, lease, or utilize the land in specific ways. Understanding this transfer of rights is essential for both parties involved in the transaction to ensure clarity and avoid future disputes.Moreover, in corporate mergers and acquisitions, the amount ceded plays a vital role in determining the value of the deal. When one company acquires another, it often has to evaluate the amount ceded in terms of assets, liabilities, and equity. This assessment helps the acquiring company understand what it is gaining and what risks it may be assuming. Accurate calculations of the amount ceded are crucial for negotiating fair terms and ensuring that both parties feel satisfied with the outcome of the merger.The implications of the amount ceded extend beyond mere financial transactions; they can also influence strategic planning and operational decisions. Companies must carefully consider how much risk they are willing to cede in various situations. For instance, in a competitive market, a business may decide to cede certain market shares to a competitor in order to focus on its core competencies and improve overall efficiency. In this context, the amount ceded becomes a strategic choice rather than just a financial calculation.In conclusion, the term amount ceded encapsulates a fundamental concept in various domains, from insurance to real estate and corporate finance. It represents the transfer of rights, assets, or liabilities from one party to another, and understanding it is key to navigating complex transactions and negotiations. As professionals in any field, recognizing the importance of the amount ceded will enhance our ability to make informed decisions and foster successful partnerships. Therefore, whether we are dealing with contracts, mergers, or property sales, being aware of the amount ceded can significantly impact our outcomes and strategies.
在金融和商业领域,理解各种术语对于有效的沟通和决策至关重要。其中一个在合同、协议和谈判中经常出现的短语是“amount ceded”。amount ceded指的是一方同意转让给另一方的权利、资产或负债的部分。这个概念在保险、房地产和企业合并等领域尤为常见。为了说明amount ceded的重要性,让我们考虑一个来自保险行业的例子。当一家保险公司承保一项保单时,它可能选择通过将部分风险转让给再保险公司来减轻其风险。在这种情况下,amount ceded将代表原始保单中保险公司转让给再保险公司的百分比。通过这样做,保险公司可以保护自己免受潜在的大额损失,确保其财务稳定,同时仍然为客户提供保障。同样,在房地产交易中,amount ceded可以指卖方可能放弃给买方的财产权益的份额。例如,当一位物业所有者出售一块土地时,他们正在将与该土地相关的一些权利转让给新所有者。在这种情况下,amount ceded可能包括开发、租赁或以特定方式利用土地的权利。理解这一权利转让对于交易中双方来说至关重要,以确保清晰并避免未来的争议。此外,在企业合并和收购中,amount ceded在确定交易价值方面发挥着重要作用。当一家公司收购另一家公司时,它通常需要评估资产、负债和股权的amount ceded。这种评估帮助收购公司了解它所获得的内容以及可能承担的风险。准确计算amount ceded对于谈判公平条款和确保双方对合并结果感到满意至关重要。amount ceded的含义超越了单纯的金融交易;它们还可以影响战略规划和运营决策。公司必须仔细考虑在各种情况下愿意放弃多少风险。例如,在竞争激烈的市场中,一家企业可能决定将某些市场份额让给竞争对手,以便专注于其核心竞争力并提高整体效率。在这种情况下,amount ceded成为一种战略选择,而不仅仅是财务计算。总之,术语amount ceded概括了各个领域的基本概念,从保险到房地产再到企业金融。它代表了一方转移给另一方的权利、资产或负债的转让,理解它对于驾驭复杂的交易和谈判至关重要。作为各个领域的专业人士,认识到amount ceded的重要性将增强我们做出明智决策和促进成功合作的能力。因此,无论我们是在处理合同、合并还是房地产销售,意识到amount ceded都能显著影响我们的结果和战略。
相关单词