active deposit

简明释义

放射性淀质

英英释义

例句

1.If you make regular deposits, your account will be classified as an active deposit 活跃存款 account.

如果您定期存款，您的账户将被分类为活跃存款账户。

2.To qualify for the premium services, you need to maintain an active deposit 活跃存款 of at least $5,000.

要获得优质服务，您需要保持至少5000美元的活跃存款。

3.An active deposit 活跃存款 can help you earn more rewards compared to a standard savings account.

与标准储蓄账户相比，活跃存款可以帮助您赚取更多奖励。

4.The bank offers higher interest rates for an active deposit 活跃存款 account.

这家银行对活跃存款账户提供更高的利率。

5.Investing in an active deposit 活跃存款 can be a safe way to grow your savings.

投资于活跃存款可以是增长储蓄的一种安全方式。

作文

In the world of finance and banking, the term active deposit refers to funds that are currently being utilized or accessed by a customer. These deposits are not merely sitting idle in an account; instead, they are actively involved in transactions, such as withdrawals, transfers, or payments. Understanding the concept of active deposit is crucial for both individuals and businesses as it plays a significant role in cash flow management and financial planning.When we think about our personal finances, we often consider how much money we have saved in our bank accounts. However, it is equally important to recognize how much of that money is in an active deposit. For instance, if you have a savings account with a balance of $10,000, but only $2,000 is available for immediate use, then your active deposit is actually just $2,000. The rest may be earmarked for future expenses or investments, which means it is not currently accessible for everyday transactions.Businesses also need to keep track of their active deposits. Companies rely on having sufficient liquidity to meet their operational needs. This means that they must ensure that a significant portion of their deposits remains active. For example, a retail store may have a large amount of cash in the bank, but if most of it is tied up in long-term investments or savings accounts with withdrawal restrictions, it could face challenges in covering daily expenses like payroll, inventory purchases, or unexpected repairs. Thus, managing active deposits effectively is vital for maintaining smooth operations and ensuring financial stability.Moreover, the concept of active deposit can also influence investment strategies. Investors often look at the liquidity of their assets when making decisions. If a substantial amount of their wealth is locked away in active deposits, they might miss out on other investment opportunities that require quick access to funds. This is why many financial advisors recommend maintaining a balanced approach, ensuring that there is enough liquidity while still allowing for growth through investments.In addition to personal and business finances, the idea of active deposit extends to the broader economic landscape. Banks and financial institutions rely on the movement of these deposits to facilitate lending and other financial services. The more active the deposits are, the more robust the financial system becomes. When customers frequently use their deposits, it encourages banks to lend more, which in turn stimulates economic growth.In conclusion, understanding active deposit is essential for anyone looking to manage their finances effectively. Whether you are an individual trying to budget your spending or a business owner aiming for financial stability, knowing how to assess and utilize your active deposits can lead to better decision-making and improved financial health. As we navigate through our financial journeys, keeping a close eye on our active deposits will empower us to make informed choices that align with our goals and aspirations.

在金融和银行的世界中，术语活跃存款指的是当前正在被客户使用或访问的资金。这些存款不只是静静地躺在账户里；相反，它们积极参与交易，例如取款、转账或支付。理解活跃存款的概念对个人和企业都至关重要，因为它在现金流管理和财务规划中起着重要作用。当我们考虑个人财务时，我们常常会考虑自己在银行账户中存了多少钱。然而，认识到这些钱中有多少处于活跃存款状态同样重要。例如，如果你在一个储蓄账户中有10,000美元的余额，但只有2,000美元可以立即使用，那么你的活跃存款实际上只有2,000美元。其余部分可能是为未来的开支或投资预留的，这意味着它目前无法用于日常交易。企业也需要跟踪它们的活跃存款。公司依赖于拥有足够的流动性来满足运营需求。这意味着它们必须确保相当一部分存款保持活跃。例如，一家零售商店可能在银行中有大量现金，但如果其中大部分被锁定在长期投资或有取款限制的储蓄账户中，它可能在支付工资、购买库存或应对突发维修等日常开支时面临挑战。因此，有效管理活跃存款对于维持顺利运营和确保财务稳定至关重要。此外，活跃存款的概念还可以影响投资策略。投资者在做出决策时通常会关注资产的流动性。如果他们的财富中有大量资金被锁定在活跃存款中，他们可能会错过其他需要快速获取资金的投资机会。这就是为什么许多财务顾问建议保持平衡的方法，确保有足够的流动性，同时仍然允许通过投资实现增长。除了个人和企业财务之外，活跃存款的概念还扩展到更广泛的经济格局。银行和金融机构依赖这些存款的流动来促进放贷和其他金融服务。存款越活跃，金融体系就越强健。当客户频繁使用他们的存款时，它鼓励银行放贷更多，从而刺激经济增长。总之，理解活跃存款对任何希望有效管理财务的人来说都是至关重要的。无论你是试图预算开支的个人，还是旨在实现财务稳定的企业主，了解如何评估和利用你的活跃存款都可以带来更好的决策和改善的财务健康。在我们走过财务旅程的过程中，密切关注我们的活跃存款将使我们能够做出与我们的目标和愿望相一致的明智选择。