accumulated rate

简明释义

积差率

英英释义

The accumulated rate refers to the total or cumulative amount of a particular rate over a specified period, often used in financial contexts to indicate how much interest or growth has been accrued.

累积利率是指在特定时间段内某一特定利率的总或累积金额,通常用于金融上下文中,以表示已累计的利息或增长量。

例句

1.Our analysis shows an accumulated rate of growth in sales over the last quarter.

我们的分析显示上个季度的销售额有累积增长率

2.The accumulated rate of emissions has reached alarming levels in urban areas.

城市地区的累积排放率已达到惊人的水平。

3.Investors are concerned about the accumulated rate of inflation affecting their savings.

投资者担心累积通货膨胀率影响他们的储蓄。

4.The accumulated rate of customer complaints has decreased significantly this month.

本月客户投诉的累积率显著下降。

5.The bank reported an accumulated rate of interest that has grown over the past five years.

银行报告称过去五年内的累积利率有所增长。

作文

In today's fast-paced world, understanding various financial terms is crucial for making informed decisions. One such term that often comes up in discussions about investments and savings is the accumulated rate. The accumulated rate refers to the total amount of interest or returns that have been earned on an investment over a specific period of time. This concept is particularly important for individuals who are looking to grow their wealth through savings accounts, stocks, or other investment vehicles.To illustrate the significance of the accumulated rate, let’s consider a simple example. Imagine you deposit $1,000 in a savings account that offers an annual interest rate of 5%. After one year, you would earn $50 in interest, bringing your total balance to $1,050. However, if you keep your money in the account for another year, the interest for the second year will be calculated based on the new balance of $1,050. This means you will earn $52.50 in interest for the second year, resulting in a total balance of $1,102.50. The accumulated rate here reflects how your investment grows over time, benefiting from compound interest.Understanding the accumulated rate is essential not only for personal finance but also for businesses. Companies often analyze their accumulated rate of returns to assess the effectiveness of their investment strategies. A higher accumulated rate indicates that the company is successfully growing its assets, which can lead to increased shareholder value and greater financial stability.Moreover, the accumulated rate can also play a vital role in retirement planning. Individuals need to understand how their retirement accounts accumulate value over time. For instance, if a person contributes to a retirement account with an accumulated rate of 7% annually, they can project how much money they will have by the time they retire. This projection helps in setting realistic retirement goals and ensuring that one has enough savings to maintain their desired lifestyle in retirement.In conclusion, the accumulated rate is a fundamental concept that impacts both personal finance and business performance. By understanding this term and its implications, individuals and companies can make better financial decisions. Whether it’s saving for a future goal or evaluating investment opportunities, being aware of how the accumulated rate works can lead to more effective financial management. As we navigate through various financial landscapes, keeping an eye on our accumulated rate will ultimately help us achieve our financial objectives more efficiently.

在当今快节奏的世界中,理解各种金融术语对于做出明智的决策至关重要。其中一个在投资和储蓄讨论中经常出现的术语是累积率累积率指的是在特定时间段内,投资所获得的总利息或回报金额。这个概念对于希望通过储蓄账户、股票或其他投资工具来增加财富的个人尤为重要。为了说明累积率的重要性,让我们考虑一个简单的例子。假设您在一个年利率为5%的储蓄账户中存入1000美元。一年后,您将获得50美元的利息,使您的总余额达到1050美元。然而,如果您再将钱保留在账户中一年,第二年的利息将根据1050美元的新余额计算。这意味着您将在第二年获得52.50美元的利息,最终总余额为1102.50美元。在这里,累积率反映了您的投资如何随着时间的推移而增长,受益于复利。理解累积率不仅对个人财务至关重要,对企业也同样如此。公司通常会分析其累积率以评估其投资策略的有效性。更高的累积率表明公司成功地增长了其资产,这可以导致股东价值的增加和更大的财务稳定性。此外,累积率在退休规划中也发挥着重要作用。个人需要了解他们的退休账户如何随着时间的推移而积累价值。例如,如果一个人每年向一个累积率为7%的退休账户缴款,他们可以预测到退休时将拥有多少资金。这一预测帮助设定现实的退休目标,并确保个人有足够的储蓄来维持他们在退休后的理想生活方式。总之,累积率是一个基本概念,影响着个人财务和商业表现。通过理解这个术语及其含义,个人和公司可以做出更好的财务决策。无论是为未来目标储蓄还是评估投资机会,了解累积率的运作方式都能导致更有效的财务管理。在我们穿越各种金融环境时,关注我们的累积率最终将帮助我们更高效地实现财务目标。

相关单词

accumulated

accumulated详解:怎么读、什么意思、用法