account sale

简明释义

赊销

英英释义

例句

1.The company decided to promote an account sale to boost customer engagement.

公司决定推出一项账户销售活动以提升客户参与度。

2.Participating in the account sale allowed me to save a significant amount on my purchase.

参加账户销售让我在购买时节省了不少钱。

3.She received an email about a limited-time account sale that included exclusive discounts.

她收到了关于限时账户销售的电子邮件，其中包含独家折扣。

4.During the holiday season, many retailers offer special account sales for loyal customers.

在假期季节，许多零售商为忠实客户提供特别的账户销售。

5.The marketing team is planning a big account sale event next month.

市场团队正在计划下个月的大型账户销售活动。

作文

In the world of finance and business, various terms are used to describe different processes and transactions. One such term is account sale, which refers to a specific type of transaction where a company sells its receivables or accounts receivable to a third party. This practice is often utilized by businesses that need immediate cash flow, allowing them to convert their outstanding invoices into cash quickly. The process involves selling the right to collect payments on these accounts to another entity, usually at a discounted rate. This can be particularly beneficial for small businesses that may not have a robust cash reserve or for those facing unexpected expenses.To better understand the implications of account sale, it is essential to consider its advantages and disadvantages. On the one hand, selling accounts receivable can provide immediate liquidity, which can help a business cover operational costs, invest in new opportunities, or manage debts. For instance, a small manufacturing company might face a situation where it has numerous outstanding invoices but needs funds to purchase raw materials for an upcoming order. By engaging in an account sale, the company can receive cash almost instantly, enabling it to continue operations without interruption.Moreover, account sale can also help businesses mitigate the risks associated with collecting payments from customers. When accounts receivable are sold to a factoring company or financial institution, the responsibility of collection shifts to the buyer. This means the original company does not have to worry about late payments or defaults, which can be a significant relief for many business owners.However, there are also potential downsides to consider. The most notable disadvantage is the cost associated with account sale. Typically, the selling company receives less than the full value of the receivables, as the buyer will take a discount to account for the risk they are assuming. This means that while immediate cash flow is achieved, the overall profitability of the business may be affected in the long run. Additionally, businesses must carefully evaluate the terms of the sale, as unfavorable conditions can lead to further financial strain.Furthermore, relying too heavily on account sale as a financing strategy can signal to stakeholders that a company is struggling financially. This perception can impact relationships with suppliers, creditors, and even customers, potentially leading to a vicious cycle of dependency on such sales for cash flow.In conclusion, account sale is a valuable tool for businesses seeking quick access to cash. It provides immediate liquidity and reduces the burden of debt collection. However, companies must weigh the benefits against the costs and risks involved. A well-thought-out approach to using account sale can lead to improved cash flow management, but it should not be the sole strategy employed by businesses. Instead, it should be part of a broader financial strategy that includes prudent cash management practices and diversification of funding sources. By understanding and properly implementing account sale, businesses can navigate their financial challenges more effectively and position themselves for sustainable growth.

在金融和商业的世界中，使用各种术语来描述不同的流程和交易。其中一个术语是应收账款销售，它指的是公司将其应收账款或应收账款出售给第三方的一种特定类型的交易。这种做法通常被需要立即现金流的企业所采用，使他们能够快速将未结发票转化为现金。该过程涉及将收取这些账户付款的权利出售给另一个实体，通常以折扣价进行。这对于那些可能没有强大现金储备的小企业或面临意外支出的企业尤其有利。为了更好地理解应收账款销售的影响，有必要考虑其优缺点。一方面，出售应收账款可以提供即时流动性，这可以帮助企业覆盖运营成本、投资新机会或管理债务。例如，一家小型制造公司可能面临许多未结发票，但需要资金来购买即将到来的订单的原材料。通过进行应收账款销售，该公司几乎可以立即获得现金，使其能够持续运营而不受干扰。此外，应收账款销售还可以帮助企业减轻与客户收款相关的风险。当应收账款被出售给保理公司或金融机构时，收款的责任转移给买方。这意味着原始公司不必担心逾期付款或违约，这对许多企业主来说可能是一个重大缓解。然而，也有潜在的缺点需要考虑。最显著的缺点是与应收账款销售相关的成本。通常，出售公司收到的金额低于应收款的全额，因为买方会采取折扣来考虑他们承担的风险。这意味着虽然实现了即时现金流，但企业的整体盈利能力可能在长期内受到影响。此外，企业必须仔细评估销售条款，因为不利条件可能导致进一步的财务压力。此外，过度依赖应收账款销售作为融资策略可能向利益相关者发出信号，表明公司在财务上处于困境。这种看法可能影响与供应商、债权人甚至客户的关系，可能导致一种依赖这种销售获取现金流的恶性循环。总之，应收账款销售是企业寻求快速获得现金的一种有价值的工具。它提供了即时流动性并减少了债务催收的负担。然而，公司必须权衡收益与涉及的成本和风险。妥善使用应收账款销售的策略可以改善现金流管理，但不应成为企业唯一采用的策略。相反，它应该是更广泛财务战略的一部分，包括审慎的现金管理实践和融资来源的多样化。通过理解和正确实施应收账款销售，企业可以更有效地应对财务挑战，并为可持续增长奠定基础。