margin of safety

简明释义

安全系数

英英释义

A margin of safety is the difference between the intrinsic value of an investment and its market price, providing a buffer against errors in analysis or market volatility.

安全边际是投资的内在价值与市场价格之间的差额,为分析错误或市场波动提供缓冲。

例句

1.When investing in stocks, it's wise to maintain a margin of safety to protect against potential losses.

在投资股票时,保持一个安全边际是明智的,以保护自己免受潜在损失。

2.Engineers often design structures with a margin of safety to ensure they can withstand unexpected loads.

工程师通常设计结构时留有安全边际,以确保它们能承受意外负荷。

3.The pilot ensured there was a margin of safety in fuel levels before taking off.

飞行员在起飞前确保燃油水平留有安全边际

4.A good business plan includes a margin of safety for unexpected expenses.

一个好的商业计划包括对意外支出留有安全边际

5.In medicine, a margin of safety is critical when determining the dosage of a drug.

在医学中,确定药物剂量时,安全边际至关重要。

作文

The concept of a margin of safety is essential in various fields, particularly in finance, engineering, and even everyday decision-making. At its core, a margin of safety refers to the difference between the actual value of an investment or project and the minimum acceptable value. This buffer serves as a protective measure against unforeseen circumstances that could negatively impact outcomes. In finance, for instance, investors often seek stocks that are undervalued compared to their intrinsic worth, providing them with a margin of safety that mitigates potential losses. By purchasing assets at a discount, they create a cushion that allows for fluctuations in the market without jeopardizing their capital significantly.In engineering, the idea of a margin of safety is equally critical. Engineers design structures such as bridges and buildings with safety factors that account for unexpected loads or stresses. For example, if a bridge is designed to support a maximum weight of 10 tons, it might actually be built to withstand 15 tons. This additional capacity creates a margin of safety, ensuring that the structure can endure unforeseen circumstances, such as heavy traffic or environmental factors like earthquakes. Without this margin, the risk of failure would increase dramatically, potentially leading to catastrophic consequences.Moreover, the margin of safety concept extends beyond technical fields into our daily lives. When making decisions, whether personal or professional, having a buffer can help reduce stress and uncertainty. For example, when planning a budget, individuals may allocate extra funds for unexpected expenses, creating a margin of safety that allows them to navigate financial challenges more comfortably. This principle can also apply to time management; by allowing extra time for tasks, one can avoid the pressure of last-minute rushes and ensure better quality outcomes.However, it's crucial to recognize that a margin of safety is not a foolproof solution. It is essential to assess risks accurately and determine appropriate margins based on realistic expectations. Overestimating the margin of safety can lead to complacency, while underestimating it can result in inadequate protection against potential pitfalls. Therefore, the key lies in finding a balance that provides sufficient security without fostering a false sense of invulnerability.In conclusion, the concept of a margin of safety plays a vital role in ensuring stability and security across various domains. Whether in investing, engineering, or everyday decision-making, having a buffer can significantly reduce risks and enhance overall outcomes. By understanding and applying this principle effectively, individuals and organizations can navigate uncertainties with greater confidence, ultimately leading to more informed and successful decisions.

“安全边际”这一概念在多个领域中至关重要,尤其是在金融、工程甚至日常决策中。其核心是,安全边际指的是投资或项目的实际价值与最低可接受价值之间的差额。这一缓冲措施可以保护我们免受可能对结果产生负面影响的不可预见情况的影响。例如,在金融领域,投资者通常会寻找被低估的股票,与其内在价值相比,这为他们提供了一个安全边际,从而减少潜在损失。通过以折扣价购买资产,他们创建了一个缓冲,使得市场波动不会显著危及他们的资本。在工程领域,安全边际的概念同样重要。工程师设计桥梁和建筑等结构时,会考虑安全系数,以应对意外的负载或压力。例如,如果一座桥被设计为最大承重10吨,实际上可能建成承重15吨。这种额外的承载能力创造了一个安全边际,确保结构能够承受不可预见的情况,如交通繁忙或地震等环境因素。如果没有这个边际,失败的风险将大幅增加,可能导致灾难性后果。此外,安全边际的概念不仅限于技术领域,还延伸到我们的日常生活中。在做出个人或职业决策时,拥有一个缓冲可以帮助减少压力和不确定性。例如,在制定预算时,个人可能会为意外开支分配额外资金,从而创造一个安全边际,使他们能够更轻松地应对财务挑战。这个原则也适用于时间管理;通过为任务留出额外时间,人们可以避免最后时刻的匆忙,确保更高质量的结果。然而,必须认识到,安全边际并不是万无一失的解决方案。准确评估风险并根据现实期望确定适当的边际至关重要。高估安全边际可能导致自满,而低估则可能导致对潜在陷阱的保护不足。因此,关键在于找到一种平衡,既能提供足够的安全性,又不会造成虚假的无敌感。总之,安全边际的概念在确保各个领域的稳定性和安全性方面发挥着重要作用。无论是在投资、工程还是日常决策中,拥有缓冲都可以显著降低风险,提高整体结果。通过有效理解和应用这一原则,个人和组织可以更自信地应对不确定性,从而做出更明智、更成功的决策。

相关单词

margin

margin详解:怎么读、什么意思、用法

safety

safety详解:怎么读、什么意思、用法