repayment

简明释义

英[rɪˈpeɪmənt]美[rɪˈpeɪmənt]

n. 付还，偿还；（分期）偿还额，付还款项

复 数 r e p a y m e n t s

英英释义

单词用法

同义词

反义词

例句

1.Many state constitutions also enforce repayment of debt.

一些州的法律还对债务实行强制偿还。

2.Microfinance's reliance on peer pressure for repayment must be the envy of any mainstream banker struggling with rising foreclosures and "jingle mail".

小额贷款依赖于同行的压力来偿还贷款，这一定会让任何主流银行家羡慕不已，因为他们正在与越来越多的止赎和“叮当邮件”作斗争。

3.Forms of repayment enforcement differ.

还款的方式也不同。

4.The problem isn't the debt, it's negotiating repayment of the debt.

问题不是债务，而是磋商债务偿还。

5.The bank is pressing us for repayment of the loan.

银行正在催我们偿还贷款。

6.Debt repayment can be slow; even under a court order, it can take up to ten years.

偿还债务可能很慢，即使有法院命令也可能超过十年。

7.Another task that software projects often need time to address is repayment of technical debt.

软件项目通常需要花费时间处理的另一个任务是偿还技术债务。

8.The bank sent a reminder about the upcoming repayment.

银行发来了关于即将到来的还款提醒。

9.The loan agreement specifies the terms of repayment.

贷款协议规定了还款的条款。

10.Failure to make a repayment can affect your credit score.

未能进行还款可能会影响你的信用评分。

11.She managed to make her monthly repayment on time.

她成功按时进行了每月的还款。

12.He set up an automatic transfer for his repayment schedule.

他为自己的还款计划设置了自动转账。

作文

The concept of repayment is deeply rooted in our financial systems and personal lives. It refers to the act of paying back money that was borrowed or owed. Understanding repayment is crucial for anyone who engages in borrowing, whether it be through loans, credit cards, or other forms of debt. When individuals or businesses take out loans, they typically agree to a repayment plan that outlines how much they will pay back, when they will make those payments, and what interest rates will apply. This plan is essential because it helps borrowers manage their finances effectively and avoid falling into unmanageable debt.In personal finance, repayment can take various forms. For example, a student may take out a loan to fund their education, which they will need to start repayment on after graduation. This can be a daunting prospect, especially if they are entering a competitive job market. However, understanding the terms of the loan and the repayment schedule can help alleviate some of the stress associated with this responsibility. Many students also benefit from income-driven repayment plans, which adjust their monthly payments based on their income level, making it easier to manage their finances as they begin their careers.In business, repayment plays a vital role in maintaining good relationships with creditors and investors. Companies often rely on loans to fund operations, expand their business, or invest in new projects. Timely repayment of these loans is essential for maintaining a positive credit rating, which can affect future borrowing opportunities. Businesses must carefully analyze their cash flow and ensure they have the necessary funds to meet their repayment obligations. Failure to do so can lead to serious consequences, including bankruptcy or loss of assets.Moreover, the concept of repayment extends beyond just financial transactions. In a broader sense, it can refer to the idea of giving back to society or fulfilling one's obligations to others. For instance, many individuals feel a sense of moral duty to contribute to their communities through volunteering or charitable donations. This form of repayment can be seen as a way to acknowledge the support and opportunities one has received throughout life.Understanding repayment is not just about knowing the mechanics of loans and debts; it is also about recognizing the importance of responsibility and accountability in our financial dealings. It encourages individuals and businesses alike to think critically about their financial decisions and the long-term implications of borrowing. By fostering a culture of timely repayment, we can create a more stable financial environment where both lenders and borrowers can thrive.In conclusion, repayment is a fundamental aspect of financial literacy that impacts every individual and organization. Whether it is through managing student loans, business debts, or contributing to the community, understanding the significance of repayment helps us navigate our financial responsibilities more effectively. As we continue to engage in various financial transactions throughout our lives, keeping the principles of repayment in mind will serve us well, ensuring that we honor our commitments and maintain healthy financial practices.

“偿还”这一概念深深植根于我们的金融体系和个人生活中。它指的是偿还借款或欠款的行为。理解“偿还”对任何参与借贷的人来说都是至关重要的，无论是通过贷款、信用卡还是其他形式的债务。当个人或企业申请贷款时，他们通常会同意一个偿还计划，概述他们将偿还多少、何时进行这些付款，以及适用的利率。这个计划是必不可少的，因为它帮助借款人有效管理财务，避免陷入无法承受的债务中。在个人财务中，“偿还”可以采取多种形式。例如，一名学生可能会申请贷款来资助他们的教育，而他们需要在毕业后开始“偿还”。这可能是一个令人生畏的前景，尤其是当他们进入竞争激烈的就业市场时。然而，了解贷款的条款和“偿还”计划可以帮助缓解与这一责任相关的一些压力。许多学生还受益于基于收入的“偿还”计划，该计划根据他们的收入水平调整每月付款，使他们在开始职业生涯时更容易管理财务。在商业中，“偿还”在维护与债权人和投资者的良好关系方面发挥着至关重要的作用。公司通常依赖贷款来资助运营、扩展业务或投资新项目。及时的“偿还”这些贷款对于维持良好的信用评级至关重要，这可能会影响未来的借款机会。企业必须仔细分析其现金流，并确保他们拥有必要的资金来满足“偿还”义务。未能做到这一点可能会导致严重后果，包括破产或资产损失。此外，“偿还”的概念超越了单纯的金融交易。从更广泛的意义上说，它可以指回馈社会或履行对他人的义务的理念。例如，许多人感到道德责任，通过志愿服务或慈善捐赠来为社区做贡献。这种形式的“偿还”可以被视为一种承认个人在生活中所获得支持和机会的方式。理解“偿还”不仅仅是了解贷款和债务的机制；它还涉及到认识到我们金融交易中责任和问责的重要性。它鼓励个人和企业认真思考他们的财务决策及借款的长期影响。通过培养及时“偿还”的文化，我们可以创造一个更稳定的金融环境，让借款人和贷方都能蓬勃发展。总之，“偿还”是金融素养的基本方面，影响着每个个人和组织。无论是管理学生贷款、商业债务，还是为社区做贡献，理解“偿还”的重要性有助于我们更有效地应对财务责任。在我们继续参与生活中的各种金融交易时，牢记“偿还”的原则将对我们大有裨益，确保我们履行承诺并保持健康的财务实践。