margin of safety

简明释义

安全裕度

英英释义

例句

1.Investors often look for stocks that have a significant margin of safety before making a purchase.

投资者在购买股票之前通常会寻找具有显著安全裕度的股票。

2.In construction, a margin of safety is crucial to prevent structural failures.

在建筑中，安全裕度对防止结构故障至关重要。

3.The engineer designed the bridge with a large margin of safety to ensure it could withstand heavy loads.

工程师设计这座桥时留有较大的安全裕度，以确保它能够承受重载。

4.The pilot maintained a margin of safety by keeping altitude above the minimum requirements.

飞行员通过保持高度高于最低要求来维持安全裕度。

5.When planning a budget, it's wise to include a margin of safety for unexpected expenses.

在制定预算时，明智的做法是为意外开支留出安全裕度。

作文

The concept of a margin of safety is crucial in various fields, especially in finance and engineering. It refers to the difference between the actual performance of a system or investment and the minimum required performance or value. This principle helps individuals and organizations make informed decisions while minimizing risks. In finance, the margin of safety is often used by investors to assess the potential risk of an investment. For instance, if a stock is valued at $50 per share but the investor believes its intrinsic value is $70, the margin of safety would be $20. This buffer allows the investor to feel more secure in their investment, knowing that even if the market fluctuates, they have a cushion to protect against potential losses.In engineering, the margin of safety is applied to ensure that structures can withstand loads greater than what they are designed for. For example, when constructing a bridge, engineers calculate the maximum load it can bear. To ensure safety, they include a margin of safety in their designs, meaning the bridge is built to support significantly more weight than it will typically encounter. This precaution helps prevent catastrophic failures and protects public safety.Moreover, the margin of safety is not just a financial or engineering term; it can also apply to personal decision-making. When making choices in life, having a margin of safety can mean preparing for unforeseen circumstances. For example, when planning a trip, one might budget extra money for emergencies or allow additional time for travel delays. This way, if something unexpected occurs, such as a flat tire or bad weather, the individual is better equipped to handle the situation without significant stress.In summary, the margin of safety serves as a protective buffer across various domains. Whether in investing, engineering, or daily life decisions, it provides a layer of security that can help mitigate risks. Understanding this concept encourages a proactive approach to risk management, allowing individuals and organizations to navigate uncertainties with greater confidence. As we continue to face unpredictable events in both our personal and professional lives, the importance of maintaining a margin of safety becomes increasingly apparent. It empowers us to make better decisions, ensuring that we are not only prepared for success but also equipped to handle challenges that may arise along the way.

“安全边际”这一概念在多个领域中至关重要，尤其是在金融和工程领域。它指的是系统或投资的实际表现与最低要求的表现或价值之间的差距。这个原则帮助个人和组织在最小化风险的同时做出明智的决策。在金融领域，“安全边际”通常被投资者用来评估投资的潜在风险。例如，如果一只股票的市场价值为每股50美元，但投资者认为其内在价值为70美元，那么“安全边际”就是20美元。这个缓冲使得投资者在投资时感到更加安全，知道即使市场波动，他们也有一个保护措施来抵御潜在的损失。在工程学中，“安全边际”用于确保结构能够承受超过其设计负荷的重量。例如，在建造桥梁时，工程师会计算出桥梁能够承受的最大载荷。为了确保安全，他们在设计中加入了“安全边际”，这意味着桥梁的承重能力远高于其通常会遇到的重量。这种预防措施有助于防止灾难性的故障，并保护公众安全。此外，“安全边际”不仅仅是一个金融或工程术语；它还可以应用于个人决策。当在生活中做出选择时，拥有“安全边际”可以意味着为不可预见的情况做好准备。例如，在计划旅行时，可能会预算额外的钱以应对紧急情况，或者留出额外的时间以应对旅行延误。这样，如果发生意外情况，比如轮胎爆胎或恶劣天气，个人就能更好地应对，而不会感到过大的压力。总之，“安全边际”在各个领域都充当着保护性缓冲。无论是在投资、工程还是日常生活决策中，它都提供了一层安全保障，有助于减轻风险。理解这一概念鼓励我们采取积极主动的风险管理方法，使个人和组织能够更自信地应对不确定性。随着我们在个人和职业生活中继续面临不可预测的事件，保持“安全边际”的重要性变得愈加明显。它使我们能够做出更好的决策，确保我们不仅为成功做好准备，还能应对可能出现的挑战。