clearinghouses

简明释义

英[/ˈklɪrɪŋhaʊs/]美[/ˈklɪrɪŋhaʊs/]

n. 资料交换中心；票据交换所（clearinghouse 的复数）

英英释义

单词用法

同义词

反义词

例句

1.Perhaps more important, the risk committees will recommend which derivatives should be handled through clearinghouses, and which should be exempt.

可能更重要的是，风险管理委员会将推荐哪些衍生产品应该通过清算所交易，哪些可以豁免。

2.In the U.S., 15 Wall Street Banks have pledged to do more than 90% of their eligible credit and interest-rate derivative trades through central clearinghouses by year end.

在美国，有15家华尔街银行已保证说，到年底时，会将其90%以上符合规定的信贷和利率衍生品交易通过中央结算所进行。

3.But about 10 different clearinghouses are vying for the business.

但是有大约10家不同的结算所都在觊觎这项业务。

4.Two established exchanges that trade commodities and futures, the InterContinentalExchange, or ICE, and the Chicago Mercantile exchange, set up clearinghouses, and, so did Nasdaq.

两家已建成的商品和期货交易所，ICE和芝加哥商品交易所建立了清算所，纳斯达克也已建立了清算所。

5.The exchanges would serve as clearinghouses of available insuranceplans through which individuals could compare features and pricesof plans that meet a minimum benefit threshold.

交易所将充当现有保险计划的票据交换所，个人通过它可以比较满足最低受益门槛计划的功能和价格。

6.As politicians push the trading of over-the-counter (OTC) derivatives onto clearinghouses and exchanges, it has a chance to get bigger still.

随着政客欲将场外交易(otc)衍生品交易纳入结算所和交易所，CME有望进一步做大。

7.Many of these same people hold influential positions at other clearinghouses, or on committees at the powerful International Swaps and Derivatives Association, which helps govern the market.

这些人中许多同样的人对其他的清算所也具有影响力，或者在帮助管理市场，又有影响力的国际互换和衍生产品协会的委员会中具有影响力。

8.Each of these new clearinghouses had to persuade big Banks to join their efforts, and they doled out membership on their risk committees, which is where trading rules are written, as an incentive.

这些新的清算所每一家都说服大银行加入他们，在他们的风险管理委员会中给予会员资格作为激励，交易规则就是由风险管理委员会负责制定的。

9.Insurance companies often collaborate with clearinghouses to streamline claims processing.

保险公司通常与清算所合作，以简化索赔处理。

10.The financial system relies on various clearinghouses to manage transactions and reduce risk.

金融系统依赖于各种清算所来管理交易和降低风险。

11.In the stock market, clearinghouses ensure that trades are settled smoothly.

在股票市场中，清算所确保交易顺利结算。

12.Many payment networks use clearinghouses to facilitate electronic transactions.

许多支付网络使用清算所来促进电子交易。

13.The role of clearinghouses is crucial in preventing financial crises by managing counterparty risk.

在通过管理对手风险防止金融危机方面，清算所的作用至关重要。

作文

In the world of finance, the term clearinghouses refers to institutions that facilitate the exchange of payments, securities, or derivatives transactions. These entities play a crucial role in ensuring that trades are settled efficiently and accurately, thereby maintaining the stability of financial markets. Clearinghouses act as intermediaries between buyers and sellers, reducing the risk of default by guaranteeing the completion of trades. This function is particularly important in today's complex financial landscape where numerous transactions occur every second.The primary function of clearinghouses is to manage the clearing and settlement process for various types of financial instruments. When two parties agree to trade, the clearinghouse steps in to ensure that both parties fulfill their obligations. For instance, if one party sells a stock to another, the clearinghouse ensures that the seller delivers the stock while the buyer makes the payment. This process minimizes counterparty risk, which is the risk that one party will not fulfill its part of the transaction.Moreover, clearinghouses also provide a centralized platform where trades can be monitored and recorded. This transparency helps regulators keep track of market activities and detect any potential irregularities. By having a centralized repository of trades, clearinghouses contribute to market integrity and foster investor confidence.Another significant aspect of clearinghouses is their role in managing collateral. In many cases, parties involved in a trade must post collateral to mitigate risks associated with price fluctuations. The clearinghouse assesses the required collateral based on the nature of the trade and the creditworthiness of the parties involved. This practice not only protects the clearinghouse but also enhances the overall stability of the financial system.In addition to traditional financial markets, clearinghouses have also emerged in the realm of cryptocurrencies and digital assets. As the popularity of blockchain technology has grown, so too has the need for platforms that can facilitate the trading and settlement of these new asset classes. Crypto clearinghouses work similarly to their traditional counterparts, providing a secure environment for transactions and helping to manage the associated risks.Despite the many benefits provided by clearinghouses, they are not without challenges. One major concern is the concentration of risk within these institutions. If a clearinghouse were to experience financial difficulties, it could have cascading effects throughout the entire financial system. To mitigate this risk, regulators closely monitor the operations of clearinghouses and require them to maintain adequate capital reserves.In conclusion, clearinghouses are vital components of modern financial systems. They facilitate the smooth functioning of markets by ensuring that trades are settled efficiently, managing collateral, and providing transparency. As financial markets continue to evolve, the role of clearinghouses will likely expand, adapting to new technologies and market dynamics. Understanding the importance of clearinghouses is essential for anyone looking to grasp the complexities of financial transactions and the mechanisms that underpin them.

在金融世界中，术语clearinghouses指的是促进支付、证券或衍生品交易交换的机构。这些实体在确保交易高效、准确地结算方面发挥着至关重要的作用，从而维护金融市场的稳定。clearinghouses充当买卖双方之间的中介，通过保证交易的完成来降低违约风险。这一功能在当今复杂的金融环境中尤为重要，因为每秒都有大量交易发生。clearinghouses的主要功能是管理各种金融工具的清算和结算过程。当双方同意交易时，clearinghouse会介入，以确保双方履行各自的义务。例如，如果一方将股票出售给另一方，clearinghouse会确保卖方交付股票，而买方进行付款。这个过程最小化了对手风险，即一方不履行其交易部分的风险。此外，clearinghouses还提供一个集中平台，用于监控和记录交易。这种透明度帮助监管机构跟踪市场活动并发现潜在的不规则现象。通过拥有集中交易存储库，clearinghouses有助于市场的完整性，并增强投资者的信心。clearinghouses的另一个重要方面是它们在管理抵押品方面的角色。在许多情况下，参与交易的各方必须提供抵押品，以减轻与价格波动相关的风险。clearinghouse根据交易的性质和相关方的信用状况评估所需的抵押品。这种做法不仅保护了clearinghouse本身，还增强了金融系统的整体稳定性。除了传统金融市场外，clearinghouses在加密货币和数字资产领域也逐渐出现。随着区块链技术的普及，对能够促进这些新资产类别交易和结算的平台的需求也随之增加。加密clearinghouses的运作类似于其传统同行，为交易提供安全的环境，并帮助管理相关风险。尽管clearinghouses提供了许多好处，但它们也面临挑战。其中一个主要问题是这些机构内风险的集中。如果某个clearinghouse遭遇财务困难，可能会对整个金融系统产生连锁反应。为了降低这种风险，监管机构密切监测clearinghouses的运营，并要求它们保持足够的资本储备。总之，clearinghouses是现代金融体系的重要组成部分。它们通过确保交易高效结算、管理抵押品和提供透明度，促进市场的顺利运作。随着金融市场的不断发展，clearinghouses的角色可能会扩展，以适应新技术和市场动态。理解clearinghouses的重要性，对于任何希望掌握金融交易复杂性及其背后机制的人来说都是至关重要的。