borrowing

简明释义

[ˈbɒrəʊɪŋ][ˈbɔːroʊɪŋ]

n. 借款;借用

v. 借入;采用(borrow 的 ing 形式)

复 数 b o r r o w i n g s

英英释义

The act of taking and using something belonging to someone else with the intention of returning it.

借用他人财物并计划归还的行为。

In finance, the process of obtaining funds from a lender with the agreement to pay back the principal amount plus interest.

在金融中,指从贷方获得资金,并同意偿还本金加利息的过程。

单词用法

cost of borrowing

借款费用;借款成本

interbank borrowing

银行同业借贷

同义词

lending

借出

The bank is lending money to small businesses.

银行正在向小企业借出资金。

loaning

贷款

She is loaning her car to a friend for the weekend.

她把车借给朋友周末使用。

acquisition

获得

The acquisition of knowledge often involves borrowing ideas from others.

知识的获得往往涉及从他人那里借用想法。

taking

获取

Taking a book from the library usually requires a borrowing card.

从图书馆借书通常需要借书卡。

反义词

lending

借出

The bank is lending money to new businesses.

银行正在向新企业借出资金。

repayment

偿还

She made her repayment on time.

她按时进行了偿还。

例句

1.They are borrowing funds to invest in new technology.

他们正在借款以投资新技术。

2.The student was nervous about borrowing a book from the library because he had lost one before.

这位学生对从图书馆借书感到紧张,因为他之前丢失过一本。

3.He felt guilty about borrowing his friend's car without asking first.

他觉得在没有事先询问的情况下借用朋友的车很内疚。

4.The company is borrowing ideas from its competitors to improve its products.

该公司正在从竞争对手那里借鉴想法,以改善其产品。

5.She is considering a new strategy for her business that involves borrowing money to expand.

她正在考虑一种新的商业策略,涉及到借款以扩展业务。

作文

In today's fast-paced world, the concept of borrowing has taken on new dimensions. 借用 can be understood in various contexts, from personal finance to cultural exchange. At its core, borrowing involves taking something with the intention of returning it later. This simple act can have profound implications, especially when we consider its role in our daily lives.Firstly, let’s examine borrowing in the context of personal finance. Many individuals rely on loans to purchase homes, cars, or fund education. This type of borrowing is often necessary for achieving significant life goals. However, it comes with responsibilities. When one takes out a loan, they must understand the terms and conditions, including interest rates and repayment schedules. Failing to manage these obligations can lead to severe financial consequences, such as debt accumulation and poor credit scores. Therefore, responsible borrowing is crucial for maintaining financial health.Beyond finances, borrowing also plays a vital role in the realm of ideas and culture. Throughout history, societies have borrowed elements from each other, leading to a rich tapestry of cultural exchange. For instance, the globalization of cuisine has allowed people to experience flavors from around the world. When a restaurant introduces a dish from a different culture, it is engaging in borrowing—taking inspiration from another tradition and making it accessible to a broader audience. This kind of cultural borrowing fosters understanding and appreciation among diverse groups, promoting harmony and collaboration.Moreover, in the field of education, borrowing knowledge is essential for academic growth. Students often build upon the ideas of others, whether through research papers or collaborative projects. This process of intellectual borrowing encourages innovation and creativity. By learning from established theories and practices, students can develop their own unique perspectives and contribute to their fields. Thus, borrowing knowledge is not merely an act of taking; it is a means of building a foundation for future discoveries.However, it is important to recognize the potential downsides of borrowing. In some cases, excessive borrowing can lead to dependency. For instance, if a person continually relies on loans without addressing underlying financial issues, they may find themselves trapped in a cycle of debt. Similarly, in cultural contexts, borrowing can sometimes lead to appropriation, where one culture takes elements from another without proper acknowledgment or respect. This can create tensions and misunderstandings, highlighting the need for sensitivity and awareness when engaging in borrowing practices.In conclusion, borrowing is a multifaceted concept that influences various aspects of our lives. Whether in finance, culture, or education, the act of borrowing can be beneficial when approached with responsibility and respect. By understanding the implications of borrowing, we can navigate our interactions with greater wisdom, ensuring that we honor the contributions of others while also pursuing our own goals. As we move forward in this interconnected world, let us embrace the opportunities that borrowing presents, while remaining mindful of its complexities.

在当今快节奏的世界中,“borrowing”这一概念已经呈现出新的维度。借用可以在多种背景下理解,从个人财务到文化交流。在其核心,borrowing 涉及以稍后归还为目的而获取某物。这一简单的行为可能会产生深远的影响,特别是当我们考虑它在日常生活中的作用时。首先,让我们在个人财务的背景下审视 borrowing。许多人依赖贷款来购买房屋、汽车或资助教育。这种类型的 borrowing 通常是实现重大生活目标所必需的。然而,这伴随着责任。当一个人申请贷款时,他们必须了解条款和条件,包括利率和还款计划。未能管理这些义务可能导致严重的财务后果,例如债务累积和信用评分下降。因此,负责任的 borrowing 对于维护财务健康至关重要。除了财务之外,borrowing 在思想和文化领域也发挥着重要作用。历史上,各个社会相互借鉴,形成了丰富的文化交流。例如,全球化的美食让人们体验来自世界各地的风味。当一家餐厅引入来自不同文化的菜肴时,它正在进行 borrowing——从另一种传统中汲取灵感,并使其对更广泛的受众可及。这种文化 borrowing 促进了不同群体之间的理解和欣赏,推动了和谐与合作。此外,在教育领域,知识的 borrowing 对学术成长至关重要。学生们经常在研究论文或合作项目中建立在他人的思想之上。这一知识 borrowing 的过程鼓励创新和创造力。通过学习已建立的理论和实践,学生可以发展自己独特的视角,并为自己的领域做出贡献。因此,知识的 borrowing 不仅仅是一个获取的行为;它是为未来发现奠定基础的一种方式。然而,重要的是要认识到 borrowing 的潜在缺点。在某些情况下,过度的 borrowing 可能导致依赖。例如,如果一个人不断依赖贷款而不解决潜在的财务问题,他们可能会发现自己陷入债务循环。同样,在文化背景中,borrowing 有时可能导致文化挪用,即一种文化在没有适当承认或尊重的情况下从另一种文化中获取元素。这可能会造成紧张和误解,突显出在参与 borrowing 实践时需要敏感性和意识。总之,borrowing 是一个多面的概念,影响着我们生活的各个方面。无论是在财务、文化还是教育中,只要以责任和尊重的态度对待,borrowing 的行为都可以是有益的。通过理解 borrowing 的含义,我们可以以更大的智慧来处理我们的互动,确保我们在追求自己目标的同时尊重他人的贡献。当我们在这个互联的世界中前进时,让我们拥抱 borrowing 所带来的机会,同时对其复杂性保持警惕。