automatic teller machine (ATM)

简明释义

自动取款机

英英释义

A machine that allows people to access their bank accounts and perform financial transactions, such as withdrawing cash, depositing money, or checking account balances, without the need for a human teller.

一种允许人们访问他们的银行账户并进行金融交易的机器,例如取款、存款或查询账户余额,无需人工柜员。

例句

1.I need to withdraw some cash from the automatic teller machine (ATM).

我需要从自动取款机(ATM)提取一些现金。

2.There's an automatic teller machine (ATM) just around the corner.

转角处就有一台自动取款机(ATM)

3.You can deposit cash directly into the automatic teller machine (ATM).

你可以直接在自动取款机(ATM)中存入现金。

4.Make sure to check your balance at the automatic teller machine (ATM) before making a withdrawal.

在提款前,确保在自动取款机(ATM)上查看你的余额。

5.I found an automatic teller machine (ATM) that accepts international cards.

我找到了一台接受国际卡的自动取款机(ATM)

作文

In today's fast-paced world, the convenience of banking has evolved significantly, particularly with the introduction of the automatic teller machine (ATM). This electronic device allows individuals to perform a variety of financial transactions without the need for human assistance. The automatic teller machine (ATM) has become an essential part of our daily lives, providing us with easy access to cash and other banking services at any time of the day or night.The history of the automatic teller machine (ATM) dates back to the late 1960s when the first machine was installed in London. Since then, its popularity has soared, and today, ATMs can be found in almost every corner of the globe. They have transformed the way we interact with our banks, making it possible to withdraw money, check account balances, and even deposit funds without stepping inside a bank branch.One of the most significant advantages of using an automatic teller machine (ATM) is the convenience it offers. No longer do we have to wait in long lines at the bank, especially during peak hours. With just a card and a few taps on the screen, we can access our funds quickly and efficiently. This convenience is particularly beneficial for those who have busy schedules or live in remote areas where bank branches may be scarce.Moreover, the automatic teller machine (ATM) provides a sense of security. Carrying large amounts of cash can be risky, but with an ATM, individuals can withdraw only what they need, reducing the risk of theft. Additionally, many ATMs are equipped with advanced security features, such as encryption and surveillance cameras, ensuring that transactions are safe and secure.However, while ATMs offer numerous benefits, there are also some drawbacks to consider. For instance, not all ATMs are created equal; some may charge fees for withdrawals, especially if they are not affiliated with your bank. This can lead to unexpected costs, particularly for frequent users. Furthermore, technical issues can arise, leading to frustration when you need cash urgently.Despite these challenges, the automatic teller machine (ATM) remains a vital tool for modern banking. It allows us to manage our finances more effectively and provides a level of independence that traditional banking methods cannot match. As technology continues to advance, we can expect ATMs to evolve as well, incorporating features such as contactless transactions and biometric authentication, further enhancing their functionality and security.In conclusion, the automatic teller machine (ATM) has revolutionized the way we handle our finances. Its convenience, security, and efficiency make it an indispensable part of our daily routines. As we move forward into a more digital world, the role of ATMs will likely expand, continuing to adapt to our needs and preferences. Understanding the significance of the automatic teller machine (ATM) is crucial for anyone looking to navigate the modern banking landscape effectively.

在当今快节奏的世界中,银行业务的便利性已经显著发展,尤其是随着自动取款机(ATM)的出现。这个电子设备允许个人在没有人工协助的情况下执行各种金融交易。自动取款机(ATM)已经成为我们日常生活中不可或缺的一部分,使我们能够随时随地轻松访问现金和其他银行服务。自动取款机(ATM)的历史可以追溯到20世纪60年代末,当时第一台机器在伦敦安装。从那时起,它的受欢迎程度急剧上升,如今,几乎在全球每个角落都可以找到ATM。它们改变了我们与银行的互动方式,使我们能够在不走进银行分行的情况下提取现金、查询账户余额甚至存款。使用自动取款机(ATM)的一个重大优势是它所提供的便利性。我们不再需要在银行排长队,尤其是在高峰时段。只需一张卡和几次点击屏幕,我们就可以快速有效地访问我们的资金。这种便利性对那些日程繁忙或居住在银行分行稀缺的偏远地区的人尤其有益。此外,自动取款机(ATM)提供了一种安全感。携带大量现金可能存在风险,但使用ATM,个人可以仅提取他们所需的金额,从而降低被盗的风险。此外,许多ATM配备了先进的安全功能,例如加密和监控摄像头,确保交易的安全。然而,尽管ATM提供了众多好处,但也有一些缺点需要考虑。例如,并非所有ATM都是相同的;一些可能会对取款收取费用,尤其是如果它们与您的银行没有关联。这可能导致意外费用,特别是对于频繁使用者。此外,技术问题可能会出现,当您急需现金时,会导致沮丧。尽管面临这些挑战,自动取款机(ATM)仍然是现代银行业务的重要工具。它使我们能够更有效地管理财务,并提供了一种传统银行方法无法比拟的独立性。随着技术的不断进步,我们可以期待ATM也将不断发展,融入无接触交易和生物识别认证等功能,进一步增强其功能和安全性。总之,自动取款机(ATM)彻底改变了我们处理财务的方式。它的便利性、安全性和效率使其成为我们日常生活中不可或缺的一部分。随着我们进入一个更加数字化的世界,ATM的角色可能会继续扩大,不断适应我们的需求和偏好。理解自动取款机(ATM)的重要性对于任何希望有效导航现代银行环境的人来说都是至关重要的。

相关单词

teller

teller详解:怎么读、什么意思、用法

machine

machine详解:怎么读、什么意思、用法