preshipment finance

简明释义

装船前融资，装船前资金融通

英英释义

例句

1.The company applied for preshipment finance to cover raw material costs before shipping their products.

该公司申请了预装货融资以支付在发货前的原材料成本。

2.Using preshipment finance, the manufacturer was able to fulfill a large order without depleting their resources.

通过使用预装货融资，制造商能够在不耗尽资源的情况下完成一笔大订单。

3.Many exporters rely on preshipment finance to secure the necessary funds for production.

许多出口商依赖预装货融资来确保生产所需的资金。

4.The exporter secured preshipment finance to ensure timely delivery of goods to their international clients.

出口商获得了预装货融资以确保及时向国际客户交付货物。

5.Banks often provide preshipment finance to help businesses manage cash flow during peak production periods.

银行通常提供预装货融资以帮助企业在高峰生产期间管理现金流。

作文

In the world of international trade, businesses often face challenges related to cash flow and financing. One crucial aspect of this financing is known as preshipment finance, which refers to the funds provided to exporters before the shipment of goods. This financial arrangement plays a significant role in ensuring that exporters can meet their production costs and fulfill orders on time. Without adequate funding prior to shipment, many businesses would struggle to maintain their operations and meet customer demands.The concept of preshipment finance is particularly important for small and medium-sized enterprises (SMEs) that may not have access to traditional banking services or sufficient working capital. These businesses often rely on preshipment finance to procure raw materials, pay for labor, and cover other operational expenses necessary to produce goods for export. By securing this type of financing, exporters can ensure that they are ready to deliver products to their clients promptly, thereby enhancing customer satisfaction and building long-term relationships.There are various forms of preshipment finance, including bank loans, factoring, and supplier credit. Each option has its advantages and disadvantages, depending on the specific needs of the exporter. For instance, bank loans may offer lower interest rates but require collateral, whereas factoring allows businesses to receive immediate cash by selling their accounts receivable at a discount. Supplier credit, on the other hand, enables exporters to obtain goods on credit, deferring payment until after the sale has been made.The importance of preshipment finance cannot be overstated. It not only helps exporters manage their cash flow but also mitigates risks associated with international trade. By securing financing before shipment, exporters can protect themselves against fluctuations in currency exchange rates and changes in demand. This financial stability allows them to focus on production and quality, ultimately leading to better business outcomes.Furthermore, preshipment finance can enhance a company's competitive edge in the global market. When exporters can efficiently manage their resources and fulfill orders on time, they are more likely to attract repeat customers and gain a reputation for reliability. This is particularly vital in industries where timely delivery is critical, such as textiles, electronics, and perishable goods. In these sectors, any delays can result in lost sales and damaged relationships with buyers.In conclusion, preshipment finance is an essential component of the export process that facilitates the smooth operation of international trade. By providing the necessary funds before goods are shipped, it empowers exporters to meet their obligations, manage risks, and maintain competitiveness in the marketplace. As the global economy continues to evolve, understanding and utilizing preshipment finance will remain crucial for businesses looking to expand their reach and succeed in the international arena.

在国际贸易的世界中，企业常常面临与现金流和融资相关的挑战。这个融资的一个重要方面被称为预装船融资，它指的是在货物装船之前提供给出口商的资金。这种金融安排在确保出口商能够满足生产成本并按时履行订单方面发挥着重要作用。如果在装船之前没有足够的资金，许多企业将难以维持运营并满足客户需求。预装船融资的概念对于中小企业（SME）尤其重要，因为这些企业可能无法获得传统银行服务或足够的营运资金。这些企业通常依赖于预装船融资来采购原材料、支付劳动力和覆盖其他生产商品出口所需的运营费用。通过确保这种类型的融资，出口商可以确保他们能够及时将产品交付给客户，从而提高客户满意度并建立长期关系。预装船融资有多种形式，包括银行贷款、保理和供应商信用。每种选择都有其优缺点，具体取决于出口商的特定需求。例如，银行贷款可能提供较低的利率，但需要抵押品，而保理则允许企业通过以折扣价出售应收账款来立即获得现金。另一方面，供应商信用使出口商能够以信用方式获得商品，将付款推迟到销售完成后。预装船融资的重要性不容小觑。它不仅帮助出口商管理现金流，还降低了与国际贸易相关的风险。通过在装船前获得融资，出口商可以保护自己免受汇率波动和需求变化的影响。这种财务稳定性使他们能够专注于生产和质量，最终导致更好的业务结果。此外，预装船融资可以增强公司在全球市场中的竞争优势。当出口商能够有效管理资源并按时履行订单时，他们更有可能吸引回头客并赢得可靠性的声誉。在对及时交货至关重要的行业中，例如纺织、电子和易腐商品，尤其如此。在这些行业中，任何延误都可能导致销售损失和与买方的关系受损。总之，预装船融资是出口过程中不可或缺的组成部分，促进了国际贸易的顺利进行。通过在货物装船之前提供必要的资金，它使出口商能够履行义务、管理风险，并在市场中保持竞争力。随着全球经济的不断发展，理解和利用预装船融资对于希望扩大影响力并在国际舞台上取得成功的企业而言，将始终至关重要。