separate account

简明释义

专帐

英英释义

例句

1.The company requires employees to keep their travel expenses in a separate account for reimbursement purposes.

公司要求员工将差旅费用保存在一个单独账户中以便报销。

2.For better budgeting, she set up a separate account just for her monthly groceries.

为了更好地预算，她设立了一个单独账户专门用于每月的杂货开支。

3.It's wise to maintain a separate account for business transactions to simplify tax reporting.

保持一个单独账户用于商业交易是明智的，这样可以简化税务报告。

4.She decided to open a separate account for her savings to better manage her finances.

她决定开一个单独账户来管理她的储蓄，以更好地管理财务。

5.After the divorce, he opened a separate account to ensure his financial independence.

离婚后，他开了一个单独账户以确保自己的经济独立。

作文

In today's financial landscape, understanding the concept of a separate account is essential for both individuals and businesses. A separate account refers to a specific type of account that is maintained separately from other funds or assets. This can be particularly important in various contexts, such as investment management, trust funds, and even personal finance. By keeping funds in a separate account, individuals can better track their expenditures, investments, or savings, ensuring that their financial goals are met without interference from other financial activities.For instance, many financial advisors recommend establishing a separate account for retirement savings. By doing so, individuals can allocate a portion of their income specifically for retirement, making it easier to monitor progress towards this long-term goal. The funds in this separate account are typically invested in a way that aligns with the individual's risk tolerance and retirement timeline, providing a structured approach to saving for the future.Moreover, businesses often utilize separate accounts to manage different streams of revenue or expenses. For example, a company may have a separate account for research and development (R&D) funding, allowing them to track how much they are investing in innovation versus other operational costs. This transparency can lead to better financial decision-making and more effective budgeting.In the world of investment management, a separate account can also refer to a portfolio that is managed individually for a specific investor, as opposed to being pooled with other investors’ money. This arrangement provides tailored investment strategies based on the unique objectives and risk profiles of the investor. By having a separate account, investors can enjoy greater control over their assets and potentially achieve better investment outcomes.The importance of separate accounts extends beyond just tracking finances; it also plays a significant role in legal and regulatory contexts. For example, in the case of bankruptcy, having a separate account can help protect certain assets from being claimed by creditors. This legal distinction can provide peace of mind to individuals and business owners alike, knowing that not all their assets are at risk in the event of financial difficulties.Additionally, a separate account can serve as a safety net during economic downturns. By setting aside funds in a separate account, individuals and businesses can ensure they have liquidity available for emergencies or unexpected expenses. This proactive approach to financial management can prevent the need to rely on high-interest loans or credit cards during challenging times.In conclusion, the concept of a separate account is pivotal in effective financial planning and management. Whether it is for personal savings, business operations, or investment strategies, maintaining separate accounts allows for clarity, control, and better financial health. As individuals and businesses navigate the complexities of finance, understanding and utilizing separate accounts can lead to more informed decisions and ultimately greater financial success.

在当今的金融环境中，理解“separate account”这一概念对个人和企业都至关重要。“separate account”是指与其他资金或资产分开维持的特定类型账户。这在投资管理、信托基金，甚至个人财务等各种背景下尤为重要。通过将资金存放在“separate account”中，个人可以更好地跟踪支出、投资或储蓄，确保他们的财务目标在不受其他财务活动干扰的情况下实现。例如，许多财务顾问建议建立一个“separate account”用于退休储蓄。这样做可以使个人将收入的一部分专门分配给退休，使其更容易监测向这一长期目标的进展。这个“separate account”中的资金通常会根据个人的风险承受能力和退休时间表进行投资，从而提供一种结构化的方式来为未来储蓄。此外，企业通常利用“separate accounts”来管理不同的收入或支出来源。例如，一家公司可能会为研发（R&D）资金设立一个“separate account”，使其能够追踪他们在创新方面的投资与其他运营成本的比较。这种透明度可以导致更好的财务决策和更有效的预算编制。在投资管理领域，“separate account”还可以指为特定投资者单独管理的投资组合，而不是与其他投资者的资金合并。这种安排根据投资者独特的目标和风险特征提供量身定制的投资策略。通过拥有“separate account”，投资者可以享有更大的资产控制权，并可能实现更好的投资结果。“separate accounts”的重要性不仅限于财务跟踪；它在法律和监管背景下也发挥着重要作用。例如，在破产的情况下，拥有一个“separate account”可以帮助保护某些资产不被债权人索取。这种法律区分可以让个人和企业主安心，知道他们并非所有资产在财务困境时都面临风险。此外，“separate account”可以在经济低迷时期作为安全网。通过在“separate account”中预留资金，个人和企业可以确保在紧急情况或意外支出时有流动资金可用。这种积极的财务管理方法可以避免在困难时期依赖高利率贷款或信用卡。总之，“separate account”的概念在有效的财务规划和管理中至关重要。无论是用于个人储蓄、企业运营还是投资策略，维护“separate accounts”可以带来清晰、控制和更好的财务健康。当个人和企业在复杂的金融环境中航行时，理解和利用“separate accounts”可以导致更明智的决策，并最终实现更大的财务成功。