carrying charge

简明释义

贮囤费用

英英释义

例句

1.When shipping goods, the carrying charge can significantly impact overall expenses.

在运输货物时，持有费用可能会显著影响整体开支。

2.The carrying charge on your credit card can accumulate quickly if not paid off each month.

如果每月不还清，信用卡上的持有费用可能会迅速累积。

3.Investors should consider the carrying charge when evaluating the total cost of holding a commodity.

投资者在评估持有商品的总成本时应考虑持有费用。

4.The carrying charge for storing inventory in a warehouse can add to operational costs.

在仓库中存储库存的持有费用可能会增加运营成本。

5.The bank charges a carrying charge for maintaining the account balance.

银行对维持账户余额收取持有费用。

作文

In the world of finance and accounting, understanding various terms is crucial for effective management of resources. One such term is carrying charge, which refers to the costs associated with holding an asset over a period of time. These costs can include interest, storage fees, insurance, and other expenses that are incurred while maintaining ownership of the asset. For instance, if an investor purchases stocks or real estate, they may incur carrying charges such as mortgage payments, property taxes, and maintenance costs. The concept of carrying charge is particularly relevant in the context of commodities trading. Traders must consider these charges when determining the profitability of holding a commodity until a future date. If the carrying charges are too high, it may not be worthwhile to hold onto the commodity, especially if market conditions suggest that prices will decrease. Consequently, traders often use this information to make informed decisions about buying and selling commodities.Moreover, carrying charges play a significant role in the pricing of futures contracts. Futures contracts are agreements to buy or sell an asset at a predetermined price at a specified time in the future. The price of these contracts is influenced by the carrying charges associated with the underlying asset. For example, if the carrying charges for a particular commodity are high, the futures price may also be higher to account for these additional costs.In personal finance, individuals should also be aware of carrying charges when managing credit card debt. Credit cards typically come with high-interest rates that can accumulate quickly if not paid off in full each month. The carrying charges on credit card balances can lead to significant financial strain over time. Therefore, it is essential for consumers to understand how these charges work and to develop strategies to minimize them, such as paying off balances promptly or considering lower-interest financing options.In summary, the term carrying charge encompasses a variety of costs associated with holding an asset, whether it be in the context of investing, trading, or personal finance. By understanding what carrying charges entail, individuals and businesses can make more informed decisions that ultimately lead to better financial outcomes. Whether one is trading commodities, managing a portfolio, or simply trying to keep credit card debt in check, a clear grasp of carrying charges is essential for successful financial management.

在金融和会计的世界中，理解各种术语对于有效管理资源至关重要。其中一个术语是持有费用，指的是在一段时间内持有资产所产生的成本。这些成本可能包括利息、存储费用、保险和在保持资产所有权期间产生的其他费用。例如，如果一位投资者购买股票或房地产，他们可能会产生如按揭付款、房产税和维护费用等持有费用。在商品交易的背景下，持有费用的概念尤为相关。交易者在决定是否持有商品到未来某个日期时，必须考虑这些费用。如果持有费用过高，那么持有商品的价值可能不大，特别是在市场条件表明价格将下降的情况下。因此，交易者通常使用这些信息来做出关于买卖商品的明智决策。此外，持有费用在期货合约定价中也起着重要作用。期货合约是指在未来特定时间以预定价格买卖资产的协议。这些合约的价格受到与基础资产相关的持有费用的影响。例如，如果某种商品的持有费用很高，那么期货价格也可能更高，以考虑这些额外成本。在个人理财中，个人在管理信用卡债务时也应意识到持有费用。信用卡通常伴随着高利率，如果每月没有全额偿还，这些利息可能迅速累积。信用卡余额上的持有费用可能导致长期严重的财务压力。因此，消费者了解这些费用的运作方式并制定减少这些费用的策略至关重要，例如及时偿还余额或考虑低利率的融资选项。总之，术语持有费用涵盖了与持有资产相关的各种成本，无论是在投资、交易还是个人理财的背景下。通过理解持有费用的含义，个人和企业可以做出更明智的决策，从而最终实现更好的财务结果。无论是在交易商品、管理投资组合还是仅仅试图控制信用卡债务时，清楚理解持有费用对于成功的财务管理至关重要。