insurance under a life policy

简明释义

终身保险

英英释义

例句

1.He decided to take out insurance under a life policy to secure his family's financial future.

他决定购买人寿保险下的保险以保障家人的经济未来。

2.He updated his will to include benefits from insurance under a life policy for his children.

他更新了遗嘱，将来自人寿保险下的保险的收益纳入孩子们的继承中。

3.The bank required insurance under a life policy as a condition for approving the loan.

银行要求作为批准贷款的条件提供人寿保险下的保险。

4.Many people overlook the importance of insurance under a life policy when planning for retirement.

许多人在退休规划时忽视了人寿保险下的保险的重要性。

5.She was relieved to know that there was insurance under a life policy to cover her medical expenses.

她感到欣慰，知道有人寿保险下的保险可以支付她的医疗费用。

作文

Life insurance is a crucial financial tool that provides security and peace of mind for individuals and their families. When we talk about insurance under a life policy, we are referring to a contract between the insured and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the death of the insured individual. This arrangement serves multiple purposes, including providing financial support to loved ones, covering funeral expenses, and even paying off debts. Understanding the concept of insurance under a life policy is essential for anyone looking to secure their family's financial future.One of the primary benefits of insurance under a life policy is the financial protection it offers. In the event of an untimely death, the beneficiaries can receive a lump sum payment, which can be used to maintain their standard of living. This is particularly important for families that rely on a single income. For instance, if a breadwinner passes away, the family may struggle to pay for everyday expenses such as mortgage payments, school fees, and other bills. With insurance under a life policy, these financial burdens can be alleviated, allowing the family to grieve without the added stress of financial instability.Additionally, insurance under a life policy can also serve as a means of saving and investment. Many life insurance policies come with a cash value component, which accumulates over time. Policyholders can borrow against this cash value or even surrender the policy for its cash equivalent. This aspect makes life insurance not just a safety net but also a potential source of funds for emergencies or future investments.Moreover, insurance under a life policy can provide peace of mind. Knowing that your loved ones will be taken care of financially in the event of your death can alleviate anxiety and allow you to focus on living your life to the fullest. It is a way of expressing love and responsibility towards your family, ensuring that they will not face undue hardship after your passing.When considering insurance under a life policy, it is important to evaluate different types of life insurance available. There are term life policies, which provide coverage for a specific period, and whole life policies, which offer lifelong coverage with a cash value component. Each type has its own advantages and disadvantages, and the choice depends on individual circumstances and financial goals.In conclusion, insurance under a life policy is a fundamental aspect of financial planning that cannot be overlooked. It offers a safety net for families, provides a means of saving, and brings peace of mind to policyholders. As life circumstances change, it is advisable to review and adjust your life insurance policy accordingly to ensure it meets your current needs. Investing in insurance under a life policy is not just about preparing for the worst; it's about securing a brighter future for those you care about most.

人寿保险是一种重要的金融工具，为个人及其家庭提供安全感和安心。当我们谈论人寿保单下的保险时，我们指的是被保险人与保险公司之间的合同，保险公司同意在被保险人去世时向指定受益人支付一笔金额。这种安排有多重目的，包括为所爱的人提供经济支持、支付葬礼费用，甚至偿还债务。理解人寿保单下的保险的概念对任何希望保障家庭财务未来的人来说都是至关重要的。人寿保单下的保险的主要好处之一是它提供的财务保护。如果发生意外死亡，受益人可以获得一笔一次性付款，可以用来维持他们的生活水平。这对依赖单一收入的家庭尤为重要。例如，如果一个家庭的主要收入者去世，家庭可能会在支付日常开支（如抵押贷款、学费和其他账单）方面感到困难。有了人寿保单下的保险，这些财务负担可以减轻，使家庭能够在没有财务不稳定压力的情况下哀悼。此外，人寿保单下的保险也可以作为储蓄和投资的手段。许多人寿保险政策带有现金价值成分，这些现金价值会随着时间的推移而积累。保单持有人可以借款或甚至解除保单以获取其现金等价物。这一方面使得人寿保险不仅仅是一个安全网，还成为紧急情况或未来投资的潜在资金来源。此外，人寿保单下的保险可以带来内心的宁静。知道在你去世后，你的亲人将得到经济上的照顾，可以减轻焦虑，使你能够专注于充分生活。这是对家庭表达爱与责任的一种方式，确保他们在你去世后不会面临不必要的困境。在考虑人寿保单下的保险时，评估不同类型的人寿保险是很重要的。有人寿定期保险，它提供特定时期的保障；也有人寿终身保险，它提供终身保障并带有现金价值成分。每种类型都有其优缺点，选择取决于个人情况和财务目标。总之，人寿保单下的保险是财务规划中不可忽视的基本方面。它为家庭提供安全网，提供储蓄手段，并为保单持有人带来内心的宁静。随着生活环境的变化，建议定期审查和调整人寿保险政策，以确保其满足您当前的需求。投资于人寿保单下的保险不仅仅是为了应对最坏的情况；而是为了为您最关心的人确保一个更光明的未来。