central banking

简明释义

中央银行业务

英英释义

例句

1.The central banking system regulates the money supply in the economy.

中央银行系统调节经济中的货币供应。

2.The role of central banking is crucial in maintaining economic stability.

中央银行的角色在维持经济稳定中至关重要。

3.Interest rates are often influenced by central banking policies.

利率通常受到中央银行政策的影响。

4.During a financial crisis, central banking can provide necessary liquidity.

在金融危机期间，中央银行可以提供必要的流动性。

5.Many countries rely on central banking to control inflation rates.

许多国家依靠中央银行来控制通货膨胀率。

作文

Central banking plays a crucial role in the financial stability and economic health of a nation. It refers to the institution that manages a state's currency, money supply, and interest rates. The primary goal of central banking (中央银行) is to maintain price stability and control inflation, which are essential for fostering a stable economic environment. In many countries, the central bank also oversees the commercial banking system, ensuring that banks operate within the legal framework and adhere to regulations designed to protect depositors and the economy as a whole.One of the key functions of central banking (中央银行) is the formulation and implementation of monetary policy. This involves controlling the money supply and interest rates to influence economic activity. For instance, during periods of economic downturn, a central bank may lower interest rates to encourage borrowing and investment, stimulating economic growth. Conversely, if the economy is overheating and inflation is rising, the central bank might increase interest rates to cool off spending and bring inflation under control.Another important aspect of central banking (中央银行) is its role as a lender of last resort. In times of financial crisis, when banks face liquidity issues, the central bank can provide emergency funding to ensure that the banking system remains stable. This function is vital for maintaining public confidence in the financial system, as it prevents bank runs and ensures that banks can meet their obligations to depositors.Furthermore, central banking (中央银行) institutions often manage foreign exchange and gold reserves, which are crucial for stabilizing the national currency. By intervening in foreign exchange markets, the central bank can influence the value of its currency, which impacts international trade and investment. A strong and stable currency is essential for attracting foreign investment and maintaining competitive export markets.In addition to these traditional roles, modern central banking (中央银行) has evolved to include a broader set of responsibilities. For example, central banks now focus on macroprudential regulation, which aims to mitigate systemic risks that can lead to financial crises. This includes monitoring the overall health of the financial system and implementing policies to address potential vulnerabilities.Moreover, the rise of digital currencies and fintech innovations has prompted central banks to explore the implications of these developments for monetary policy and financial stability. Some central banks are even considering the issuance of their own digital currencies, which could transform the way money is created and used in the economy.In conclusion, central banking (中央银行) is a fundamental component of a nation's economic framework. Its ability to influence monetary policy, act as a lender of last resort, manage currency reserves, and adapt to new financial technologies underscores its importance in promoting economic stability and growth. As the global economy continues to evolve, so too will the role of central banks, making it essential for policymakers and the public to understand their functions and objectives.

中央银行在国家的金融稳定和经济健康中发挥着至关重要的作用。它指的是管理国家货币、货币供应和利率的机构。中央银行的主要目标是保持价格稳定和控制通货膨胀，这对促进稳定的经济环境至关重要。在许多国家，中央银行还负责监督商业银行系统，确保银行在法律框架内运作，并遵守旨在保护存款人和整个经济的法规。中央银行的一个关键功能是制定和实施货币政策。这涉及控制货币供应和利率，以影响经济活动。例如，在经济衰退期间，中央银行可能会降低利率以鼓励借贷和投资，从而刺激经济增长。相反，如果经济过热且通货膨胀上升，中央银行可能会提高利率以冷却支出并控制通货膨胀。中央银行的另一个重要方面是其作为最后贷款人的角色。在金融危机时期，当银行面临流动性问题时，中央银行可以提供紧急资金，以确保银行系统保持稳定。这个功能对于维护公众对金融系统的信心至关重要，因为它防止了银行挤兑，并确保银行能够满足对存款人的义务。此外，中央银行机构通常还管理外汇和黄金储备，这对稳定国家货币至关重要。通过干预外汇市场，中央银行可以影响本国货币的价值，这会影响国际贸易和投资。强大而稳定的货币对吸引外国投资和维持竞争力的出口市场至关重要。除了这些传统角色外，现代中央银行已经发展到包括更广泛的责任。例如，中央银行现在关注宏观审慎监管，旨在减轻可能导致金融危机的系统性风险。这包括监测金融系统的整体健康状况，并实施政策以应对潜在的脆弱性。此外，数字货币和金融科技创新的兴起促使中央银行探索这些发展对货币政策和金融稳定的影响。一些中央银行甚至考虑发行自己的数字货币，这可能会改变货币的创造和使用方式。总之，中央银行是国家经济框架的基本组成部分。它影响货币政策、充当最后贷款人、管理货币储备并适应新金融技术的能力突显了其在促进经济稳定和增长中的重要性。随着全球经济的不断发展，中央银行的角色也将不断演变，因此政策制定者和公众理解其功能和目标至关重要。