intermediary bank

简明释义

中介银行

英英释义

例句

1.When sending international payments, you may need to specify the intermediary bank 中介银行 if the beneficiary's bank does not have a direct relationship with your bank.

在发送国际付款时，如果受益人的银行与您的银行没有直接关系，您可能需要指定中介银行 intermediary bank。

2.The intermediary bank 中介银行 charged a fee for processing the transaction.

该中介银行 intermediary bank 收取了处理交易的费用。

3.Using an intermediary bank 中介银行 can sometimes speed up the transfer process.

使用中介银行 intermediary bank 有时可以加快转账过程。

4.The intermediary bank 中介银行 acted as a bridge between the two financial institutions.

该中介银行 intermediary bank 作为两个金融机构之间的桥梁。

5.The funds were transferred through an intermediary bank 中介银行 to reach the final recipient.

资金通过一个中介银行 intermediary bank 转移到最终收款人。

作文

In the world of finance, the term intermediary bank refers to a financial institution that acts as a middleman in the process of transferring funds between two parties. This is particularly important in international transactions where banks do not have direct relationships with each other. The role of an intermediary bank is crucial in ensuring that money moves smoothly from one bank to another, especially when dealing with different currencies and banking systems.When a business or individual wants to send money to another country, they often face challenges such as currency conversion, regulatory compliance, and the need for secure and reliable transfer methods. Here, the intermediary bank plays a significant role. For example, if a company in the United States wants to pay a supplier in Japan, it may not have a direct banking relationship with a Japanese bank. Instead, it can use an intermediary bank that has established connections with both the U.S. bank and the Japanese bank.The process typically starts when the sender’s bank initiates the transaction. The intermediary bank receives the funds and converts them into the appropriate currency, if necessary. It then forwards the payment to the recipient’s bank. This system allows for a more efficient and streamlined process, reducing the risks associated with cross-border transactions.Moreover, intermediary banks often provide additional services such as compliance checks, which help ensure that the transaction adheres to international regulations. This is particularly important in today’s financial landscape, where anti-money laundering (AML) laws and know-your-customer (KYC) regulations are strictly enforced. By utilizing an intermediary bank, businesses can mitigate the risk of inadvertently engaging in illegal activities.However, using an intermediary bank does come with its own set of challenges. Fees can be higher than expected, and the process may take longer than direct transfers. Additionally, there is always a risk of errors occurring during the transaction, which can lead to delays or even loss of funds. Therefore, it is essential for businesses to carefully choose their intermediary bank and ensure that it has a good reputation and a proven track record of reliability.In conclusion, the role of an intermediary bank is vital in facilitating international transactions. It serves as a bridge between different banking systems and helps ensure that funds are transferred securely and efficiently. As global trade continues to grow, the importance of intermediary banks will only increase, making it essential for businesses to understand how they function and how to work with them effectively. By leveraging the services of an intermediary bank, companies can navigate the complexities of international finance and expand their operations across borders with greater confidence.

在金融世界中，术语中介银行指的是一种金融机构，它在两个当事方之间转移资金的过程中充当中间人。这在国际交易中特别重要，因为银行之间可能没有直接的关系。中介银行的角色对于确保资金顺利从一个银行转移到另一个银行至关重要，尤其是在处理不同货币和银行系统时。当一个企业或个人想要向另一个国家汇款时，他们通常会面临诸如货币转换、合规监管以及需要安全可靠的转账方式等挑战。在这里，中介银行发挥了重要作用。例如，如果一家位于美国的公司想要支付给日本的供应商，它可能与日本银行没有直接的银行关系。相反，它可以使用一家与美国银行和日本银行都建立了联系的中介银行。这一过程通常始于发件人的银行启动交易。中介银行接收资金，并在必要时将其转换为适当的货币。然后，它将付款转发给收款人的银行。这个系统允许更高效和更流畅的流程，减少了跨境交易相关的风险。此外，中介银行通常还提供额外的服务，例如合规检查，这有助于确保交易遵循国际法规。这在当今的金融环境中尤为重要，因为反洗钱（AML）法律和了解你的客户（KYC）法规得到了严格执行。通过利用中介银行的服务，企业可以降低意外参与非法活动的风险。然而，使用中介银行也带来了自身的一系列挑战。费用可能比预期的要高，且流程可能比直接转账耗时更长。此外，交易过程中总是存在发生错误的风险，这可能导致延误甚至资金损失。因此，企业必须仔细选择其中介银行，并确保其拥有良好的声誉和可靠的业绩记录。总之，中介银行的角色在促进国际交易中至关重要。它充当不同银行系统之间的桥梁，并帮助确保资金安全高效地转移。随着全球贸易的不断增长，中介银行的重要性只会增加，因此企业理解它们的运作方式以及如何有效地与之合作变得至关重要。通过利用中介银行的服务，公司可以更自信地应对国际金融的复杂性，并扩展其跨国运营。