moderate interest rate

简明释义

中等利率

英英释义

例句

1.Investors are attracted to bonds that yield a moderate interest rate 适度的利率 compared to stocks.

与股票相比，投资者被收益为适度的利率的债券所吸引。

2.Homebuyers often seek mortgages with a moderate interest rate 适度的利率 to keep their monthly payments manageable.

购房者通常寻找具有适度的利率的抵押贷款，以便将每月还款保持在可控范围内。

3.The government aims to maintain a moderate interest rate 适度的利率 to ensure economic stability.

政府旨在保持适度的利率以确保经济稳定。

4.The bank offers a loan with a moderate interest rate 适度的利率, making it affordable for most borrowers.

这家银行提供的贷款具有适度的利率，使大多数借款人都能负担得起。

5.A moderate interest rate 适度的利率 can stimulate the economy by encouraging spending and investment.

一个适度的利率可以通过鼓励消费和投资来刺激经济。

作文

In today's economic climate, the concept of a moderate interest rate plays a crucial role in shaping financial decisions for both individuals and businesses. A moderate interest rate can be defined as an interest rate that is neither too high nor too low, striking a balance that encourages borrowing while also promoting saving. This equilibrium is essential for fostering economic growth and stability. When interest rates are set at a moderate interest rate, it creates an environment where consumers feel more confident in taking out loans for major purchases such as homes and cars. Consequently, this increased consumer spending stimulates demand in the economy, leading to job creation and overall economic expansion.Moreover, a moderate interest rate is beneficial for businesses as well. Companies often rely on loans to finance their operations, invest in new projects, or expand their workforce. When interest rates are moderate, the cost of borrowing is manageable, allowing businesses to invest in growth without the fear of crippling debt. This investment can lead to innovation, improved productivity, and ultimately, a stronger economy.On the other hand, if interest rates are too high, it can deter borrowing. Consumers may postpone purchasing homes or cars, while businesses might delay investments or expansions due to the higher costs associated with loans. This can lead to a slowdown in economic activity, reduced job growth, and potentially even a recession. Conversely, if interest rates are too low, it may encourage excessive borrowing, leading to inflation and financial instability in the long run.The Federal Reserve and other central banks play a critical role in regulating interest rates to maintain a moderate interest rate. By adjusting the federal funds rate, they can influence the rates that banks charge each other for overnight loans, which in turn affects the rates consumers see when applying for mortgages, car loans, and credit cards. The goal is to create a stable economic environment where growth is sustainable.In conclusion, the significance of a moderate interest rate cannot be overstated. It serves as a vital tool for economic policy, influencing consumer behavior and business decisions alike. Striking the right balance in interest rates is essential for fostering an economy that thrives on growth, innovation, and stability. As we navigate through various economic challenges, understanding the implications of a moderate interest rate will be key for all stakeholders involved in the financial landscape.

在当今的经济气候中，‘适度利率’这一概念在塑造个人和企业的金融决策中发挥着至关重要的作用。‘适度利率’可以定义为既不太高也不太低的利率，达到一种鼓励借贷同时又促进储蓄的平衡。这种平衡对于促进经济增长和稳定至关重要。当利率设定在‘适度利率’时，它创造了一个消费者更有信心申请贷款进行重大购买（如住房和汽车）的环境。因此，这种增加的消费支出刺激了经济中的需求，导致就业创造和整体经济扩张。此外，‘适度利率’对企业也有益。公司通常依赖贷款来融资运营、投资新项目或扩大劳动力。当利率处于适度水平时，借贷成本可控，使企业能够投资于增长，而无需担心负担沉重的债务。这种投资可以导致创新、生产力提高，并最终促成更强大的经济。另一方面，如果利率过高，可能会抑制借贷。消费者可能会推迟购买住房或汽车，而企业可能会因为贷款成本更高而延迟投资或扩张。这可能导致经济活动放缓、就业增长减少，甚至可能引发衰退。相反，如果利率过低，可能会鼓励过度借贷，从而在长期内导致通货膨胀和金融不稳定。美联储和其他中央银行在调节利率以维持‘适度利率’方面发挥着关键作用。通过调整联邦基金利率，他们可以影响银行之间的隔夜贷款利率，从而影响消费者在申请抵押贷款、汽车贷款和信用卡时看到的利率。其目标是创造一个稳定的经济环境，使增长可持续。总之，‘适度利率’的重要性不容小觑。它作为经济政策的重要工具，影响着消费者行为和商业决策。利率的正确平衡对于促进一个依赖于增长、创新和稳定的经济至关重要。在我们应对各种经济挑战时，理解‘适度利率’的影响将是所有金融领域利益相关者的关键。