standing orders

简明释义

制造费用单［会计］

英英释义

例句

1.You can create standing orders through your online banking system.

您可以通过网上银行系统创建定期订单。

2.The charity relies on standing orders from donors to fund its projects.

该慈善机构依靠来自捐赠者的定期订单来资助其项目。

3.The company has set up standing orders to ensure regular payments to suppliers.

公司已设立定期订单以确保定期向供应商付款。

4.Make sure to review your standing orders regularly to avoid unnecessary charges.

确保定期检查您的定期订单以避免不必要的费用。

5.I have a standing order for my monthly gym membership fee.

我每月的健身房会费有一个定期订单。

作文

In the world of finance and banking, the term standing orders refers to an instruction a customer gives to their bank to make regular payments of a fixed amount to another account. This financial tool is particularly useful for individuals who have recurring expenses, such as rent or subscription services. By setting up standing orders, customers can ensure that their bills are paid on time without having to remember each payment due date. This not only helps in maintaining a good credit score but also reduces the stress associated with managing multiple payments.One of the primary benefits of using standing orders is the convenience it offers. For instance, if someone rents an apartment, they can set up a standing order to transfer the rent amount directly to the landlord’s account every month. This automatic transfer means that the tenant does not have to worry about writing a check or making an online payment each month, thus simplifying their financial management.Moreover, standing orders can be beneficial for budgeting purposes. When individuals know exactly how much money is being deducted from their accounts each month for certain expenses, they can plan their finances more effectively. This allows for better control over discretionary spending and helps in saving for future goals, such as vacations or new purchases.However, there are some important considerations when setting up standing orders. First, customers should ensure that they have sufficient funds in their account to cover these payments. If a standing order is processed but there are insufficient funds, it may result in overdraft fees or missed payments, which can lead to additional charges. Therefore, it is crucial to monitor one’s bank account regularly to avoid such situations.Additionally, while standing orders are great for fixed amounts, they may not be suitable for variable expenses. For example, utility bills can fluctuate from month to month, so using a standing order for such payments might not be the best approach. In such cases, it might be wiser to use online banking to make payments manually based on the current bill amount.Furthermore, customers should keep track of their standing orders and review them periodically. Life circumstances change, and what may have been a necessary payment a year ago might no longer be relevant. Regularly reviewing standing orders can help individuals eliminate unnecessary payments and adjust their financial plans accordingly.In conclusion, standing orders are a valuable tool for managing recurring payments efficiently. They provide convenience, support budgeting, and help maintain timely payments. However, it is essential to be mindful of the potential pitfalls, such as insufficient funds and the suitability for fixed versus variable payments. By understanding how to effectively utilize standing orders, individuals can take control of their financial lives, reduce stress, and ensure that their obligations are met promptly.

在金融和银行的世界中，术语standing orders指的是客户给银行的指示，要求定期向另一个账户支付固定金额。这种金融工具对于有定期支出的人特别有用，例如房租或订阅服务。通过设置standing orders，客户可以确保他们的账单按时支付，而不必记住每个到期日。这不仅有助于维持良好的信用评分，还减少了管理多项付款所带来的压力。使用standing orders的主要好处之一是它提供的便利性。例如，如果某人租了一套公寓，他们可以设置一个standing order，每个月将租金直接转入房东的账户。这种自动转账意味着租户不必每个月都担心写支票或进行在线支付，从而简化了他们的财务管理。此外，standing orders对预算管理也很有帮助。当个人知道每个月从他们的账户中扣除的确切金额用于某些支出时，他们可以更有效地规划自己的财务。这使得对可支配支出的更好控制，并有助于为未来的目标（例如度假或新购买）储蓄。然而，在设置standing orders时，有一些重要的考虑因素。首先，客户应确保他们的账户中有足够的资金来覆盖这些付款。如果处理了一个standing order但资金不足，可能会导致透支费用或错过付款，这可能会导致额外的收费。因此，定期监控银行账户以避免这种情况至关重要。此外，虽然standing orders适合固定金额，但它们可能不适合可变费用。例如，公用事业账单可能会每月波动，因此使用standing orders进行此类付款可能不是最佳选择。在这种情况下，明智的做法是根据当前账单金额手动进行在线支付。此外，客户应跟踪他们的standing orders并定期审查。生活情况会发生变化，一年前可能是必要付款的事情，现在可能不再相关。定期审查standing orders可以帮助个人消除不必要的付款，并相应调整他们的财务计划。总之，standing orders是有效管理定期付款的宝贵工具。它们提供便利，支持预算，并帮助保持及时付款。然而，必须注意潜在的陷阱，例如资金不足以及固定与可变付款的适用性。通过了解如何有效利用standing orders，个人可以掌控他们的财务生活，减轻压力，并确保及时履行他们的义务。