indexed bond

简明释义

指数化债券［即按指数偿还的债券］

英英释义

例句

1.Many retirement accounts include indexed bonds 指数债券 as a way to ensure stable returns.

许多退休账户将指数债券作为确保稳定回报的一种方式.

2.Investors often prefer an indexed bond 指数债券 during periods of inflation.

投资者在通货膨胀期间通常更喜欢指数债券.

3.Buying an indexed bond 指数债券 can help protect your investment against rising prices.

购买指数债券可以帮助保护您的投资免受价格上涨的影响.

4.The government issued a new indexed bond 指数债券 linked to the consumer price index.

政府发行了一种新的指数债券，与消费者物价指数挂钩.

5.The interest payments on an indexed bond 指数债券 increase with inflation.

指数债券的利息支付随着通货膨胀而增加.

作文

In the world of finance, various investment instruments exist to cater to the diverse needs of investors. One such instrument is the indexed bond, which has gained popularity due to its unique features and benefits. An indexed bond is a type of bond whose interest payments and principal repayment are adjusted based on a specific index, typically an inflation index. This means that the returns on indexed bonds are not fixed but instead fluctuate in accordance with changes in the index they are linked to. This characteristic makes them particularly appealing to investors who are concerned about inflation eroding their purchasing power.The primary advantage of investing in indexed bonds is their ability to provide a hedge against inflation. Traditional bonds often pay a fixed interest rate, which can result in negative real returns if inflation rises significantly. In contrast, indexed bonds adjust their payouts to reflect current economic conditions, ensuring that investors maintain their purchasing power over time. For instance, if inflation rises by 3%, the interest payments on an indexed bond would also increase by a similar percentage, thereby protecting the investor's investment from losing value.Moreover, indexed bonds can be an attractive option for long-term investors seeking stable income streams. Since these bonds often have maturities that extend over several years, they can provide a reliable source of income that keeps pace with inflation. This feature is especially beneficial for retirees or individuals relying on fixed income during their retirement years, as it helps them manage their expenses without the fear of diminishing returns due to inflation.However, it is essential to consider the potential downsides of indexed bonds. One significant drawback is that they may offer lower initial yields compared to traditional bonds. Investors might find that the fixed interest rates of conventional bonds are more appealing at first glance. Additionally, the adjustment mechanism tied to an index may introduce complexities that some investors may not fully understand. It is crucial for potential investors to conduct thorough research and consult financial advisors to comprehend the implications of investing in indexed bonds.Furthermore, the market for indexed bonds can be less liquid than that of traditional bonds, potentially making it challenging to buy or sell these securities quickly. Investors should be aware that while indexed bonds provide protection against inflation, they may not be suitable for every investor's portfolio. Factors such as investment goals, risk tolerance, and market conditions should be taken into account when considering these financial instruments.In conclusion, indexed bonds offer a unique investment opportunity for those looking to safeguard their investments against inflation. By adjusting their payouts based on a specific index, these bonds ensure that investors can maintain their purchasing power over time. While they come with certain drawbacks, such as potentially lower initial yields and liquidity concerns, the benefits they provide make them an attractive option for many. As with any investment, it is essential for individuals to carefully evaluate their financial situation and objectives before incorporating indexed bonds into their portfolios.

在金融世界中，各种投资工具存在，以满足投资者的多样化需求。其中一种工具是指数债券，由于其独特的特点和好处而受到欢迎。指数债券是一种债券，其利息支付和本金偿还根据特定指数进行调整，通常是通货膨胀指数。这意味着指数债券的回报不是固定的，而是根据它们所链接的指数的变化而波动。这一特性使得它们对那些担心通货膨胀侵蚀购买力的投资者特别有吸引力。投资指数债券的主要优势在于它们能够对抗通货膨胀风险。传统债券通常支付固定的利率，如果通货膨胀显著上升，可能导致负的实际回报。相比之下，指数债券会根据当前经济条件调整其支付，确保投资者在一段时间内保持其购买力。例如，如果通货膨胀上升3%，那么指数债券的利息支付也会增加相应的比例，从而保护投资者的投资不贬值。此外，指数债券对于寻求稳定收入来源的长期投资者来说可能是一个有吸引力的选择。由于这些债券的到期时间通常延续多年，它们可以提供可靠的收入来源，跟随通货膨胀的步伐。这一特性对于退休人员或依赖固定收入度过退休生活的人尤其有益，因为它帮助他们管理支出，而无需担心因通货膨胀而导致的回报减少。然而，考虑指数债券的潜在缺点也是至关重要的。一个显著的缺点是，与传统债券相比，它们可能提供较低的初始收益。投资者可能会发现，传统债券的固定利率在第一眼看上去更具吸引力。此外，与指数相关的调整机制可能会引入一些复杂性，使某些投资者可能无法完全理解。在考虑投资指数债券时，潜在投资者必须进行充分的研究并咨询财务顾问，以理解投资的影响。此外，指数债券的市场流动性可能低于传统债券，这可能使得快速买卖这些证券变得具有挑战性。投资者应该意识到，虽然指数债券提供了对抗通货膨胀的保护，但并不一定适合每个投资者的投资组合。在考虑这些金融工具时，投资目标、风险承受能力和市场条件等因素都应予以考虑。总之，指数债券为那些希望保护其投资免受通货膨胀影响的投资者提供了独特的投资机会。通过根据特定指数调整其支付，这些债券确保投资者能够在一段时间内保持其购买力。尽管它们伴随着某些缺点，例如可能较低的初始收益和流动性问题，但它们所提供的好处使其对许多人具有吸引力。与任何投资一样，个人在将指数债券纳入其投资组合之前，仔细评估自己的财务状况和目标是至关重要的。