checkbook money

简明释义

支票货币

英英释义

例句

1.Using checkbook money can be safer than carrying cash when shopping in busy areas.

在繁忙地区购物时，使用支票本上的钱比携带现金更安全。

2.She always keeps a record of her checkbook money transactions to avoid overspending.

她总是记录自己的支票本上的钱交易，以避免超支。

3.When planning a family vacation, we allocated a portion of our checkbook money for activities and dining.

在计划家庭度假时，我们为活动和餐饮分配了一部分支票本上的钱。

4.My accountant advised me to separate my business expenses from my personal checkbook money.

我的会计建议我将商业开支与个人的支票本上的钱分开。

5.I prefer to use checkbook money for my monthly expenses because it helps me keep track of my budget.

我更喜欢使用支票本上的钱来处理我的月度开销，因为这有助于我跟踪预算。

作文

In today’s digital age, the way we manage our finances has evolved significantly. However, the concept of checkbook money still holds relevance in understanding personal finance. Checkbook money refers to the funds that individuals have available in their checking accounts, which can be accessed through checks, debit cards, or electronic transfers. This form of money is crucial for day-to-day transactions and budgeting. Many people underestimate the importance of maintaining a clear record of their checkbook money. Regularly tracking these funds helps individuals avoid overdrafts and manage their spending effectively. By keeping an accurate checkbook register, one can see how much money is available at any given time, which is essential for making informed financial decisions. Moreover, understanding checkbook money also involves recognizing the difference between liquid assets and other forms of savings or investments. While savings accounts and investment portfolios may yield higher returns over time, checkbook money offers immediate access to funds, making it a vital component of financial planning. For instance, consider a scenario where someone plans to make a significant purchase, such as a new car. If they do not have enough checkbook money readily available, they might need to rely on credit, which can lead to debt accumulation. On the other hand, having sufficient checkbook money allows for a more straightforward transaction without the burden of interest payments. Additionally, managing checkbook money effectively can lead to better budgeting practices. By setting aside a portion of their income as checkbook money, individuals can ensure they have enough for monthly bills, groceries, and unexpected expenses. This proactive approach to managing finances can help reduce stress and create a sense of financial security. Furthermore, the rise of mobile banking apps has made it easier than ever to track checkbook money. These apps allow users to monitor their account balances, categorize expenditures, and even set up alerts for low balances. Such tools empower individuals to take control of their finances and make smarter spending choices. In conclusion, while the term checkbook money may seem outdated in the face of modern banking innovations, its significance cannot be overlooked. Understanding and managing checkbook money is essential for maintaining financial health and achieving long-term goals. Whether it’s for daily expenses or larger purchases, having a firm grasp of one’s checkbook money ensures that individuals can navigate their financial landscape with confidence and ease.

在今天的数字时代，我们管理财务的方式发生了显著变化。然而，支票簿资金的概念在理解个人财务方面仍然具有重要意义。支票簿资金是指个人在支票账户中可用的资金，这些资金可以通过支票、借记卡或电子转账来访问。这种形式的资金对于日常交易和预算至关重要。许多人低估了保持清晰记录支票簿资金的重要性。定期跟踪这些资金有助于个人避免透支并有效管理支出。通过保持准确的支票簿登记，个人可以随时了解可用资金，这对于做出明智的财务决策至关重要。此外，理解支票簿资金还涉及认识流动资产与其他形式的储蓄或投资之间的区别。虽然储蓄账户和投资组合可能会随着时间的推移获得更高的回报，但支票簿资金提供了对资金的即时访问，使其成为财务规划的重要组成部分。例如，考虑一个人计划进行重大购买，例如新车。如果他们没有足够的支票簿资金可用，他们可能需要依赖信用，这可能导致债务累积。另一方面，拥有足够的支票簿资金使得交易更加简单，而不必承担利息支付的负担。此外，有效管理支票簿资金可以促进更好的预算实践。通过将收入的一部分作为支票簿资金存放，个人可以确保他们有足够的资金来支付每月账单、杂货和意外开支。这种主动管理财务的方法可以帮助减轻压力，创造财务安全感。此外，移动银行应用程序的兴起使跟踪支票簿资金变得比以往任何时候都容易。这些应用程序允许用户监控账户余额、分类支出，甚至为低余额设置提醒。这些工具使个人能够掌控自己的财务，并做出更明智的消费选择。总之，尽管在现代银行创新面前，支票簿资金这个术语似乎过时，但其重要性不能被忽视。理解和管理支票簿资金对于维护财务健康和实现长期目标至关重要。无论是用于日常开支还是较大购买，牢牢掌握自己的支票簿资金确保个人能够自信而轻松地驾驭他们的财务环境。