pay interest; interest payment

简明释义

支付利息

英英释义

例句

1.I always set aside money each month to cover my interest payment for the mortgage.

我每个月都会留出一些钱来支付我的房贷利息支付。

2.If you fail to pay interest on time, it could negatively impact your credit score.

如果你未能按时支付利息，这可能会对你的信用评分产生负面影响。

3.The bank sent me a reminder about my interest payment due next week.

银行给我发了提醒，告知我下周到期的利息支付。

4.Every month, I have to pay interest on my student loan, which feels like a never-ending burden.

每个月，我都必须支付利息，这让我觉得负担沉重。

5.Investors often look for bonds that offer a higher rate of return, which usually means a higher interest payment.

投资者通常寻找提供更高回报率的债券，这通常意味着更高的利息支付。

作文

In the world of finance, understanding the concept of interest is crucial for both individuals and businesses. When someone takes out a loan from a bank or any financial institution, they are typically required to pay interest (支付利息) on the borrowed amount. This interest payment (利息支付) is essentially the cost of borrowing money, and it serves as compensation to the lender for the risk they take in lending their funds. Interest rates can vary significantly based on several factors, including the borrower's creditworthiness, the type of loan, and the prevailing economic conditions. For example, a borrower with a high credit score may qualify for a lower interest rate, resulting in lower interest payments (利息支付) over the life of the loan. Conversely, a borrower with a poor credit history might face higher rates, leading to increased interest payments (利息支付). Moreover, the frequency of interest payments (利息支付) can also impact the total cost of borrowing. Some loans require monthly interest payments (利息支付), while others may allow for quarterly or annual payments. Understanding these terms is essential for borrowers to manage their finances effectively and avoid falling into debt traps. For many individuals, home mortgages are one of the most significant loans they will ever take out. Homebuyers often focus on the principal amount they need to borrow, but it is equally important to consider the interest payments (利息支付) that will accrue over time. A mortgage with a lower interest rate can save homeowners thousands of dollars in interest payments (利息支付) throughout the loan term. This highlights the importance of shopping around for the best rates and understanding how different loan terms affect overall costs. Businesses also face similar challenges when it comes to borrowing. Companies often take out loans to finance expansion, purchase equipment, or manage cash flow. The ability to pay interest (支付利息) on these loans is critical to maintaining a good relationship with lenders and ensuring future access to capital. Business owners must carefully analyze their projected revenues and expenses to ensure that they can meet their interest payment (利息支付) obligations without jeopardizing their operations. In conclusion, the concepts of pay interest (支付利息) and interest payment (利息支付) are fundamental to understanding personal and business finance. Whether you are an individual borrowing for a home or a business seeking growth, grasping the implications of these terms can lead to better financial decisions and long-term success. By being informed about interest rates, payment schedules, and the overall cost of borrowing, individuals and businesses alike can navigate the financial landscape more effectively, ensuring they are prepared to manage their interest payments (利息支付) responsibly.

在金融世界中，理解利息的概念对个人和企业都至关重要。当某人从银行或任何金融机构借款时，他们通常需要支付利息（支付利息）于借入的金额。这种利息支付（利息支付）本质上是借款成本，它作为对贷方在借出资金时所承担风险的补偿。利率可能因多个因素而显著变化，包括借款人的信用状况、贷款类型和当前经济条件。例如，信用评分高的借款人可能会获得较低的利率，从而在贷款期间减少利息支付（利息支付）。相反，信用历史不佳的借款人可能面临更高的利率，导致增加的利息支付（利息支付）。此外，利息支付（利息支付）的频率也会影响借款的总成本。有些贷款要求每月利息支付（利息支付），而其他贷款可能允许季度或年度支付。了解这些条款对于借款人有效管理财务至关重要，以避免陷入债务陷阱。对于许多人来说，住房抵押贷款是他们将要借入的最大贷款之一。购房者通常关注他们需要借入的本金金额，但同样重要的是考虑随时间积累的利息支付（利息支付）。具有较低利率的抵押贷款可以为房主节省数千美元的利息支付（利息支付）在贷款期限内。这突显了寻找最佳利率的重要性，以及理解不同贷款条款如何影响总体成本。企业在借款时也面临类似的挑战。公司通常借款以资助扩张、购买设备或管理现金流。能够支付利息（支付利息）对于维护与贷方的良好关系以及确保未来获得资金至关重要。企业主必须仔细分析他们的预期收入和支出，以确保他们能够满足利息支付（利息支付）义务，而不会危及其运营。总之，支付利息（支付利息）和利息支付（利息支付）的概念是理解个人和商业金融的基础。无论您是为购房而借款的个人，还是寻求增长的企业，掌握这些术语的含义可以带来更好的财务决策和长期成功。通过了解利率、支付计划和借款的整体成本，个人和企业都可以更有效地驾驭金融环境，确保他们准备好负责任地管理其利息支付（利息支付）。