government-guaranteed bond

简明释义

政府担保债券

英英释义

例句

1.You can find government-guaranteed bonds available for purchase at most financial institutions.

您可以在大多数金融机构找到可供购买的政府担保债券。

2.During economic downturns, the demand for government-guaranteed bonds tends to increase.

在经济衰退期间，对政府担保债券的需求往往会增加。

3.Many retirees invest in government-guaranteed bonds to secure a stable income.

许多退休人员投资于政府担保债券以确保稳定的收入。

4.Investors often prefer government-guaranteed bonds because they are considered low-risk investments.

投资者通常更喜欢政府担保债券，因为它们被视为低风险投资。

5.The government-guaranteed bonds issued by the treasury are backed by the full faith and credit of the government.

财政部发行的政府担保债券受到政府全力信任和信用的支持。

作文

In today's financial landscape, investors are constantly seeking ways to secure their capital while also earning a reasonable return. One investment vehicle that has gained considerable attention is the government-guaranteed bond. A government-guaranteed bond is a type of debt security that is backed by the government, ensuring that the bondholder will receive their principal and interest payments even if the issuing entity defaults. This feature makes such bonds particularly attractive to risk-averse investors who prioritize capital preservation over high returns.The appeal of government-guaranteed bonds lies in their perceived safety. Since they are backed by the full faith and credit of the government, these bonds are often seen as one of the safest investments available. For example, in the United States, Treasury bonds are considered government-guaranteed bonds, as they are issued by the federal government and are virtually free of default risk. This security can provide peace of mind to investors, especially during periods of economic uncertainty or market volatility.Moreover, government-guaranteed bonds typically offer lower yields compared to other types of bonds, such as corporate bonds. This is because the lower risk associated with these bonds leads to a lower rate of return. However, for many investors, the trade-off between risk and reward is acceptable. They are willing to accept lower yields in exchange for the assurance that their investment is secure.Another significant advantage of government-guaranteed bonds is their liquidity. These bonds can be easily bought and sold in the secondary market, providing investors with the flexibility to access their funds when needed. This liquidity is particularly beneficial for those who may require quick access to cash without incurring significant losses.Furthermore, government-guaranteed bonds can play a crucial role in a diversified investment portfolio. Including these bonds can help balance the overall risk profile of an investor's holdings. In times of economic downturns, when stocks and other more volatile investments may decline, government-guaranteed bonds often remain stable or even appreciate in value, providing a cushion against losses.However, it is essential for investors to understand that while government-guaranteed bonds are low-risk, they are not entirely risk-free. Interest rate risk is one factor to consider; as interest rates rise, the value of existing bonds may decrease. Additionally, inflation can erode the purchasing power of the fixed interest payments received from these bonds. Therefore, investors should carefully evaluate their financial goals and consider how government-guaranteed bonds fit into their overall investment strategy.In conclusion, government-guaranteed bonds serve as a reliable investment option for those seeking stability and security in their portfolios. With their government backing, liquidity, and role in diversification, they can be an essential component of a well-rounded investment strategy. While they may not offer the highest returns, the peace of mind that comes with knowing that your investment is protected can be invaluable. As with any investment, thorough research and consideration of individual financial circumstances are crucial before making decisions regarding government-guaranteed bonds.

在当今的金融环境中，投资者不断寻求保护资本的方法，同时获得合理的回报。一种备受关注的投资工具是政府担保债券。政府担保债券是一种由政府支持的债务证券，确保债券持有人即使发行实体违约也能收到本金和利息。这一特性使得这种债券对那些优先考虑资本保护而非高回报的风险厌恶型投资者尤其有吸引力。政府担保债券的吸引力在于其被认为的安全性。由于它们由政府的全部信任和信用支持，这些债券通常被视为可用的最安全的投资之一。例如，在美国，国债被视为政府担保债券，因为它们由联邦政府发行，几乎没有违约风险。这种安全性可以为投资者提供安心，特别是在经济不确定或市场波动的时期。此外，政府担保债券的收益率通常低于其他类型的债券，例如公司债券。这是因为与这些债券相关的风险较低，因此回报率也较低。然而，对于许多投资者来说，风险与收益之间的权衡是可以接受的。他们愿意接受较低的收益，以换取投资安全的保证。政府担保债券的另一个显著优势是它们的流动性。这些债券可以在二级市场上轻松买卖，为投资者提供了在需要时获取资金的灵活性。这种流动性对于那些可能需要快速访问现金而不产生重大损失的人尤其有利。此外，政府担保债券可以在多元化投资组合中发挥关键作用。包括这些债券可以帮助平衡投资者持有的整体风险特征。在经济衰退时期，当股票和其他更具波动性的投资可能下降时，政府担保债券往往保持稳定甚至升值，为损失提供缓冲。然而，投资者必须理解，尽管政府担保债券风险较低，但并非完全没有风险。利率风险是一个需要考虑的因素；随着利率上升，现有债券的价值可能会下降。此外，通货膨胀可能会侵蚀从这些债券中获得的固定利息支付的购买力。因此，投资者应仔细评估自己的财务目标，并考虑政府担保债券如何融入其整体投资策略。总之，政府担保债券作为寻求投资组合稳定性和安全性的可靠投资选择。凭借政府支持、流动性以及在多元化中的作用，它们可以成为良好投资策略的重要组成部分。虽然它们可能不会提供最高的回报，但知道自己的投资受到保护所带来的安心感是无价的。与任何投资一样，进行全面的研究并考虑个人财务状况在做出关于政府担保债券的决策之前至关重要。