normal return

简明释义

正常投资收益

英英释义

例句

1.The normal return 正常回报 for this asset class is around 8% per year.

这个资产类别的正常回报大约是每年8%。

2.Analysts often use historical data to estimate the normal return 正常回报 of stocks.

分析师通常使用历史数据来估计股票的正常回报。

3.A well-diversified portfolio aims to achieve a normal return 正常回报 with reduced risk.

一个良好分散的投资组合旨在实现降低风险的正常回报。

4.Investors typically expect a normal return 正常回报 on their investments over time.

投资者通常期望他们的投资随着时间的推移获得正常回报。

5.During economic downturns, achieving a normal return 正常回报 can be challenging.

在经济下滑期间，获得正常回报可能会很困难。

作文

In the world of finance and investment, the term normal return refers to the average or expected return that an investor can anticipate from their investments over a specific period. Understanding this concept is crucial for anyone looking to make informed decisions about where to allocate their resources. A normal return is not just a random figure; it is derived from historical data and market analysis, providing a benchmark against which actual performance can be measured.When investors consider various investment options, they often look at the normal return associated with each asset class. For instance, stocks typically offer higher normal returns than bonds, but they also come with increased volatility and risk. This means that while the potential for greater returns exists, so does the possibility of significant losses. Therefore, understanding the normal return helps investors weigh the risks against the rewards, allowing them to make more strategic choices.Moreover, the normal return can vary significantly depending on the time frame considered. For example, over a short period, market fluctuations might lead to returns that deviate from the normal return. However, over a longer horizon, the returns tend to stabilize around the expected average. This is why many financial advisors recommend a long-term approach to investing, as it allows individuals to ride out the short-term volatility and ultimately achieve returns closer to the normal return.It is also important to note that the normal return can differ across various markets and economic conditions. During periods of economic expansion, the normal return on equities may rise due to increased corporate profits and investor confidence. Conversely, during recessions, the normal return may decline as companies struggle to maintain profitability. Investors must stay informed about macroeconomic trends to understand how these factors might influence the normal return on their investments.Additionally, the concept of normal return plays a vital role in portfolio management. By diversifying investments across different asset classes, investors can aim to achieve a return that aligns with their risk tolerance and financial goals. A well-balanced portfolio may include a mix of stocks, bonds, and other assets, each contributing to the overall expected normal return. This strategy helps mitigate risk while still seeking to achieve desirable returns.In conclusion, grasping the concept of normal return is essential for any investor. It serves as a foundational element in the decision-making process, guiding individuals in their investment strategies. By understanding what constitutes a normal return, investors can better navigate the complexities of the financial markets and work towards achieving their financial objectives. Whether one is a seasoned investor or just starting, keeping an eye on the normal return can provide valuable insights into investment performance and long-term success.

在金融和投资的世界中，术语normal return指的是投资者在特定期间内可以预期从其投资中获得的平均或预期回报。理解这个概念对于任何希望做出明智决策的人来说都是至关重要的。normal return不仅仅是一个随机数字；它是基于历史数据和市场分析得出的，为实际表现提供了一个基准。当投资者考虑各种投资选项时，他们通常会查看与每种资产类别相关的normal return。例如，股票通常提供比债券更高的normal return，但它们也伴随着更高的波动性和风险。这意味着虽然存在更大回报的潜力，但也存在重大损失的可能性。因此，理解normal return有助于投资者权衡风险与回报，从而做出更具战略性的选择。此外，normal return可能因考虑的时间框架而显著不同。例如，在短期内，市场波动可能导致回报偏离normal return。然而，在较长的时间范围内，回报往往会稳定在预期的平均水平附近。这就是为什么许多金融顾问建议采取长期投资策略，因为这使个人能够度过短期波动，最终实现接近normal return的回报。还值得注意的是，normal return可能因市场和经济条件的不同而有所不同。在经济扩张期间，由于企业利润增加和投资者信心增强，股票的normal return可能会上升。相反，在经济衰退期间，由于公司难以维持盈利，normal return可能会下降。投资者必须关注宏观经济趋势，以了解这些因素如何影响其投资的normal return。此外，normal return的概念在投资组合管理中起着至关重要的作用。通过在不同资产类别之间进行多样化投资，投资者可以旨在实现与其风险承受能力和财务目标相一致的回报。一个平衡良好的投资组合可能包括股票、债券和其他资产的组合，每种资产都为整体预期的normal return做出贡献。这一策略有助于降低风险，同时仍寻求实现理想的回报。总之，掌握normal return的概念对任何投资者来说都是必不可少的。它作为决策过程中的基础元素，引导个人制定投资策略。通过理解什么构成normal return，投资者可以更好地驾驭金融市场的复杂性，并努力实现其财务目标。无论是经验丰富的投资者还是刚刚起步的人，关注normal return都可以为投资表现和长期成功提供宝贵的见解。