real income

简明释义

真实所得

英英释义

例句

1.Many economists argue that rising costs of living have eroded real income 实际收入 for middle-class families.

许多经济学家认为，生活成本的上升侵蚀了中产阶级家庭的实际收入。

2.After adjusting for inflation, my real income 实际收入 has increased over the past few years.

经过通货膨胀调整，我的实际收入在过去几年中有所增加。

3.To understand your financial health, it's important to look at your real income 实际收入 rather than just your nominal salary.

要了解你的财务状况，重要的是要关注你的实际收入而不仅仅是名义工资。

4.Investing in education can lead to higher real income 实际收入 over one's lifetime.

投资教育可以在一个人的一生中带来更高的实际收入。

5.The government reported a decline in real income 实际收入 among low-income households last year.

政府报告显示，去年低收入家庭的实际收入下降。

作文

Understanding the concept of real income is crucial for analyzing economic well-being. Real income refers to the income of individuals or groups after adjusting for inflation, which means it reflects the purchasing power of the income earned. In contrast, nominal income is the amount of money received in current dollars without any adjustment for inflation. To illustrate this, consider a scenario where an individual earns a salary of $50,000 per year. If the inflation rate is 3%, the real income would be lower than $50,000 because the cost of living has increased. Therefore, understanding real income helps individuals comprehend how much they can actually buy with their earnings.The importance of real income extends beyond personal finance; it plays a significant role in economic policy and analysis. Policymakers often rely on real income figures to gauge the economic health of a nation. For example, if a country's nominal income rises significantly but inflation is even higher, the real income may remain stagnant or even decline, indicating that citizens are not better off despite the increase in nominal wages. This situation can lead to dissatisfaction among the populace and may require government intervention to stabilize the economy.Furthermore, real income is a vital indicator for social scientists and economists when assessing living standards and poverty levels. By examining changes in real income over time, researchers can identify trends and disparities among different demographic groups. For instance, if a particular region experiences economic growth that boosts nominal income but does not improve real income, it could suggest that wealth is being concentrated among a small segment of the population, leaving others behind. This information is essential for developing policies aimed at reducing inequality and improving overall quality of life.In addition, the relationship between real income and consumer behavior is worth noting. When individuals perceive an increase in their real income, they are more likely to spend on goods and services, stimulating economic growth. Conversely, if inflation outpaces income growth, consumers may cut back on spending, which can lead to a slowdown in economic activity. Thus, monitoring real income is crucial for businesses as well, as it influences market demand and sales strategies.In conclusion, real income is a key economic indicator that provides insights into the financial health of individuals and societies. It emphasizes the importance of considering inflation when evaluating income levels and purchasing power. By understanding real income, we can better comprehend the complexities of economic conditions and make informed decisions regarding personal finance, policy formulation, and business strategies. As we navigate an ever-changing economic landscape, keeping an eye on real income will be vital for ensuring sustainable growth and improving the quality of life for all citizens.

理解实际收入的概念对于分析经济福祉至关重要。实际收入指的是个人或群体在调整通货膨胀后所获得的收入，这意味着它反映了所赚取收入的购买力。相比之下，名义收入是以当前美元计算的收入金额，没有经过任何通货膨胀的调整。为了说明这一点，考虑一个场景，一个人每年赚取50,000美元的工资。如果通货膨胀率为3%，那么实际收入将低于50,000美元，因为生活成本已经上升。因此，理解实际收入有助于个人理解他们的收入实际上可以购买多少。实际收入的重要性超越了个人财务；它在经济政策和分析中也发挥着重要作用。政策制定者通常依赖于实际收入数据来评估一个国家的经济健康。例如，如果一个国家的名义收入显著上升，但通货膨胀更高，那么实际收入可能保持不变甚至下降，这表明尽管名义工资增加，公民并没有变得更富裕。这种情况可能导致公众的不满，并可能需要政府干预以稳定经济。此外，实际收入是社会科学家和经济学家在评估生活水平和贫困水平时的重要指标。通过研究实际收入随时间的变化，研究人员可以识别不同人口群体之间的趋势和差异。例如，如果某个地区经历经济增长，推动名义收入上升，但没有改善实际收入，这可能表明财富集中在少数人手中，其他人则被抛在了后面。这些信息对于制定旨在减少不平等和改善整体生活质量的政策至关重要。此外，值得注意的是实际收入与消费者行为之间的关系。当个人感知到自己的实际收入增加时，他们更有可能在商品和服务上消费，从而刺激经济增长。相反，如果通货膨胀超过收入增长，消费者可能会削减支出，这可能导致经济活动放缓。因此，监测实际收入对于企业来说也至关重要，因为它影响市场需求和销售策略。总之，实际收入是一个关键的经济指标，为我们提供了对个人和社会财务健康状况的洞察。它强调了在评估收入水平和购买力时考虑通货膨胀的重要性。通过理解实际收入，我们可以更好地理解经济状况的复杂性，并就个人财务、政策制定和商业战略做出明智的决策。在我们应对不断变化的经济环境时，关注实际收入对于确保可持续增长和改善所有公民的生活质量至关重要。