change fund

简明释义

找换备用金，找头备用金

英英释义

例句

1.The restaurant keeps a change fund for small transactions.

这家餐厅为小额交易保留了一个零钱基金。

2.The cashier opened the change fund to give back the customer's change.

收银员打开了零钱基金来找回顾客的零钱。

3.We need to replenish the change fund before the busy weekend.

在繁忙的周末之前，我们需要补充零钱基金。

4.The manager authorized an increase in the change fund due to high sales.

由于销售额高，经理批准增加零钱基金。

5.Make sure to check the change fund at the end of the day.

确保在一天结束时检查零钱基金。

作文

In today's rapidly changing economic landscape, businesses and individuals alike are constantly seeking ways to manage their finances effectively. One term that has gained prominence in financial discussions is the change fund, which refers to a designated amount of money set aside to accommodate fluctuations in expenses or investments. The concept of a change fund can be particularly useful for both personal budgeting and corporate financial management.A change fund serves as a buffer against unexpected costs. For instance, an individual might allocate a portion of their monthly income to a change fund to cover unforeseen expenses such as medical bills or car repairs. By having this fund available, one can avoid the stress of scrambling for cash when emergencies arise. Similarly, businesses often establish a change fund to ensure they have the liquidity necessary to handle unexpected operational costs, such as equipment breakdowns or sudden increases in material prices.Moreover, the concept of a change fund is not limited to merely covering unexpected expenses. It can also play a crucial role in strategic planning. For example, companies may use a change fund to invest in new opportunities that arise, allowing them to pivot quickly in response to market changes. This flexibility can be a significant advantage in a competitive business environment.In addition to its practical applications, the idea of a change fund encourages a mindset of proactive financial management. By setting aside funds for potential changes, individuals and organizations can foster a culture of preparedness and resilience. This approach not only mitigates risks but also empowers decision-makers to take calculated risks when opportunities present themselves.Furthermore, the implementation of a change fund requires careful planning and regular review. Individuals must assess their financial situation and determine how much they can realistically set aside each month. Similarly, businesses should analyze their cash flow and identify the appropriate size of their change fund based on historical data and future projections. Regularly reviewing the fund ensures that it remains aligned with current needs and can be adjusted as circumstances change.In conclusion, the change fund is a valuable financial tool that can help individuals and businesses navigate the uncertainties of life and the market. By understanding its purpose and implementing it effectively, one can achieve greater financial stability and flexibility. Whether for personal use or corporate strategy, the change fund represents a proactive approach to managing change and uncertainty in an ever-evolving world.

在当今快速变化的经济环境中，企业和个人都在不断寻求有效管理财务的方法。一个在金融讨论中逐渐受到关注的术语是变更基金，它指的是为应对支出或投资波动而专门留出的一定金额。变更基金的概念对于个人预算和企业财务管理尤为有用。变更基金作为应对意外费用的缓冲。例如，个人可能会将每月收入的一部分分配给变更基金，以支付突发的医疗费用或汽车维修费。通过拥有这个基金，人们可以避免在紧急情况下四处寻找现金的压力。同样，企业通常会设立变更基金，以确保他们拥有必要的流动性来处理意外的运营成本，例如设备故障或原材料价格的突然上涨。此外，变更基金的概念不仅限于覆盖意外费用。它在战略规划中也可以发挥关键作用。例如，企业可能会利用变更基金来投资于新出现的机会，使其能够迅速应对市场变化。这种灵活性在竞争激烈的商业环境中可以成为显著的优势。除了实际应用外，变更基金的理念还鼓励主动的财务管理心态。通过为潜在变化留出资金，个人和组织可以培养一种准备和韧性的文化。这种方法不仅可以降低风险，还能使决策者在机会出现时采取经过深思熟虑的风险。此外，实施变更基金需要仔细规划和定期审查。个人必须评估自己的财务状况，并确定每月可以合理留出多少资金。同样，企业应分析现金流，并根据历史数据和未来预测确定变更基金的适当规模。定期审查该基金可确保其与当前需求保持一致，并能够根据情况变化进行调整。总之，变更基金是一种宝贵的金融工具，可以帮助个人和企业应对生活和市场的不确定性。通过理解其目的并有效实施，可以实现更大的财务稳定性和灵活性。无论是用于个人还是企业战略，变更基金代表了一种积极主动地管理变化和不确定性的方式，在不断演变的世界中具有重要意义。