book credit

简明释义

帐面信贷，帐面信用，帐面债权

英英释义

例句

1.You can book credit online through our website.

你可以通过我们的网站在线预订信用额度。

2.The travel agency allows you to book credit for future travels.

这家旅行社允许你为未来的旅行预订信用额度。

3.If you want to upgrade your flight, you will need to book credit first.

如果你想升级你的航班，你需要先预订信用额度。

4.Make sure to book credit before the deadline to secure your reservation.

确保在截止日期之前预订信用额度以确保你的预订。

5.I need to book credit for my upcoming trip to Paris.

我需要为即将到来的巴黎之行预订信用额度。

作文

In today's digital age, the concept of credit has evolved significantly, and one term that often comes up in discussions about finance is book credit. book credit refers to the practice of recording a transaction or an amount owed in accounting books rather than transferring cash immediately. This method allows businesses and individuals to manage their finances more effectively by keeping track of their obligations and receivables. Understanding book credit is essential for anyone interested in finance, accounting, or business management.To illustrate the importance of book credit, let’s consider a small business scenario. Imagine a local bakery that sells cakes and pastries. The owner, Sarah, has a loyal customer who frequently places large orders but prefers to pay at the end of the month. Instead of requiring immediate payment, Sarah decides to extend book credit to this customer. She records the sale in her accounting books as an account receivable, which reflects the amount the customer owes her.This arrangement benefits both parties. The customer appreciates the flexibility of being able to pay later, while Sarah can maintain a steady cash flow and strengthen her relationship with her client. By using book credit, Sarah can also keep accurate financial records, which are crucial for understanding her business's performance over time.However, it is important to manage book credit wisely. If Sarah extends too much credit to various customers without proper oversight, she may find herself in a difficult financial position if those customers fail to pay on time. This situation highlights the need for effective credit management practices, such as setting credit limits and conducting regular reviews of outstanding accounts.Moreover, book credit plays a significant role in larger financial systems. Companies often use it to facilitate transactions between suppliers and retailers. For example, a manufacturer might allow a retailer to purchase goods on credit, enabling the retailer to sell the products before having to pay the manufacturer. This system helps stimulate economic activity, as it allows businesses to operate without needing immediate cash on hand.In conclusion, understanding book credit is critical for anyone involved in financial decision-making. It provides a framework for managing transactions and obligations in a way that can benefit both creditors and debtors. By extending book credit, businesses can cultivate relationships with customers while also maintaining control over their financial health. However, it is essential to approach this practice with caution and implement sound credit management strategies to mitigate risks. As we navigate this increasingly complex financial landscape, the principles of book credit will continue to play a vital role in shaping how we conduct business and manage our finances.

在当今数字时代，信用的概念发生了显著变化，一个经常出现在金融讨论中的术语是账面信用。账面信用指的是在会计账簿中记录交易或欠款金额的做法，而不是立即转移现金。这种方法使企业和个人能够更有效地管理财务，通过跟踪他们的义务和应收款项来保持清晰的财务状况。理解账面信用对任何对金融、会计或商业管理感兴趣的人来说都是至关重要的。为了说明账面信用的重要性，让我们考虑一个小企业的场景。想象一下，一家当地的面包店出售蛋糕和糕点。店主莎拉有一个忠实的顾客，经常下大订单，但更喜欢在月底付款。莎拉决定向这个顾客提供账面信用。她将销售额记录在会计账簿中，作为应收账款，反映顾客欠她的金额。这种安排对双方都有好处。顾客欣赏能够延迟付款的灵活性，而莎拉则可以维持稳定的现金流，并加强与客户的关系。通过使用账面信用，莎拉还可以保持准确的财务记录，这对于了解她的业务表现至关重要。然而，明智地管理账面信用是很重要的。如果莎拉向各种顾客提供过多的信用而没有适当的监督，她可能会发现自己处于困难的财务状况，因为那些顾客未能按时付款。这种情况突显了有效信用管理实践的必要性，例如设定信用限额和定期审查未结账户。此外，账面信用在更大的金融系统中也发挥着重要作用。公司通常利用它来促进供应商和零售商之间的交易。例如，制造商可能允许零售商赊购商品，使零售商能够在必须支付给制造商之前销售产品。这种系统有助于刺激经济活动，因为它允许企业在不需要立即现金的情况下运营。总之，理解账面信用对任何参与财务决策的人来说都是至关重要的。它提供了一个框架，用于以有利于债权人和债务人的方式管理交易和义务。通过扩展账面信用，企业可以与客户建立关系，同时保持对其财务健康的控制。然而，重要的是要谨慎对待这一做法，并实施合理的信用管理策略以降低风险。在我们驾驭日益复杂的金融环境时，账面信用的原则将继续在塑造我们如何开展业务和管理财务方面发挥重要作用。