balance of account

简明释义

帐户上的余额

英英释义

The balance of account refers to the amount of money that remains in a financial account after all transactions, such as deposits and withdrawals, have been accounted for.

账户余额是指在所有交易（如存款和取款）被计算后，金融账户中剩余的金额。

例句

1.The balance of account shows that you have sufficient funds for this purchase.

账户的余额显示您有足够的资金进行这笔购买。

2.The bank sends a monthly statement detailing the balance of account and transactions.

银行每月发送一份详细说明账户余额和交易的对账单。

3.After reviewing the balance of account, I realized I need to deposit more money.

检查了账户余额后，我意识到我需要存更多的钱。

4.Please check the balance of account before making any transactions.

在进行任何交易之前，请检查一下账户余额。

5.Can you provide me with the latest balance of account for my records?

您能给我提供最新的账户余额以供我记录吗？

作文

In today's fast-paced world, managing finances effectively is crucial for both individuals and businesses. One of the key concepts in finance is the balance of account, which refers to the difference between the total credits and debits in an account at a specific point in time. Understanding this concept can help individuals and organizations maintain financial health and make informed decisions.The balance of account serves as a snapshot of one's financial situation. For individuals, it reflects how much money they have in their bank accounts after accounting for all transactions, including deposits, withdrawals, and fees. This balance is essential for budgeting and planning future expenses. If someone knows their balance of account, they can determine how much they can spend or save without risking overdraft fees or falling into debt.For businesses, the balance of account is equally important. Companies need to keep track of their financial statements, including income statements and balance sheets, to understand their profitability and overall financial position. The balance of account allows businesses to assess their cash flow, manage expenses, and make strategic decisions about investments and growth opportunities.Moreover, the balance of account plays a significant role in the auditing process. Regularly reviewing the balance of account helps identify discrepancies, fraud, or errors in financial reporting. By maintaining accurate records and reconciling accounts, businesses can ensure compliance with regulations and build trust with stakeholders.In personal finance, understanding the balance of account can empower individuals to take control of their financial futures. By regularly monitoring their account balances, people can avoid overspending and develop better saving habits. Additionally, knowing the balance of account can help individuals prepare for emergencies, such as unexpected medical expenses or job loss, by ensuring they have a financial cushion.In conclusion, the balance of account is a fundamental aspect of financial management that everyone should understand. Whether for personal use or business operations, keeping track of the balance of account is essential for making informed financial decisions and achieving long-term stability. By prioritizing this knowledge, individuals and organizations can navigate their financial journeys more effectively and secure a brighter financial future.

在当今快节奏的世界中，有效管理财务对个人和企业至关重要。财务中的一个关键概念是账户余额，它指的是在特定时间点上，账户中总信用和借记之间的差额。理解这个概念可以帮助个人和组织保持财务健康，并做出明智的决策。账户余额作为个人财务状况的快照。对于个人而言，它反映了他们在银行账户中拥有多少钱，这一数字是经过所有交易（包括存款、取款和费用）计算得出的。这个余额对于预算编制和规划未来开支至关重要。如果某人知道自己的账户余额，他们就可以确定自己可以花费或储蓄多少，而不至于冒着透支费用或陷入债务的风险。对于企业来说，账户余额同样重要。公司需要跟踪其财务报表，包括损益表和资产负债表，以了解其盈利能力和整体财务状况。账户余额使企业能够评估现金流，管理开支，并对投资和增长机会做出战略决策。此外，账户余额在审计过程中也发挥着重要作用。定期审查账户余额有助于识别财务报告中的差异、欺诈或错误。通过保持准确的记录和对账，企业可以确保遵守法规，并赢得利益相关者的信任。在个人理财方面，理解账户余额可以让个人掌控自己的财务未来。通过定期监控账户余额，人们可以避免超支并养成更好的储蓄习惯。此外，了解账户余额还可以帮助个人为紧急情况做好准备，例如意外的医疗费用或失业，从而确保他们有一定的财务缓冲。总之，账户余额是财务管理的基本方面，每个人都应该理解。无论是个人使用还是商业运营，跟踪账户余额对做出明智的财务决策和实现长期稳定至关重要。通过优先考虑这一知识，个人和组织可以更有效地应对财务旅程，确保更加光明的财务未来。