closing balance in account

简明释义

帐户结清余额［银行］

英英释义

例句

1.You can check your closing balance in account through the bank's online portal.

您可以通过银行的在线门户检查您的账户的期末余额。

2.To avoid overdraft fees, make sure your closing balance in account is positive.

为了避免透支费用，请确保您的账户的期末余额为正数。

3.At the end of the month, the accountant reviewed the closing balance in account to prepare the financial report.

在月底，会计审查了账户的期末余额以准备财务报告。

4.After deducting the expenses, the closing balance in account showed a profit.

在扣除费用后，账户的期末余额显示出盈利。

5.The closing balance in account reflects all transactions made during the period.

账户的期末余额反映了期间内进行的所有交易。

作文

In the world of finance and personal budgeting, understanding your financial standing is crucial. One key element that reflects this standing is the closing balance in account, which refers to the amount of money remaining in an account at the end of a specific period. This figure is essential for individuals and businesses alike as it provides a snapshot of their financial health at a given moment. To elaborate, the closing balance in account can indicate whether you are in a position of surplus or deficit. For instance, if your closing balance shows a positive amount, it signifies that you have funds available for future expenses or investments. Conversely, a negative closing balance can alert you to the need for immediate financial adjustments, such as reducing spending or increasing income.When managing personal finances, tracking the closing balance in account is vital for effective budgeting. By reviewing this balance regularly, individuals can make informed decisions about their spending habits. For example, if someone notices a consistent decline in their closing balance over several months, it may prompt them to analyze their expenditures and identify areas where they can cut back. This proactive approach not only helps in maintaining a healthy financial state but also aids in achieving long-term financial goals.In a business context, the closing balance in account plays an even more significant role. Companies rely on accurate financial statements to assess their performance and make strategic decisions. The closing balance serves as a critical component of the balance sheet, reflecting the company’s assets, liabilities, and equity. Investors and stakeholders often scrutinize this figure to gauge the company's financial stability and growth potential.Moreover, businesses must reconcile their accounts regularly to ensure that the closing balance in account is accurate. This process involves comparing the company's records with bank statements to identify any discrepancies. A well-maintained reconciliation process not only enhances transparency but also builds trust with investors and customers. In conclusion, the closing balance in account is more than just a number; it is a vital indicator of financial health for both individuals and businesses. By understanding and monitoring this balance, one can make informed financial decisions and work towards achieving greater financial stability. Regularly assessing the closing balance allows for better budgeting, effective financial planning, and ultimately, a more secure financial future. Whether you are managing personal finances or overseeing a business, keeping a close eye on your closing balance in account will undoubtedly lead to more informed financial choices and improved overall financial well-being.

在金融和个人预算的世界中，理解你的财务状况至关重要。反映这一状况的一个关键元素是账户的结余，它指的是在特定时期结束时账户中剩余的金额。这个数字对个人和企业来说都很重要，因为它提供了在某一时刻的财务健康快照。进一步说，账户的结余可以表明你处于盈余还是赤字状态。例如，如果你的结余显示为正数，这意味着你有资金可用于未来的开支或投资。相反，负的结余可能会提醒你需要立即进行财务调整，例如减少支出或增加收入。在管理个人财务时，跟踪账户的结余对于有效的预算至关重要。通过定期查看这个余额，个人可以对自己的消费习惯做出明智的决定。例如，如果某人注意到他们的结余在几个月内持续下降，这可能促使他们分析支出并找出可以削减的领域。这种主动的方法不仅有助于保持健康的财务状态，还有助于实现长期财务目标。在商业环境中，账户的结余扮演着更为重要的角色。公司依赖准确的财务报表来评估其业绩并做出战略决策。结余是资产负债表的一个关键组成部分，反映公司的资产、负债和股本。投资者和利益相关者通常会仔细审查这一数字，以评估公司的财务稳定性和增长潜力。此外，企业必须定期核对账目，以确保账户的结余是准确的。这个过程涉及将公司的记录与银行对账单进行比较，以识别任何差异。良好的对账流程不仅增强了透明度，还建立了与投资者和客户的信任。总之，账户的结余不仅仅是一个数字；它是个人和企业财务健康的重要指标。通过理解和监控这个余额，人们可以做出明智的财务决策，并努力实现更大的财务稳定。定期评估结余有助于更好的预算、有效的财务规划，以及最终更安全的财务未来。无论你是在管理个人财务还是监督企业，密切关注你的账户的结余无疑将导致更明智的财务选择和改善整体财务状况。